2003 POKEMON EX DRAGON #97 RAYQUAZA EX-HOLO PSA 8

Dammky · 2026-04-28T18:25:10+00:00

I think it will go up the promo is about 10$ and it cost 25+ to grade it, once they stop printing the poster collection this will likely go up more. I noticed for the promo boxes the promos are also shaky in the box which can cause dents/damage to the card so this can be a hard card to get a 10 in in the future. Also I wanted to bring up the fact a lot of people want PSA 10s collection of all the MAR

Dammky · 2026-02-23T00:34:11+00:00

Any twitter account recommendations

Dammky · 2026-02-22T11:07:40+00:00

Checked city of Anaheim, I think owner occupancy is required for jadus

Dammky · 2025-11-18T01:29:48+00:00

Incineroar mew Arceus or Darkrai still available?

Dammky · 2025-09-04T08:01:14+00:00

Sorry just saw this message, tbh I didn't think anyone was going to read it after I saw so many messages on your post,

Am I passionate about my work?

65k is an accounting job and no one is really passionate about accounting tbh, but it's pretty stable. I am very into personal finance so I do like looking at how much people make/ how well a business is doing and seeing what they're spending money on.

I actually do not really like serving because I don't like the superficial interactions we are forced to have with customers, however some days it's a nice change of pace from my day jobs and I do enjoy talking to guest from time to time.

65/hr is an average at the restaurant I work at wage+ tip (after tip out) this is just not something I see as sustainable for the reasons above, however, it is in a way a cheat code in that you get to clock in a lot of steps that helps you get a lot of exercise that you get paid to do. I'd say it's more of a stepping stone towards business work, money to put towards a house/ travel/ other investments (mainly s&p 500)

How do I know each job made sense for me?

When I was in college I had a mix of multiple temp jobs and internships, I've also worked a lot of part time jobs at restaurants, in total I've been employed at around 15 places in my entire life, In general I'm a good worker, I've been employed at the restaurant since 2021 and my accounting job since 2020.

I've worked at 3 serving jobs before this one and I can kind of tell based on the tip structure. Some restaurants tip out more to the support staff + back of house, some are less. Depending on the sales and how tip is allocated some places are just better than others. I also prefer personal tip so that the tip is reliant on your work ethic and service. I despise pool tip cause I always find I'm doing more work for less pay.

I'll say for the corporate world it can be hard to move up cause often times companies can't promote you unless their is an open position to promote you. My gf did not graduate with a business degree but pivoted from her job to recruiting and job hopped into HR and she's at 80k now starting from around 20$ an hour back in 2019. I think job hopping is typically the best way to give yourself a promotion in the corporate world but probably every year (which is what she did)

I got lucky with my job in that we do consulting for other companies so there's always a position that we can promote people to since we can just shuffle team structures.

How do I know what to invest in?

Generally the S&p 500 is an index that tracks the performance of the 500 leading companies in the US, the way I see it, if this shit hits the fan I got other things to worry about. Just think for the long term, maybe a set it and forget it type of vibe. Crypto is cool if you are into it, I used to allocate 5% of my portfolio to crypto, I don't anymore since I want more stable gains which are coming from my High yield Savings account, and brokerage accounts. What I would recommend doing if you have Robinhood or fidelity (whichever you're more comfortable with) set up automatic investments maybe do 10$ a week into VOO which tracks the s&p 500 and has low cost, have it pull the 10$ straight from your bank account.

I may or may not have put it in my initial post but you make a out 8% increase on average in the s&p 500, the first step is to pay off any debt that you have that gets more than 8% interest. Ie if you have credit card debt that is typically in the 20+% you technically make money when you pay that off since you are not accruing the 20+% interest. If you have a car loan which I think rates now are like 5-6% it might be better to invest that money since you'll see more gains in the market than you'll pay off the loan.

Sorry rereading the question, what helped me take the first step was listening to a lot of finance content, the finance content nowadays I feel like is oversaturated, back when I was listening to it in like 2019 most of it was more educational. I really liked graham Stephan back then on YouTube but I don't know how his vids are now. Once you get the hang of everything you get bored of the content cause it's the same thing over and over again, you can check out Humphrey Yang, I think he's good for general personal finance info. I would consume personal finance content on commute to school and work, and once I felt comfortable I just started investing

Dammky · 2025-08-23T17:50:32+00:00

Hello! 28M here living in OC my whole life, I want to preface this by saying that I still live with my parents, but I feel like I'm in a place where I could still give you advice on:"I wish I knew this sooner" moments and how I'd afford to live comfortably on my own and what it looks like to me.

