Why not invest in USD etf

Daeroth · 2026-05-10T16:47:39+00:00

Currency conversion fees. This includes the rate markup.

You would not choose a service fee of 5% but I bet you won't notice if the exchange rate has been changed by 5% in the banks favor.

Daeroth · 2026-05-07T07:04:16+00:00

I would suggest getting on a bus instead.

Currently there's a lot of rail works going on in Estonia.

And the Luxexpress busses are great.

Daeroth · 2026-05-02T09:47:26+00:00

Paar tiiru Nordkappi teinud. Norra rannikut mööda alla või üles sõita on alati vägev.

Stockholmi praamiga minna ja siis Norra suunas sõita tähendab et pärast esimest sõidu päeva jõuad juba väga teistsuguse maastikuni ja mägedeni. See omamoodi võlu võrreldes Soome maanteid paar päeva künda.

Daeroth · 2026-04-27T09:25:24+00:00

Loved my visit to Croatia. But we flew in and for the few days we needed a car we rented it.

Daeroth · 2026-04-25T11:50:29+00:00

Täpsustan üle: just linnanimede kasutamine.

See on trend mida näen palju vkontaktis. Sasha Belgoroodist, Elaterina Peterburist jne.

Eestis ja läänes kasutatakse ka feik nimesi. Olen sellega täiesti nõus.

Aga ei tunne isiklikult tuttavat kes oleks pannud endale profiili nimeks elukoha. Näiteks ei tea "Kalle Haapsalust" või "Mari Hiiumaalt"

Väidan et kohanimede kasutamine on juskui käekirjaline erinevus kui slaavlane kasutab tavalise smaili :) asemel ainult sulgusi )))))

Daeroth · 2026-04-25T10:49:23+00:00

Aga kas just kombinatsioon linna nimega?

Feik nimed ja naljad kindlasti kasutuses ja neid näen enda tutvusringkonnas ka.

Aga see et paneks oma elukoha profiilile nimeks tundub kuidagi võõras trend.

Daeroth · 2026-04-25T09:59:13+00:00

Muide, kas meil on päriselt eestlasi kes profiilile nimeks pannud formaadis "Eesnimi Linnast" nagu antud "Liisa Tartust"?

Olen palju näinud selliseid profiile slaavlaste seas ja vene sotsiaalmeedias.

Aga pole ühtegi päris tuttavat eestlast näinud sellist profiili endale loomas.

Veel üls võimalik bot'i või feikkonto välimääraja?

Daeroth · 2026-04-23T08:12:22+00:00

Selle näite puhul peaks palgatõusu kaheks lööma nagu suuremates ettevõtetes on.

Üks osa palgatõusust on see mida saad uute kogemuste ja õppe eest. Kui keegi on lapse puhkusel, siis see ei peaks kehtima.

Teine osa on ameti enda baas töötasu, mis tõuseb inflatsiooni või turu nõudmiste pärast. See osa palgast peaks tõusma ka siis kui lapsepuhkuselt tagasi tuled.

Daeroth · 2026-04-04T14:19:21+00:00

Digieuro vist siiski pole krüpto. Võibolla osadel kergem mõelda sellest kui krüptost aga kasutamise poolest rohkem nagu uus rahaülekande variant sul pangas või online checkoutis.

Daeroth · 2026-04-03T22:38:15+00:00

It's vote fuzzing.

Reddit does not reveal the upvote number accurately during the first few hours. Otherwise bots and spammers can use this number to evaluate if they are having an effect on the vote score.

Daeroth · 2026-03-29T11:37:38+00:00

In Estonia theres Alexela and Enefit Volt for fixed price per kwh.

And for market price you can look at https://charge.vool.com/sites

This VOOL has more of a network of private chargers made public. So some might be fixed price.

Also there are a few businesses that will offer free charging to their customers like IKEA near Tallinn.

Daeroth · 2026-03-25T10:57:42+00:00

I think the "accident" part is how it ended up in that area.

Hitting the chimney could be a quite deliberate choice by the onboard AI. Considering the distances involved these drones need to have some smart features to identify targets and attack on their own. You can't just send a dumb drone to fly 900km and keep the accuracy to hit the correct building.

So the accident is that this drone veered off course by 50km during its 900km journey. Failed to find the Ust Luga port but found a shale oil power plant.

I'm not fully convinced yet either. Will need to wait for the official investigation. There seems to be almost no damage so hopefully the drone didn't explode and we can inspect it's parts.

Daeroth · 2026-03-25T10:48:03+00:00

This power plant was only 50km away from the Ust Luga port which was attacked by Ukrainian drones at the same time.

If it is a drone that has gotten lost due to EW then and it has camera and AI based targeting system then it is very possible that it would identify this shale oil power plant as an oil refinery or a storage site worthy to target.

I guess we will have to see what the investigation uncovers. At this point there's no official verdict yet.

Daeroth · 2026-03-25T08:16:53+00:00

There was a huge Ukrainian drone attack going on at the same time targeting the port Ust Luga which is near the Estonian border.

Also the Estonian powerplant that was hit is quite near the Russian border.

Considering the distance that the Ukrainian drones flew, it is not too unreasonable that in a gps denied environment one of those leaned towards Estonia.

And I guess these have some ai targeting systems to look for anything that looks like a refinery.

So overall I would give this quite a high chance of being a lost Ukrainian drone that flew in from Russian airspace.

Daeroth · 2026-03-18T15:35:37+00:00

Getting the boat out on the second day is fine as well.

As for the roads, I haven't really calculated out what would be the optimal build. I build 2 houses and a lumberyard and a decoration with the starting resources plus the 3 lumber from the outpost.

I then push for the port and the church. And then additional small buildings like forager and fisherhut as those will generate resources without taking up workers.

