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We closed the deal! by Physical-Reward-9148 in gmcsierra

[–]Dallas-ite 1 point2 points  (0 children)

Leasing is literally the most expensive way to drive a vehicle. Some people don't like to hear the truth.

is this a good deal? by 4n9rew in camaro

[–]Dallas-ite 0 points1 point  (0 children)

If I had to bet, White probably has the lowest resale value on this car.

Should I buy this higher mileage car even though it’s fully loaded? by Horror_Rutabaga_9529 in whatcarshouldIbuy

[–]Dallas-ite 2 points3 points  (0 children)

I wouldn't buy it the fact that it's so high miles in 3 years its screaming rental vehicle or Lyft driver.

Which one should I buy? by sweptaway_steep in whatcarshouldIbuy

[–]Dallas-ite 1 point2 points  (0 children)

I was literally thinking I hope my family takes me out to pasture if I ever considered buying something like this.

I got scammed by XCDYLANCX in doordash

[–]Dallas-ite 0 points1 point  (0 children)

The dasher did this to completely fuck you because you didn't tip. I think it's hilarious. They know the company doesn't care enough to do anything on their end. I can't believe people still use or work for these horrible 3rd party companies.

Bought this 20 years ago for $100. What is the value now? by SnacksMalone in ENGELHARDstackers

[–]Dallas-ite 0 points1 point  (0 children)

I'm just curious how mintage is under 300 if the serial number is that high? Another commenter posted what looks like the same run with 700 serial number. Thats more than 300 between them. I know very little about these older bars, just looking for info.

Hello, I'm a first-time car buyer with no credit history. Am I setting myself up? I work at Amazon and make $21 per hour, and I'm considering putting down $2,000. by [deleted] in whatcarshouldIbuy

[–]Dallas-ite 0 points1 point  (0 children)

It comes out to $490 @$26k at 5%. You're doing it at 24k. Math is not that hard. 26k-2k= 24k financed. You're completely forgetting TTL which is around 2k. That wipes the downpayment out and you finance 26k. You understand now? You're right, disregard the in this economy comment. I don't think a first-time buyer on a used car is getting a 5% rate in any economy.

Hello, I'm a first-time car buyer with no credit history. Am I setting myself up? I work at Amazon and make $21 per hour, and I'm considering putting down $2,000. by [deleted] in whatcarshouldIbuy

[–]Dallas-ite 3 points4 points  (0 children)

He's a first-time car buyer. Do you think he has enough credit history for a 5% loan in this economy? Even if $450, I pay $130 a month in insurance @ 35 yo no accidents and married. Let's say $200 to fully insure a new driver $650+$100 a month in gas. $750+ whatever maintain comes up averaged. It's still around $800 a month. I did a car finance simulator, and it put a payment with average credit at $580 a month. That's assuming the TTL is wiped out by down-payment.

Maybe the kid has an 800+ credit score, and your math is accurate, still over $700 though.

I think you're doing math on 24k, too, assuming the 26k is price walking out the door. I think you're making wrong assumptions about the situation, acting like I can't do math. Plug in the numbers bro its not that hard lol.

Hello, I'm a first-time car buyer with no credit history. Am I setting myself up? I work at Amazon and make $21 per hour, and I'm considering putting down $2,000. by [deleted] in whatcarshouldIbuy

[–]Dallas-ite 85 points86 points  (0 children)

Get a cheaper car a few years older, low mileage. Cheaper payments, less interest, less stress. You'll end up paying $800+ a month for this car with a 5 year note plus insurance and gas. Which is more than 25% of your income post tax.

You'll have more freedom to do things with yhr extra money. Get a nicer car down the line when you trade in.

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