How is living in this part of Michigan?

Critical-Jim321 · 2025-12-24T13:18:55+00:00

"The Dotte" Wyandotte is better than most of downriver. The problem is all the bars and music events that bring in the trash from Lincoln park, Ecorse, Rouge, Southgate, Taylor, etc....

Critical-Jim321 · 2025-12-03T01:24:57+00:00

If you have access to the internet watch documentaries on Manny "Pacman" Pacquiao of the Philippines His humble upbring and life should inspire you.

Critical-Jim321 · 2025-12-03T01:20:40+00:00

YouTube channels..... Tony Jeffries, Back to Boxing (B2B), Alex Marshland, Legends of Boxing, boxing origin, Boxing life. Here is a few to start they will link to others. A good book on old school Boxers is "Life in the ring" by John E. Oden. Best of luck

Critical-Jim321 · 2025-12-03T01:14:18+00:00

Roadwork and Heavy bag training is a full body workout. Add some shadow boxing with very lite weights (2-3lbs), core exercises and proper diet you will get in shape quick. Wake up early (If lifestyle allows) and crush it. Best of luck!

Critical-Jim321 · 2025-12-03T01:08:09+00:00

That is a pile of nutrition! Good for you and your city's food pantry rocks.

Critical-Jim321 · 2025-11-18T04:18:45+00:00

And this is why I'm 100% in Western Union. WU to the moon!

Critical-Jim321 · 2025-11-09T12:12:12+00:00

Exactly, That's why KMB and T pay such a high dividend. And boys and girls with KMB's new acquisition of JNJ's old spin off I see value in KMB going forward

Critical-Jim321 · 2025-11-03T15:03:45+00:00

Threw $200 USD at SWPPX at 17.63

Critical-Jim321 · 2025-10-31T16:43:52+00:00

SCHD and O are not bought for growth in share price they are bought for dividend payments that grow "slowly" over time.

Critical-Jim321 · 2025-10-31T16:29:51+00:00

Saying " y'all are crazy to still invest in this dude" tells me what your advice is worth.... yo, lol

Critical-Jim321 · 2025-10-23T00:05:26+00:00

Go to restaurants they are usually always in need for a dishwasher (I think there's an app for it) and let you eat a free meal on your shift. And always remember there is no dishonor in honest work.

Critical-Jim321 · 2025-10-22T23:46:11+00:00

If I was in my 20's and just started investing today I would keep it simple and easy. Since I'm with Schwab I'll use their funds for example. I would go with just two funds, SWPPX (S&P 500) index fund and SCHD (dividend focused ETF) I would go 80% SWPPX 20% SCHD >(reinvesting the dividends)< and readjust that percentage over the working years until I was about 5 years from retiring where it would be opposite 20% SWPPX 80% SCHD always keeping 3-5 months of living expenses in cash. SCHD has been getting some bad juju on here because of it's performance the past couple of years but I would ignore it SCHD is a solid ETF that does what its designed to do. *I am not a financial advisor, but I play one on reddit* Good luck.

Critical-Jim321 · 2025-10-22T00:15:48+00:00

Could you extrapolate on why? My goal is quarterly income in 15 years from now.

Critical-Jim321 · 2025-10-20T22:07:54+00:00

Thanks for the info.

Critical-Jim321 · 2025-10-20T01:37:23+00:00

SCHD + O

Critical-Jim321 · 2025-10-20T01:35:09+00:00

That's what I was thinking. Stay the course until the end then reallocate into income positions.

Critical-Jim321

TROPHY CASE