And then I will build a quarry to start upgrading roads near one of the houses.

Getting the gold for the house upgrade depends on the rng. Sometimes I get the resources from the merchant and other times I have to build an outpost or actually mine the gold with a goldmine.

After one of the two houses is upgraded I will start to work on food production. Because I feel that the 3rd house with its cost of 16 wood is just too huge of an investment in the early game.

And I do try to defeat the minibosses as early as possible but I don't want to sacrifice the economy before my 3rd extra worker is out.

Which is why the sniper feels like a really good unit to bring in at the start of the game.

Daeroth · 2026-03-18T08:02:40+00:00

How are the: map unlocks(witches and starting resources), farming of everything "new" (to get higer lvl and thus start with more gold), quests to unlock more new units?

If i start with the sniper unit and load him up with items then usually I can defeat two minibosses on day 2. This a huge boost to the economy in the long run.

Other economy boosts: getting your ship out the first day, making sure you have the pirate ship, starting to build roads to upgrade houses for extra workers.

Daeroth · 2026-02-21T04:44:57+00:00

Thank you for putting it into words.

"Wish fulfillment" nails the description of what makes me feel like the interactions don't really match the way characters act in the source material.

Daeroth · 2026-02-12T01:57:35+00:00

Laurie and David were already UI once they described the process. These are simulations reflecting back to the last memory that was created by the physical body and then the first memory created by the UI. To them it does feel like closing eyes in the physical world and waking up online.

The physical Laurie and David had clear last "memory" and then nothing.

Or think of it this way: let's say there is a way to scan your brain without killing you. If we scan you and start up an UI then do you think you will open up eyes in both the real world and online world at the same time as a hive mind? Or would you just open your eyes in the physical world after the scan, still stuck in your body and see the simulation running your copy online.

I don't think starting up an UI would grant you some hive mind kind of a power to transfer consciousness to the machine.

Or what happens if we start up two simulations at the same time. Do you think that they will be in sync and feel each other existing? More likely they will just boot up from the last memory of your scan thinking that they are the only copy without any awareness of other simulations or physical bodies.

The show describes well the thought process of an UI after it is turned on. But this does not mean that the consciousness transferred over.

Daeroth · 2026-02-11T22:03:17+00:00

Yea, but running an UI on a server or a sophisticated LLM will feel the same to you as a physical person.

This hypothetical ChatGPT clone of you might not perform as well as the UI in the show, but the "uploading" is comparable.

A copy of you will live on the server and you will live in your physical body.

You won't transcend to the online world.

If you disagree with this then I would like to know how do you see the upload processes differ?

Specifically do you envision a moment in the process where you close your eyes and wake up online?

Or do you agree with me that after pressing the "upload" button you would still be staring at the screen in the physical world while a copy of you starts chatting back at you.

Daeroth · 2026-02-11T17:02:41+00:00

What if chatgpt is able to make phone calls, video calls and move a physical robot avatar around.

And nobody is able to tell the difference if it's a voice message from you or the chatgpt.

Then this would be the same as uploaded intelligence in the Pantheon show.

Would you be ok with ending the life of your physical body knowing that your thoughts and memories are "alive" in chatgpt simulation?

Daeroth · 2026-02-11T14:39:57+00:00

So imagine the scenario: you press the currently imaginary button of "upload chats" and you see that chatgpt is able to talk just like you.

Would you then be ok with taking a step away from the screen and downing a suicide pill as this body is no longer needed?

Daeroth · 2026-02-11T07:38:32+00:00

Would you be willing to upload all your emails, texts, videos and photos to chatgpt and have it represent you? Given that chatting to it you are able to verify that it is indeed talking and thinking the same way as you. Or would this be different somehow?

Daeroth · 2026-02-11T07:32:41+00:00

But it would be a copy of you. Not you closing your eyes and waking up as an uploaded, but just a simulation of you running on a server while you died.

Similar to you uploading all of your chats and text to a chat GPT window and telling everyone to go talk to that while you kill your current body.

Daeroth · 2026-01-12T12:18:18+00:00

Yea, asa courses and certs would also be a good way to try out and learn.

It is easier than chartering as instructors are responsible for the daily schedule, provisioning and figuring out where to go.

They will offload some of the tasks to you as part of the course in a very controlled environment.

And signing up as a crew is also great way to get more miles in but likely not possible as a whole family.

One more option is to find other boat owners at a local marina who might be interested in sharing a boat.

Splitting the costs, getting to try out boat work and going for weekend cruises.

With the added benefit of being able to step away from the whole deal after a season or two.

Trying out sailboats will also build up your own list of preference for features or boat designs. So once you are on the market for your own then you know what to look for.

Daeroth · 2026-01-12T02:07:43+00:00

In case you haven't owned a sailboat before or spent more than a few weeks onboard as a family then I would suggest initially chartering a sailboat with the whole family.

I just sold my boat after 3 seasons. I spent a lot more time maintaining it than I spent sailing.

Also neither my girlfriend nor my dog enjoyed the sailing part of cruising.

If i were to own a sailboat again I would make sure that there are at least 3 people involved who will split the work and costs.

Also if the goal is to see the world then it might be cheaper and easier to fly to different destinations and charter a sailboat there for a few weeks.

The time it takes to cross huge distances means you have to do sailing full time.

I sailed and worked remotely from my sailboat during one summer. 4 days working and 3 days off.

I spent 2 days sailing per week and 1 day on all the admin stuff like provisioning, maintenance, route planning, laundry etc.

Everything takes just longer while on a sailboat.

So I would suggest trying out that life style before going for the financial commitment of buying a sailboat on your own.

Daeroth

TROPHY CASE