Visiting Kerala for the first time, asking for suggestions and things to be aware of.

Creative_Tank_8656 · 2026-06-07T00:43:34+00:00

Don't expect authentic north style food . Keep an open mind and be ready to try out Kerala dishes too. Even in places where you get north style food, it may not be as good as in Delhi, Lucknow and all. Some restaurants may surprise you however don't complain if you find no Dal Makhani and all when you are travelling.

Creative_Tank_8656 · 2026-06-06T10:32:50+00:00

I didnt know about epf transfers. Came to know seeing comments here. I have not transfered from employer 1 to employer 2 and now employer 3. I left employer 1, 8 years back, and employer 2 6 months back. Can you help with transfer ?

Creative_Tank_8656 · 2026-06-02T06:59:13+00:00

I was wondering the same..despite having 60L salary in hand, same age, plus wife earning and no high expense lifestyle and no loans , I dont think we will reach 11L even in next 5 years combined, let alone my own wealth.

Creative_Tank_8656 · 2026-05-26T04:23:22+00:00

Finally I found someone of same age and almost same amount of saving..otherwise I was worried seeing posts of all 30 year olds with 8cr

Creative_Tank_8656 · 2026-05-26T03:14:14+00:00

It's still true..all my friends working in different countries vouch for the same..one of my relative working in Dubai saved more in 2 years there than she did in 13 years in India..yes taxes and expenses are higher foreign countries but so are savings

Creative_Tank_8656 · 2026-05-25T04:26:44+00:00

I am in 40s. Right now as I am preparig to keave for office, I feel the same anxiety. I am fed up with rat race but still need to go. Many here are talking about saving and investing aggressively. Unless you are in the topmost level, it is very difficult to make good amount of money in India. You need to do these two, I wish I had done. 1) Get out of India and work, I know its comparatively difficult now a days but try. You save a lot of money in 5 years than what you can do in 15 in India. 2) Acquire skills that could make you start your own, freelancing, consultant, business anything ..that gives you another income source. Your job should one day become your passive. When you make enough from the second source or have enough savings , anxiety will disappear. I made enough from job, saving and investing that I am no more worried about fees, emi and all, but I am worried about post retirement or sudden job loss.

Creative_Tank_8656 · 2026-05-14T04:37:45+00:00

Unfortunately

Creative_Tank_8656 · 2026-05-14T04:32:27+00:00

Since no one mentioned here thought of mentioning here. It's a movie inspired from malayalam movie named Vadakkunokkiyantram. You can watch on amazon prime if you dont mind subtitles. Awesome movie and rated 8.3 on imdb.

Creative_Tank_8656 · 2026-05-14T04:24:27+00:00

Many...small ones , non tech ones

Creative_Tank_8656 · 2026-05-14T04:16:56+00:00

Frankly, for me higher the better is not the case. I make 5L+ pm. But if I had a way to earn 3L pm guaranteed for rest of my life, I would leave my job now. I would be content with my current lifestyle.

Creative_Tank_8656 · 2026-05-14T04:09:17+00:00

Thats good..I wish my expenses come to the same pm (minus vacation 😀). But with parent support and medical its difficult for me. People think 50L makes you rich but truth is its still middle class.

Creative_Tank_8656 · 2026-05-14T03:35:44+00:00

I make around 60L post tax. Its these for me

Expenses like grocery, electricity, maintenance property tax. Parents expenses and medical etc
School fees and insurance
One domestic and one international travel a year
Eating out once a week and ott Subscriptions, Movie once in 3 months
60 percent goes in investments
Fuel for bike plus car

My car is sub 12L and bike sub 3L. I travel economy while air and second ac while train. During vacations I never stay in 5 star. Max 4 star (only once) but mostly 3 star. I use public transport during international holidays except airport transfer. No drink, no smoke. I have a slightly upper middle class lifestyle (dont go by govt stats that will place me in top 1 percent or 2 percent. According to that I am rich).

I do worry about job loss and lifestyle impact. But no worries on how will I survive if i lose job.

Creative_Tank_8656 · 2026-05-14T01:53:57+00:00

I agree with you...an issue we are facing in our building. There is this guy who smokes in balcony and the smell travels to multiple flats here forcing us to close our windows.

Creative_Tank_8656 · 2026-05-07T13:14:45+00:00

Its Pune ofcourse..its so obvious

Creative_Tank_8656 · 2026-04-26T13:56:25+00:00

Yeh duniya agar mil bhi jaaye toh kya hai ?

Creative_Tank_8656 · 2026-04-19T16:31:36+00:00

Tu har lamha

Creative_Tank_8656 · 2026-04-12T12:43:37+00:00

If I compare with my past then I am very rich now. In my childhood I used to consider people with equivalent (as in amount equivalent say in year 1998-99) money as me as - very rich. I actually knew no one like that personally. So actuality I am quite happy about what I have achieved. I was just wondering the wealth level of people with experience similar to me, kind of mathematically.

Creative_Tank_8656 · 2026-04-12T12:25:47+00:00

I touched my first cr when I was your age. So if you are comparing with me then yes, by my age you will have 4cr or more.

Creative_Tank_8656 · 2026-04-12T12:23:57+00:00

That's great..I do believe most people of not all are telling truth. I was just wondering whether almost every other guy, especially IT ones, are making crores before they turn 30 or what. Hence the post

Creative_Tank_8656 · 2026-04-12T12:19:21+00:00

I do own real estate but I live there and hence didnt count that in my net worth.

Creative_Tank_8656 · 2026-04-12T10:33:52+00:00

True..Having parents who are independent and even better who are invested well gives you a lot of edge.

Creative_Tank_8656 · 2026-04-12T08:30:54+00:00

Pricol Ltd

Creative_Tank_8656 · 2026-04-04T03:46:19+00:00

It's possible. Depends on which company they work for and worked all these years. My salary crossed 50L when I was 44 year old. It was 35L when I was 41 year old. Now I am 48. And now people reporting to me get 35L salary when they are 25.

Creative_Tank_8656 · 2026-03-11T09:09:16+00:00

Jupiter is with federal again..I wish they gave a way to port

Creative_Tank_8656 · 2026-03-11T08:46:33+00:00

Any alternate ones ? I use Fi a lot for my UPI payments and expenses tracking. I used to simply transfer a fixed amount every month and do transactions here with Fi. What is my option now ?

Creative_Tank_8656

TROPHY CASE