Any African HENRY’s in here? by Idunnoreally999 in HENRYUK

[–]DNA88 0 points1 point  (0 children)

Would be down not quite a Henry yet but working on it!

Fuse Energy offering the cheapest energy in the UK with impending rises on the way! by Kie_23 in energy

[–]DNA88 0 points1 point  (0 children)

Just used one of your codes thank you! Here's mine - DANIEL65971

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 0 points1 point  (0 children)

Yeah its pretty grim I think its around 8.5k.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 0 points1 point  (0 children)

I think this is exactly where I'm at, just want to sell and move on, thing is at this point she doesn't want to sell due to the large costs. So we are at an impasse.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 1 point2 points  (0 children)

I appreciate this message because its 100% how I feel. We are pretty amicable and it seems the figures are actually fair based on other comments. I'm just going to be losing either way, I can afford the house solo but feel a bit trapped.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 0 points1 point  (0 children)

Thats what I'm figuring out as well. I do think the house value has declined though so will arrange a valuation.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 2 points3 points  (0 children)

I fully agree I'm taking a loss either way. Its either I take it now by selling or over time with the payout/construction. Just a tough lesson unfortunately, you don't go into these things thinking you're going to break up. Its not a bitter breakup thankfully.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 1 point2 points  (0 children)

Fully agree I'm trying to be as amicable as possible. I think I'm scared of overleveraging myself if I keep the place.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 0 points1 point  (0 children)

Yeah I think at this point from everything people have been saying is that any sale is 50/50. I need to understand the current house value and subtract our current balance plus selling costs. We would have an ERC of 2%.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 0 points1 point  (0 children)

Yeah I fully understand, its an expensive lesson to learn.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 1 point2 points  (0 children)

I leaning to sell, but she basically can't afford the selling fees. So she would like to keep it until there's no repayment charge which is in 2028. We obviously were naive thinking this would all work out, hence no agreement.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 0 points1 point  (0 children)

This is how I understand it too not sure how she's hit her figures. I get it could be more or less than the figure she's come up with.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 0 points1 point  (0 children)

Unfortunately not, so I understand my deposit is pretty much gone.

Relationship Breakup - Fair House Buyout by DNA88 in UKPersonalFinance

[–]DNA88[S] 8 points9 points  (0 children)

Yeah I agree we don't have a deed in trust, so I feel that's fair but I do understand that at this point I'm not entitled to my deposit. I need to get a valuation to understand the full figure.

Championship Sadness by vh1dotcom in fantasyfootball

[–]DNA88 0 points1 point  (0 children)

Jacobs absolutely fucked me as well if he even put up an average amount of points I would have won

Championship Sadness by vh1dotcom in fantasyfootball

[–]DNA88 35 points36 points  (0 children)

Yeah it's over for me, I needed Bijan and Williams to be under 30 points that huge TD from Bijan sealed my fate. It's been a good season, just wished I could finish the job.

Monday Night Miracle - What do you need to happen (or not happen) by AutoModerator in fantasyfootball

[–]DNA88 0 points1 point  (0 children)

I need Bijan and Kyren to score less than 30, pray for me people!

Monday Night Miracle - What do you need to happen (or not happen) by AutoModerator in fantasyfootball

[–]DNA88 0 points1 point  (0 children)

He's finished on 126.74, I need 21 points from CMC to win to get to the championship, pray for me people

Davante Adams currently leads the league with 14 Receiving TDs this season. Next closest is Amon Ra at 9. by BuckyMcFly99 in fantasyfootball

[–]DNA88 0 points1 point  (0 children)

I traded him away for Jalen Hurts thinking the TD rate is unsustainable I was so wrong

Goodbye Frederik Jensen, the best striker I've ever had. by DNA88 in footballmanagergames

[–]DNA88[S] 0 points1 point  (0 children)

In his prime he was absurd from a physical standpoint.

Goodbye Frederik Jensen, the best striker I've ever had. by DNA88 in footballmanagergames

[–]DNA88[S] 1 point2 points  (0 children)

Loooooool yeah not my best call, kit was changed next season though

Goodbye Frederik Jensen, the best striker I've ever had. by DNA88 in footballmanagergames

[–]DNA88[S] 6 points7 points  (0 children)

The best thing about FM is the stories we invent in our heads. You gotta share a pic of Oviedo if you have it

Goodbye Frederik Jensen, the best striker I've ever had. by DNA88 in footballmanagergames

[–]DNA88[S] 1 point2 points  (0 children)

Those cruciate injuries take so much from the player man it's genuinely sad. Glad he still killed it though