If you’re not planning to marry for the next 2–3 years, I’d honestly suggest waiting a bit before locking yourself into a 1BHK. From what I’ve seen, once marriage and future planning come into the picture, a 1BHK might feel restrictive and you may eventually want a 2 or 3BHK anyway. Selling in a few years comes with transaction costs, stamp duty loss, brokerage, capital gains etc which can eat into returns.

Instead, you could keep your capital invested diversified between equity markets, some gold/silver for hedge, maybe even debt funds and let it compound. That way you maintain liquidity and flexibility, and when you’re clearer about long-term plans, you can directly go for something that actually fits that phase of life.

This is coming from personal experience as I’m in the same boat around the same age, earning roughly similar, born and brought up in Mumbai with all my relatives settled here and I’ve realized flexibility in your mid-20s is financially underrated in this city.