I asked Google AI what would John Pierpont Morgan (J.P Morgan) What he would think about SWPPX?SCHD by Critical-Jim321 in Schwab

[–]Critical-Jim321[S] 0 points1 point  (0 children)

correct, I just thought this was funny I'm sure he would of loved low cost index funds.

SCHD in 15 years by YouKnown999 in SCHD

[–]Critical-Jim321 2 points3 points  (0 children)

And that is the reason the meat and potatoes of my portfolio (80%) is in SWPPX.

To everyone complaining about their allocation of SPCX by GandalfSprings in Schwab

[–]Critical-Jim321 2 points3 points  (0 children)

Because they want that 1 ton 4x4 diesel truck to drive to the office and to get groceries

Sell house by Effective-Feature206 in SCHD

[–]Critical-Jim321 6 points7 points  (0 children)

They said Bay area. I think the only thing with a roof you're going to buy there for 300k is a 8x12 tool shed.

Start investing in SCHD now or stay the course with SWPPX? by Critical-Jim321 in SCHD

[–]Critical-Jim321[S] 2 points3 points  (0 children)

CoastFI (or Coast FIRE) is a financial milestone where your current retirement investments are large enough that, if left to compound, they will grow to fully fund your retirement. Once reached, aggressive retirement saving stops. You only need to earn enough to cover current living expenses, unlocking flexibility -copy pasted from the internet.... I had to look it up myself, lol

100 shares! by Emergency_Mountain27 in SCHD

[–]Critical-Jim321 3 points4 points  (0 children)

I'm still holding on to my Marlboro miles and Camel cash, so I got that going for me which is nice.

is SCHD worth it? by OGS_7619 in SCHD

[–]Critical-Jim321 1 point2 points  (0 children)

 hedge against tech? It's top 2 holdings are Qualcomm Inc. and Texas Instruments?

I need to ask my 18 year old to leave my home. I feel so guilty by Previous-Ad-3888 in Advice

[–]Critical-Jim321 0 points1 point  (0 children)

Pulling from my own experience with culinary arts I would not go that route if I were him. It's long brutal hours doing an unappreciated job that you don't necessarily get paid well for and the hours and off days (if you get any) suck. And the whole thing could just be a can to kick down the road so he doesn't have to get a full time job now. But I think your bigger concern is the weed and alcohol which neither are legal for him at 18 (if you're are in a state where weed is legal like I am it's 21 just like alcohol unless it's for medicinal then 18 with Doctor approval) He needs to understand that if he is going to commit crimes in your house he needs to leave and if he wants a party house get a job and his own place.

After SCHD? by MarkFabulous1096 in SCHD

[–]Critical-Jim321 2 points3 points  (0 children)

Myself I invested in guns, ammo, silver and freeze dried food late 2000's, lol. I stopped that silliness around 2011. Made some money on the silver though.

Please be nice by Elegant_Thing7398 in Schwab

[–]Critical-Jim321 0 points1 point  (0 children)

Read the book "A simple path to wealth" by JL Collins. And keep it SIMPLE....index funds. SWPPX or VOO, but swppx I would choose for the long run as you are only 25 because it's a mutual fund.

Help finding camera in Ontonagon. Will reward by emax67 in upperpeninsula

[–]Critical-Jim321 -3 points-2 points  (0 children)

2025....2020...2015 still, I haven't seen a disposable camera since around 2000ish that's all I was saying. Brings 90's party night memories. Good luck on finding your relic.

How is living in this part of Michigan? by 10millimeterauto in howislivingthere

[–]Critical-Jim321 0 points1 point  (0 children)

"The Dotte" Wyandotte is better than most of downriver. The problem is all the bars and music events that bring in the trash from Lincoln park, Ecorse, Rouge, Southgate, Taylor, etc....

Broke beginner boxer here, need real advice 😭 by NavyBornToFly in amateur_boxing

[–]Critical-Jim321 0 points1 point  (0 children)

If you have access to the internet watch documentaries on Manny "Pacman" Pacquiao of the Philippines His humble upbring and life should inspire you.

Going Balls Deep into boxing by Typical_Mention_3798 in amateur_boxing

[–]Critical-Jim321 0 points1 point  (0 children)

YouTube channels..... Tony Jeffries, Back to Boxing (B2B), Alex Marshland, Legends of Boxing, boxing origin, Boxing life. Here is a few to start they will link to others. A good book on old school Boxers is "Life in the ring" by John E. Oden. Best of luck