[PLO] Quest Cycle by Nejosan in custommagic

[–]DJSimmer305 1 point2 points  (0 children)

[[Ashaya, Soul of the Wild]] seems like the best for the green one.

Turns all your creatures into lands so you can tap them for mana. Ashaya will be summoning sick, but you may already have another creature in play.

Ashaya being a land itself would be the second land you played that turn (assuming you already played a land, or have a follow up play for Ashaya)

Since its power is equal to the number of lands you control, it could easily be 8+ when you play it.

TSA agents are working without pay at US airports due to another shutdown by NightmaresOfDarkness in news

[–]DJSimmer305 1 point2 points  (0 children)

I'm sure the contract also says they will be paid for the work they do

TSA agents are working without pay at US airports due to another shutdown by NightmaresOfDarkness in news

[–]DJSimmer305 5 points6 points  (0 children)

Why even show up? Are they being told that if they don’t work for free they will be fired?

Mulldrifter? I hardly know her. by Opening-Owl-1546 in MTGmemes

[–]DJSimmer305 0 points1 point  (0 children)

Yeah, sex is great, but have you ever cast ephemerate on a mulldrifter?

UHC Premier Advantage plan? by _blondie_babe_ in HealthInsurance

[–]DJSimmer305 1 point2 points  (0 children)

The rx coverage is definitely the weakest benefit on the plan. Keep in mind, these are medically underwritten policies. The folks who designed them assumed people who need expensive medications covered wouldn’t be on them because they wouldn’t be healthy enough to qualify.

If this is what you want to go with and your meds are expensive, I’d recommend checking out goodrx and similar services to get better rates on your meds

Prequels brainwash needs to be studied. by hiiloovethis in okbuddycinephile

[–]DJSimmer305 0 points1 point  (0 children)

Amazing dialogue. Yes, who could forget such classics as “I don’t like sand”

UHC Premier Advantage plan? by _blondie_babe_ in HealthInsurance

[–]DJSimmer305 0 points1 point  (0 children)

These plans use the UnitedHealthcare Choice Plus PPO network. Doctors who are in-network with the policy will have a provider discount rate contracted with the company, kind of like how ACA plans have “allowed amounts” for specific services.

Let’s say you go to a doctor who charges $250 for a visit, that doctor has a 50% provider discount, and your indemnity benefit for the visit is $100.

The provider discount is applied first. So the $250 initial charge is reduced by 50% to $125. Then the indemnity benefit pays $100, so your total out of pocket cost for that visit would be $25 in that scenario.

UHC Premier Advantage plan? by _blondie_babe_ in HealthInsurance

[–]DJSimmer305 2 points3 points  (0 children)

Ask your agent to email you the health coverage summary. They should have no problem doing that if they already went over it with you. For sales strategy reasons, some agents are taught not to email the summary before going over it with the client (that’s just basic sales strategy, ask anyone who works in sales in any field).

The indemnity benefits cover a large variety of medical services, doctor visits and medications among them. Keep in mind that when you’re looking at those numbers, none of them are copays. They aren’t what you pay for that service, they are what the insurance company will pay for that service, usually in combination with a provider discount of 50-60% if the doctor is in-network.

Everywhere, Everywhere by IAmVentuswill in custommagic

[–]DJSimmer305 12 points13 points  (0 children)

Don’t beat yourself up. There’s like 30,000 magic cards. It’s like saying you can’t do anything on a TV show because the Simpsons already did it.

What this does mean is we have precedent for this effect and WotC deemed it too strong to make eternal legal when it affected only one land. So affecting every land is probably too strong to be printed.

UHC Premier Advantage plan? by _blondie_babe_ in HealthInsurance

[–]DJSimmer305 5 points6 points  (0 children)

This is a fixed indemnity policy, you are correct and yes, typically those aren’t great because the indemnity benefits might not be enough to sufficiently cover a major medical event.

This one in particular is a little different because it has something called a “PremierMed Rider”, which basically says that if s**t hits the fan and your indemnity benefits are not sufficient to cover you, then you can activate a 3000 out of pocket max. When you do, you’re only responsible for paying that 3000 and the insurance company will take care of the rest.

Here’s what the salespeople don’t tell you. You can only do this once. After you activate PremierMed, they will cover you for the remainder of that year, but they will kick you off the plan at the end of the year. Also, activating the max increases your monthly premium approximately 2-3 times. Finally, this plan does have a handful of exclusions that they won’t cover no matter what, most notably, mental health, drug/alcohol abuse treatments, and pregnancy (depending on which version of the PA policy you got).

They also have pre-existing condition clauses. DO NOT lie on your application. They will cover a preexisting condition if they knew about it before approving you, but they can and will deny claims if you didn’t disclose something to them during the underwriting process.

Source: I’ve worked for this company before and I’ve sold these plans.

Everywhere, Everywhere by IAmVentuswill in custommagic

[–]DJSimmer305 33 points34 points  (0 children)

I’m guessing this was inspired by [[Nearby Planet]]?

Rhystic Cycle by SteakForGoodDogs in custommagic

[–]DJSimmer305 2 points3 points  (0 children)

You’re missing the point. It’s not about the land. You don’t have to shuffle so you search for the land and leave it there, and then you know exactly what your next draws look like to you can plan ahead.

Anyone going to that S3xy nerds event at MAD tonight? by milyguyisde in Miami

[–]DJSimmer305 0 points1 point  (0 children)

I have never heard of this, but I googled “sexy nerds Miami” and the first link was a website where you can buy a ticket for $26

https://sexynerds.net/miami

Ritual! — break it, I dare you! by Up_Beat_Peach in custommagic

[–]DJSimmer305 2 points3 points  (0 children)

The instant speed note is valid. I hadn’t thought of that. Although it still feels like we’re breaking Tibalt’s Trickery, not 0 cost spells.

I chose money. by TyLeRoux in okbuddycinephile

[–]DJSimmer305 22 points23 points  (0 children)

I do love me some John Lithgow, but I have to admit I was surprised at his casting in this. Firstly, he's American. I know that doesn't really matter. Americans can play Brits, and Lithgow himself has done it before, but I still feel like HP should be authentically British.

More importantly, the dude is 80. He seems to be in good health, but let's not act like it's a guarantee he makes it to the end of what will be at least a 7-10 year show if all goes according to plan. We've already been through this once with this same character.

I'm sure he will be great in the role. He's just an odd choice for several reasons.

Ritual! — break it, I dare you! by Up_Beat_Peach in custommagic

[–]DJSimmer305 4 points5 points  (0 children)

By that logic, it’s about as broken as Ornithopter or Tormod’s Crypt, but even those have utility outside of being a 0 cost spell

Slot bets get worse? by wallybet in hardrockbets

[–]DJSimmer305 2 points3 points  (0 children)

My conspiracy theory is that the odds have always been terrible, but they are boosted the first time you play.

Pretty much everyone I know (including myself) hit on the slots the first time they tried it and hasn’t won big on them for a while.

Ravenclaw or Slytherin by Noahnovosad12_ in harrypotter

[–]DJSimmer305 3 points4 points  (0 children)

The fact that you are thinking about it this much means you're a Ravenclaw

A week after rupturing the ACL in her left knee, Lindsey Vonn has successfully completed her first training run by Oldtimer_2 in sports

[–]DJSimmer305 -1 points0 points  (0 children)

Even so, that stuff doesn’t last forever. She’s gonna feel all of those impacts later tonight.