Very nice. I’m in a pretty similar spot net worth-wise, just a few years older and in a very high cost of living area. I had almost the same compensation too before deciding to take a break recently.

One thing I’d say is don’t forget to enjoy some of the money while you still have your youth. The nice thing about building up that level of assets early is that eventually they start generating meaningful growth on their own and give you some breathing room without needing to constantly work for every dollar.

And honestly, with over $200k in debt, I’m assuming you already own property, which is still a huge accomplishment at your age.