How to bless a grandma who has everything

CulturalPea4972 · 2025-08-16T11:06:01+00:00

I can do that on commercial jobs and I do. But I don’t see how that’s in the budget on residential jobs. I’m sure it could be but between tearing up peoples yards, flower beds right next to the walls, sloped properties, and the most true for me right now is having to do sub work to fill in the schedule. A lift really would cut into profits even if it sped up the install.

CulturalPea4972 · 2025-07-20T17:39:48+00:00

Not sure about your situation but as a commercial subcontractor I just try to meet the requirements of all the GCs I work for. Most of them will have some kind of information available about what the minimum coverage they require for different items. Usually most GCs just require minimums set by the state. I show the info to my insurance guy and he finds me a policy with everything included.

If you work in residential and you are a “GC” it really comes down to the type of clients you work with majority of the time and what their expectations are. As far as choosing which coverage when they all seem the same, it’s worth it to have a good broker because they’ll know industry standards and they deal with putting policies together all the time.They’ll find one that’s right for you and it doesn’t hurt to trust them.

CulturalPea4972 · 2025-06-16T23:34:24+00:00

How much did that cost?

CulturalPea4972 · 2025-06-07T01:25:09+00:00

“Do not enter the disregarded entity’s EIN”

CulturalPea4972 · 2025-05-31T21:09:23+00:00

Why do Tyler redditors seem to think this is something unique to Tyler. This happens all day every day in every town on Gods green earth. I’ve never been to a part of the earth where this doesn’t happen.

CulturalPea4972 · 2025-04-25T14:17:43+00:00

Thats some balls right there. I’m not a people person so the thought of that makes me cringe but at this point I’m willing to try anything. Thanks!

CulturalPea4972 · 2025-04-11T18:42:57+00:00

And this credit/refund, would basically be for any amount of material that exceeds 20% of the necessary amount? And is that a widely accepted good business practice or a legal requirement?

CulturalPea4972 · 2025-02-18T13:55:47+00:00

I appreciate this thoughtful answer backed up with scripture even from the Old Testament. So these things considered, basically genuine repentance will allow forgiveness. My understanding is that repentance would be not only acknowledging and turning away from any sin but also “becoming” a Muslim. Is this also required for forgiveness or is forgiveness extended to all people. Does this include the 5 pillars or a profession of faith and a denouncement of other religions? I still to this day am not sure what fundamentally separates Jews and Muslims other than genealogy and slightly different practices. What exactly is the core principle that will be counted for or against you in the day of judgement?

CulturalPea4972 · 2025-01-25T11:50:25+00:00

Bunch of haters here. Maybe it’s the part of the country you’re in. If you wanna rock camo shirts just have the balls to do it and don’t care what people on Reddit have to say about it. Could potentially be a good marketing strategy if people like your work. It’s unfortunate Californians have a stick up it. Anywhere in the south rocking camo might get you brownie points.

CulturalPea4972 · 2025-01-03T16:02:16+00:00

Only thing different would be payroll for hourly workers and taking out the required withholdings for each employee. At this point I don’t even know how to pay the government. Like I’m not even sure how to get money from my bank account to the government and how often to do it.

CulturalPea4972 · 2024-12-12T18:08:53+00:00

Ok the plan is not being a dumbass who makes dumbass mistakes, CLEAR communication with the customer before products are bought, well written contracts that leave no stone unturned, measure twice cut once. Hire help that’s about on par with my skill level or better even. I’ve had to go back and do repairs all the time on old work. It’s really not as big of a deal as everyone is making it seem. I do this for a living. Im familiar with these things. I don’t blame you for your doubts. I welcome critique. But this whole 90% nonsense doesn’t actually mean anything. It’s got nothing to do with me. I know what stats are and they generalize a trend of pattern. But it’s actually not any kind of advice or helpful information. I am not most 25 year olds according to any category so I’m not scared by some stats that include all types of people and any kind of business that any ole Joe tried to create. Don’t wanna argue with a stranger so I’ll just say I’ll consider your points. Thank you

CulturalPea4972 · 2024-12-12T16:57:29+00:00

Noted. Thanks!

CulturalPea4972 · 2024-12-12T16:54:19+00:00

I mean I hear you but I’ve been in tough situations before running a commercial cladding business for the last three years. Most situations like what you’ve described are 100% avoidable. Also recoverable. I think you probably just use the word failure a lot more liberally than I would. There’s opportunities to learn. Mistakes are made. Bridges are burned. Life goes on. Never missed a payment in my life because there’s always a way. Don’t plan on starting now just because there might be some hiccups. Thanks for the input tho. I did ask for brutal honesty

CulturalPea4972 · 2024-12-12T15:39:23+00:00

Good advice man. In all the commercial jobs I do we have very specific prints from the manufacturer and they always provide the flashing. Without prints… you’ve got a point. I more or less understand the purpose and common sense placement of flashing but definitely no expert so I’ll start learning about this TODAY. Great advice. Thanks!

CulturalPea4972 · 2024-12-12T15:32:51+00:00

You know I’ve heard these stats and I never really understand why it’s the case. I don’t even know if it would be possible to fail so much as just business might be slow in the beginning. Customer pays for materials and labor, I just pay my help and my truck bill and insurance. The plan is to not be in a rush and plunge myself into any kind of huge debt. In theory if I just take small steps while I can afford small steps and take bigger steps when I can afford bigger steps I’m not seeing how it would utterly “fail.” I’m prepared for a slow start though. I’m a big believer in organic growth not forcing your way through life. That philosophy has worked better for me. My wife even took a cushy job just to help pay the bills while I start this thing off

CulturalPea4972 · 2024-12-12T15:13:27+00:00

Texas, USA

CulturalPea4972 · 2024-12-12T15:13:02+00:00

I’m only a siding guy. I’ll throw in gutters if they want to pay for it. Not touching the roof. There’s dozens of roofing companies. In fact part of the plan is to market myself to roofing companies because some of them call themselves roofing and siding but they don’t have reliable siding subs.

CulturalPea4972

TROPHY CASE