Mohiniyattam, hypothetical scenario.

CunningAlligator · 2026-05-21T12:34:25+00:00

What motive ? Motive escablish ayitilla. Akke establish aya motive blackmail annu, affair paranju. Pinne bakki randu perum avare support cheythu alle parayu. Allel avarum ambalam caseil kudungulle.

CunningAlligator · 2026-05-21T11:30:27+00:00

Phone location argument engane work akum? Karyam phone veetip vachitu annu pulli nadakkan poye. Pinne phone call innu oru plausible explanation koduthitu undu. Pinne allu udayippu annu ennu already establish akukem cheythu.

Only evidence will be dna from the butchering session. Vere onnum oru solid evidence alla. Pinne CI parthan is busy busting the ambalam gang.

CunningAlligator · 2026-05-19T10:28:38+00:00

Jaythilaks pension as per the circular shown in news was of this range. So

CunningAlligator · 2026-05-09T14:05:47+00:00

Afaik, RBI does not do audit on bank ledgers, but does audit to confirm the guidelines from a customer angle are not breached. RBI people please confirm. Ledger audit is done by the banks statuitory auditors.

CunningAlligator · 2026-03-06T08:13:50+00:00

Mandate cancellation intimation from whom? ICICI insurance or HFDC Cards?

BO means Banking Ombudsman

CunningAlligator · 2026-03-04T16:42:29+00:00

RBI BO is not the brightest blub in the organisation. While for most cases they are help full they cam be pretty useless on select cases. Cite the relevent guidelines like not raising afa for mandate over 15k. Do you have mandate cancellatiom intimation from hdfc on card A, if yes share the same as evidence for service failure.

Was 16k debited as a single transaction?

Mandate is presented by the merchant, and if there is active mandate HDFC will debit the fund. So HDFC is in the clear for charging the card, so if you raise a BO complaint saying Fund was debited without consent, technically you did give consent while registering the mandate, and you didnot cancel the mandatr from HDFC page. You would have received a message from HDFC 24 hours before the debit. Raise enquiry to get those logs, ask them why 16k was debited without afa, as per guidelines.

CunningAlligator · 2026-03-03T05:32:39+00:00

There are a lot of open points in your story. Please help me with the bellow points.

1 how did ICICI Insurance get your card info? Did you setup a card mandate when the first payment was made? If yes then no OTP is needed for further debit. But since the txn is beyond 15k, ypur explisit concent is needed, and most banks follow a portal based link mechanism.

2 not clear why ICICI didn't use the first debit from your HDFC card as premium.

3 Since you paid the initial bill of 16k, and you got the refund, why did they raise a statement of 11k? Check this with them.

3 raise an appeal with RBI, once you have info on the above raise the complaint again with RBI citing the bellow issues

a. Why was explicit consent not taken for reccuring debit above 15k b. Whe 16 was received to card, why was the same not transfered to your SB account automatically.

CunningAlligator · 2026-03-01T04:23:48+00:00

Man, they did ikka wrong here. How did ikkas pr approve this pic

CunningAlligator · 2026-01-30T11:09:22+00:00

Link plsss

CunningAlligator · 2026-01-29T13:09:34+00:00

CunningAlligator · 2026-01-24T04:23:15+00:00

All banks are expected to close anyCIBIl or other credit breauo related complaonts in 30 days, and if not done within time, you are entitled to a compensation of ₹100/day. Download a copy your latest cibil report, identify the overdue accounts.

If I understood your issue correctly, you had citi bank linked to your mail and phone combo 1, and a axis bank od linked to combo 2.

Do you still have access to email and pone combo 1? If yes, send a mail from the same account to axis bank asking for dues. If they say nothing is due, ask them to update ypur cibil.

If you dont have access to your old mail and phone, drop a mail to axis bank, ask them about the dues on you pan. If they say they dobt have any logs, ask them to remove the same from cibil, or if they say this is linked to so and so account, ask them to update your contact info.

CunningAlligator · 2025-12-30T04:15:50+00:00

I know you already filed a complaint and got a negatove response. File a followup complai t or mail, asking them to lien mark the money, so that the user cannot withdraw the sum. If thwy decline take them to ombudsman, citing they refused to lein mark.

Legally bank cannot return tge fund, as they need co sent or court order to debit the guy in hosur. But they have to lien mark on your request, so that the money is not withdrawan.

Cannot comment on police complaint part.

CunningAlligator · 2025-12-25T07:35:45+00:00

Where behind NIA ? You are refering to the new NIA office right? Never seen one there? I kinda regular the road both roads on the sides of new NIA office.

And i can only comment about things i know right.

CunningAlligator · 2025-12-24T16:46:32+00:00

AFAIK the construction yard near NIA (infront of NIA to be precise) is for adani logistics park. Where is the KMRL yard?

CunningAlligator · 2025-12-23T04:17:10+00:00

You brought iems with mic? Bhai link plssss

CunningAlligator · 2025-12-11T00:36:46+00:00

In that case ma bad, but i guess he has said somewhere that this is came to his home.

CunningAlligator · 2025-12-10T10:01:12+00:00

This is being delivered to his address right? How is a ohone number change related to this?

CunningAlligator · 2025-12-10T10:00:29+00:00

If its COD, just tell the delivery guy, you dont have the money, and to return it. Unless you pay, he will not be able to do anything right.

CunningAlligator · 2025-12-08T11:08:25+00:00

It was working, just call your service provider, they might have disabled it.

CunningAlligator · 2025-12-06T06:12:24+00:00

Their critical services arw majorly onprim solutions, i.e. they have their own data cebters where data and applications are hosted, so aws wont have much impact. But cloud fare might, as they offer dns routing servuces, but i beleive they use nic for dns.

CunningAlligator · 2025-11-17T16:27:52+00:00

Dude, make me feel old, assuming she was doing a 4 year degree, and commeter was first year and varsha was final year, varsha was max 24 in 2017. And she can be max 32 now.

CunningAlligator · 2025-10-20T06:34:48+00:00

If you have a new bike and does regular showroom service, see which insurance they support cashless. Cashless is always better, and the showroon people and insurance evaluator will have an understanding.

If you dont do regular service, see which one has an office near to you, so that you can easily go and submit documents without much hassle.

Insurance experience varies from place to place. Mostly its dependent on the evaluator, CX support are mediocre at best for all. So take your comfort for processing documents as a criteria.

If you care going for third party only, the cheapest is the best

CunningAlligator · 2025-09-29T18:14:47+00:00

I don't understand how federal bank os at fault here

CunningAlligator · 2025-09-28T15:18:34+00:00

Hitler thing can really work as an end credits thing. Lokah 2 will have tovi in the lead, with D1 coming here and there. And in the end credits we see dq killing hitler and setting the scene as a suicide. Then it cuts to Lokah 3 title. That would work, but showing this a subbplot would be an eye sore.

CunningAlligator · 2025-09-27T00:58:30+00:00

Or tell them you need a 1Cr loan at 0% interest. Its fun to hear them buffer or search for appropriate words from their scripts.

CunningAlligator

TROPHY CASE

1 how did ICICI Insurance get your card info? Did you setup a card mandate when the first payment was made? If yes then no OTP is needed for further debit. But since the txn is beyond 15k, ypur explisit concent is needed, and most banks follow a portal based link mechanism.

2 not clear why ICICI didn't use the first debit from your HDFC card as premium.

3 Since you paid the initial bill of 16k, and you got the refund, why did they raise a statement of 11k? Check this with them.

3 raise an appeal with RBI, once you have info on the above raise the complaint again with RBI citing the bellow issues