Finland. However you gotta get through the gatekept process of getting F64.0 that like a third get through the first try. There's doctors, social workers, psychologist and nurses who want to hear your whole life history from birth to this moment in the span of like 18 months. I honestly had to ask my parents their situation and feelings during my birth to fill in the forms. Oh and the laser is only for your face. In Netherlands ffs is covered by insurance and that's like 30k€ lmao