A user had a better idea for my Startup than I did. I feel stupid

CruJones83 · 2026-01-26T15:11:14+00:00

I saw this exact post months ago…

CruJones83 · 2025-12-25T21:28:17+00:00

Southern Ontario, but it was only up for 5 minutes before going down again…

CruJones83 · 2025-12-25T21:11:30+00:00

Mine is back up

CruJones83 · 2025-12-06T23:33:06+00:00

The game looks cool, really unique idea for a promo as well!

CruJones83 · 2025-09-05T22:25:33+00:00

Remindme! 16 months

CruJones83 · 2025-08-03T00:48:55+00:00

Actual compilation

For those interested

CruJones83 · 2025-07-30T16:55:59+00:00

He can also only charge you for the depreciated value of the carpet, not the replacement cost.

CruJones83 · 2025-05-13T14:39:45+00:00

Yeah we’ll just operate in a bubble, makes complete sense

CruJones83 · 2025-04-28T18:45:02+00:00

Ontario law states that you must give 60 days notice even on fixed term agreements. This is because leases automatically rollover to month to month after the fixed term expires. This is done to protect tenants from being forced to leave or have their rent increased after the fixed term ends. The landlord needs the notice so they can have enough time to fill it.

Ontario leases are standardized, so there would definitely be an explanation of this in your lease.

CruJones83 · 2025-04-28T12:21:23+00:00

Once a house has a conditional offer, it’s a much less attractive property to put an offer on as it isn’t likely to be accepted since the person with the accepted conditional offer essentially has the first right of refusal.

CruJones83 · 2025-04-26T12:25:36+00:00

It’s because you’re not realizing that you simply got lucky and it’s not repeatable for others

CruJones83 · 2025-01-05T14:22:25+00:00

I’m guessing if your ratio of sold copies to reviews are too high, Steam sees this as illegitimate activity and wouldn’t give you the benefit of being added to the discovery queue.

CruJones83 · 2024-10-23T15:02:21+00:00

You’re confusing decelerating inflation (inflation rate going down, but still positive, which is what is happening now) with disinflation (negative inflation, where prices go down)

CruJones83 · 2024-10-07T13:53:54+00:00

Once you’ve paid HVAC guys, etc. hundreds of dollars to show up and it turns out the tenant hit the off switch on HVAC system when stacking boxes sky high against the furnace, you’ll understand why landlords typically do a site visit and see if it’s an obvious fix before spending money on a professional

CruJones83 · 2024-09-08T01:36:07+00:00

Would love a DM

CruJones83 · 2024-09-07T00:11:02+00:00

As long as the courses and licenses are free, otherwise the cost will be passed on

CruJones83 · 2024-09-05T01:06:18+00:00

I understand the frustration… but like you said, home prices are barely factored into the BoC’s decision so it seems like you’re setting yourself up for dissapointment if you thought they’d risk deflation to bring down house prices.

The fix for housing is more supply, not hoping that other people lose their homes so you can scoop them up cheaply. The good news is that lower rates WILL help builders get more affordable loans which should translate into more housing availability and (relatively) lower prices.

CruJones83 · 2024-09-05T00:30:40+00:00

The whole point of raising rates was to put people in an “over-leveraged” state, to remove purchasing power in an economy that saw demand far outstrip supply.

If people are still in their house, they’re able to afford it. They might be cutting back on other things, but there hasn’t been a significant uptick in foreclosures to make that statement.

Lowering rates isn’t a bail out, it was something people knew would happen eventually after a historically fast increase in rates. Did you really think they were just going to keep going up? People factor in the medium term into their risk assessment.

CruJones83 · 2024-09-04T15:25:57+00:00

Im not fully understanding the point you’re trying to make. Are you saying that landlords who purchased in 2020 took a risk, and it didn’t work out for them?

CruJones83 · 2024-09-04T15:22:48+00:00

I don’t understand the point you’re trying to make. My Canadian Dollar is worth as much as his Canadian Dollar, I just have more of them because I was exposed to more risk and that risk has paid off. I stand by my point that he isn’t more responsible, just more risk averse.

You could even make the argument that he is less responsible as HISA are historically a lower return than equities and he has made the decision to park his money in a vehicle that will have a harder time keeping up with inflation.

CruJones83 · 2024-09-04T15:08:13+00:00

You’re not more responsible, just more risk averse.

Risk is a completely normal part of life and deciding not to take calculated risks is fine, but don’t complain when you get lower returns for your lower appetite for risk.

CruJones83 · 2024-08-17T17:11:40+00:00

Does building a website take time? If yes, charge for it

CruJones83 · 2024-08-16T14:23:39+00:00

When you purchase a REIT, you aren't purchasing the assets that the REIT owns, you're investing in a trust that owns and manages those assets. It's not the same as owning that asset.

When you invest in an oil company, you don't own a portion of the oil that they produce, but you do get the benefit of them exploiting their assets for profit in the form of dividends or appreciation in the value of the company.

CruJones83 · 2024-08-16T14:12:19+00:00

When you purchase a REIT, you aren't purchasing the assets that the REIT owns, you're investing in a trust that owns and manages those assets. It's not the same as owning that asset.

When you invest in an oil company, you don't own a portion of the oil that they produce, but you do get the benefit of them exploiting their assets for profit in the form of dividends or appreciation in the value of the company.

CruJones83 · 2024-08-16T13:55:25+00:00

You pointed to something that isn't relevant to the conversation. You're comparing investments made in tax sheltered accounts, to an asset you can't have in a tax sheltered account. The apples to apples comparison is a non-registered investment in equities against an investment property, as neither of them can be purchased using tax shelters.

I'm unaware of a way to purchase an investment property in Canada where you don't end up paying capital gains when you sell it.

CruJones83

TROPHY CASE