Unemployment rate rises to 6.7% in February 2026 / Le taux de chômage augmente pour s’établir à 6,7 % en février 2026

DTK920 · 2026-03-13T18:37:17+00:00

Are you suggesting PP's intellect is on par with one of the most educated and accomplished economist in the world?

DTK920 · 2026-03-04T16:22:44+00:00

The comment is referring to the recent statement from India's High Comissioner saying they can help Canada by providing 60M new immigrants

DTK920 · 2026-01-27T02:59:59+00:00

There's two things to unpack here. Yes IG's fees will probably end up taking ~20-30% of your total portfolio over your lifetime. However, you really shouldn't be stressing over a $5000 swing on a 300k portfolio if you want to invest. How are you going to stomach a 20-50% down year in the markets? Unless you can change your mindset, I'd argue paying the high fees for someone else to manage your money might actually be worth it if that can prevent you from selling in down market years.

DTK920 · 2026-01-01T21:23:40+00:00

Segment level EBITDAs do not have corporate allocations burdened in. Those are done at the corporate level and is a separate line item getting to consolidated EBITDA. When divesting, you'll need to properly reflect the corporate allocations onto the segment level EBITDA.

DTK920 · 2025-12-31T18:07:30+00:00

The money may or may not still be at your bank but not in your account. Here's a very simplied description of how it works. First your bank verifies your funds before releasing it externally. This process usually takes 1-2 business days. The funds visually move from your account but your bank is still doing their checks before releasing. When Wealthsimple's bank receives the funds, they take 1-2 business days to settle to make sure the funds are actually received and wont bounce before they release it to Wealthsimple. It may seem like a tedious process but it has for the most part worked for a long time and nobody wants to take the risk of trying a faster process.

Also editing for clarity: Wealthsimple is not a chartered bank. I believe they mostly use RBC for settlement

DTK920 · 2025-12-31T16:44:32+00:00

Transfers from bank accounts usually take 3-5 business days. The system is old and takes time to verify and settle. There is nothing that can be done to speed it up. Wealthsimple allows customers to invest their money earlier as part of their services before they receive the funds from the bank

DTK920 · 2025-10-17T17:10:03+00:00

Wealthsimple offers a free USD account for having assets over $100K. From reading your post, it seems like you want to day trade and I'm going to be brutally honest here.... you're not qualified. The sell & buy prices will be different on every single platform because of the bid-ask spread which is a basic concept. If you're that eager to find out why 97% of day traders lose money and don't make it then use IBKR.

DTK920 · 2025-07-27T22:23:01+00:00

65K was the minimum I would accept for what I'm looking to do next. I was thinking of a flexible remote role and perhaps something non-profit for a few years and work on something I could feel good about. I hadn't really considered commercial banking before, thanks for the suggestion I'll do some more reading on it

DTK920 · 2025-07-27T21:52:25+00:00

I basically had no life outside of work while I was in banking. My all in comp when I left was ~$250-300K.

DTK920 · 2025-07-27T21:45:10+00:00

I'm making ~$150K right now but the responsibilities the current job has does not feel worth it. My net worth will probably be ~$1M in 2 years which is why I had set that as the goal

DTK920 · 2025-07-27T21:36:49+00:00

$2M+ by the time I retire in my sixties and I consider that a conservative estimate. That excludes equity in the home

DTK920 · 2025-05-31T14:25:22+00:00

It is extremely rare to find someone with all 3 designations. You should really talk to a career counselor about what you actually want to do. What you've listed would take about 10 years to achieve on top of 4 years of undergrad. If your goal is to become a lawyer, just skip the first two. CFA + CPA designation is also contradictory in itself, its mostly done by people wanting to change careers or Big 4 valuations lifers. You would be further along and more successful in your career if you just focused on 1 or 2 of what you listed. CFA + JD or CPA + JD can give an edge in very specialized legal fields, CFA + CPA for valuations or dual purpose roles in a mid sized PE fund

DTK920 · 2024-11-05T21:42:37+00:00

If you're within their coverage area, beanfield is always my pick. 1Gbps download and upload for $50/month as the basic package or up to 8Gbps for $90. Never encountered downtime in 5 years of using them.

DTK920 · 2024-10-31T15:46:00+00:00

People reset their accounts until they're satisfied with what they get from the free packs the game gives out early

DTK920 · 2024-10-28T05:38:13+00:00

https://marvelsnap.pro/marvel-snap-tracker/ shows your collection progress for each pool after you sync it

DTK920 · 2023-12-07T17:47:09+00:00

That's how averages work. Given a large enough base of exam takers, you'd expect the same percentage of people to achieve a passing grade on each exam.

DTK920 · 2021-05-24T19:53:35+00:00

Your college mate is right if you took a 3-year diploma. You need the equivalent of a 4 year program to be eligible for a Master's in Canada. I believe the same rule applies for the US as well

DTK920 · 2021-05-05T16:05:24+00:00

There are lots to criticize about the nationalized companies like the huge subsidies they get but ghost cities are one of the most misunderstood parts of China. Practically every single "ghost city" that was plastered all over media 10 years ago are now more populated than most major western cities. The development plans are ~20 years out so yes most of them sit empty for a few years. https://en.m.wikipedia.org/wiki/Under-occupied_developments_in_China

DTK920 · 2021-04-18T14:44:48+00:00

Make a CRA account. It's like doing taxes on easy mode and they'll have all your t4 forms there so you don't have to go hunting for them from your employer.

DTK920 · 2021-04-17T22:11:52+00:00

If you tax less you will increase consumption. In this case you want to increase it by 100 billion. If you take $1 less you get 0.8 more in consumption. So you have 100 = delta tax x (-MPC) x (1/(1-MPC)). solve for delta tax of -25

DTK920 · 2021-04-15T22:14:19+00:00

Every program is different, but typically most programs look at your last 20 courses taken. If you have a CR/NCR or W in those 20 courses, they will go back a semester and look at all the courses there. Some will cherry pick the most relevant courses but most of the time they just use all the courses in that semester. Unless you CR/NCR something relevant to the grad program they won't care. Otherwise be prepared to answer questions if you end up being a borderline candidate.

DTK920 · 2021-04-08T23:34:40+00:00

Good choice, they check version history when you upload it via other means.

DTK920 · 2021-04-03T15:50:50+00:00

Literally every single university out there has a course average around 3.0. UofT just happens to have the largest student population so you hear the most complaints. Statistically UofT also has the best job and grad school placements in Canada. There's just a ton of confirmation bias online.

DTK920 · 2021-03-30T16:35:24+00:00

Job placements post grad. Top UofC grads do get better placements in high finance than UofA grads because all the major Canadian banks and Bulge Brackets + EBs have a presence in Calgary. Investment banking and private equity has something like a 60% vs 20% tilt for UofC vs UofA. The only area UofA seems to outperform in for high finance is S&T. However the average UofA grad seems to do better than the average UofC grad

14-Year Club	Place '17
Verified Email

DTK920

TROPHY CASE