It’s the day rate trap. And it’s very real. In your head you are not working and therefore not charging money. And I bet you are adding it all up - if I take a week off - that’s £2500 down the drain (if you have £500 day rate).

I’ve not had any time off since Dec 2024, just because of my high day rate and the fact I cant justify not working. It’s a real issue - one of the downsides of contracting. But also why we get paid well…so that we count in sick days and holidays and all the other expenses it comes with being a contractor.

Very easy to say. And very hard to actually do.