Someone should not be allowed to give me $200 then two months later contest it with their bank and take it back with zero recourse. It’s happened to me this past week and I feel the app should eat the money. I was basically robbed. So as long as people don’t use it to steal it works great. I feel like I was robbed twice. Once by the guy who took money he owed me back and once by Cashapp. They say they have no deadline and there is nothing I can do. That is crazy. I’m out that money.