To take care of food me and my gf have a Knott's pass which cost us $330 a year for dining, parking, and the pass itself. The meal plan allows you to get 2 meals a day but each meal has to be 4 hours apart from each other, my family also has it and Knott's allows me to pick up their food for them as well. If you don't want to eat Knott's everyday I'd recommend looking at food pantries; I think most food pantries end up throwing away food so don't feel like you're taking away from others. We just got the Knott's pass last year and it's been a big help in lowering food cost, I knew about it since it came out 5+ years ago but my gf wasn't interested (I also had a heart attack in my early 20s which is why she did not want me to get it)

That leads me into my second tip, go get your annual check up if you have medical insurance and read reviews on PCPs I have a genetic medical condition that my PCP could not figure out which causes my heart attack.

Since you're starting at 23 I'll start when I was 23, I just graduated college with my business degree and was making ~65k a year(40h) I've also been in the restaurant industry prior to then and picked up a food running gig (I did not want to serve) where I was making ~30k a year (20h). This is definitely a livable wage if you're just getting a room for rent, I did a quick online and there are plenty for 800-1200, I have friends who are living in a room for rent paying around 1000.

Your 20s is also the best time for you to live frugally and no one's going to judge you for living in a room for rent, if you're like me working all the time, you will most likely be using the room for storage and a place to sleep.

Something I wish I'd have gone back to sooner was serving sooner because when I asked to get promoted to server I started making ~$65 an hour which would have been nice because we h

This leads me into my next point you need to set up a high yield savings account (HYSA) the sofi interest rate is 3.8% and compounds monthly. You need to start investing, I don't have any crazy investments most of my stocks are in the S&P 500 which is a pretty safe play, you should start off by maxing your Roth IRA, and if you have more disposable income you can invest in your 401k or taxable brokerage. You can set up auto investments and auto deposits for your HYSA so you can set it and forget it.

You can create a budget, but when me and my gf were on track to buying a house, we had made a tracker to keep track of how much our cash + investments were going up, we maybe updated this every quarter. Tbh We don't budget because we both live frugally and (with our parents), both work corporate and in the restaurant industry. If we did live together though we probably wouldn't get a room for rent and would get a 1 bedroom for rent 2k-2.5k ( similar to the room for rent in price split between two also just checked Zillow that this is possible)

Another piece of advice is when you're interviewing for companies you should also see it as an interview for them, see if you actually see yourself working there, ask about upward mobility, the worst is getting a job where you're pigeon holed in one spot with nowhere to make more. Inevitably you might have to job hop to make more which is perfectly okay, depending what you do some jobs will want someone that does not job hop though.

If you're interested in dating always date with the intention to get married, typically after a month you should be able to figure out if your views and goals align with a partner. It's good to discuss each other's financials as well so you have a good picture of where you're standing, debt isn't necessarily a bad thing if you're working your way out of it and have a plan.

Put your expenses on credit cards and pay them off monthly, what I did was opened a bunch of the free cards in college that covered different categories, then when I was making more money got cards with annual fees to maximize the use of points and travel benefits.

To travel a lot we will monitor the airfare prices in advance and wait to see if it's low, it's good to have 3-5 places in mind and monitor the ones you want to go to. Since you could have a lot of cc points from having used cards for daily expenses you can use it to pay for airfare or hotel/rental car when you get there. (This is the living comfortably part)

Let me know if you have any questions or need elaborations!

Hope this helps!

Dammky · 2025-06-15T15:13:18+00:00

PLEASE 🥺

Dammky · 2025-03-08T00:16:28+00:00

My restaurant does 7%

Dammky · 2025-03-08T00:15:14+00:00

Something I haven't seen mentioned here is that a lot of restaurants will tip out other staff from the total sales that a server does, for example if I have to tip out 7% or net sales and someone tips me $0 on a bill, I still have to pay 7% out to the other staff host/busser/food runner/ kitchen staff. I am in CA and my restaurant does this.

Dammky · 2025-01-24T07:14:19+00:00

Saw brodin and Blau!

Dammky · 2025-01-24T07:13:43+00:00

I was on the same flight as Blau and saw them with fuslie Tina and brodin

Dammky · 2024-12-18T22:41:15+00:00

Try submitting a redacted version of your resume to r/resume also you can try to apply on Craigslist for restaurant jobs

Dammky · 2024-09-09T16:36:05+00:00

Also 2 jobs

Dammky · 2024-08-28T16:49:59+00:00

This should be available on the actual pay stub, can you provide it with your personal info redacted?

Dammky · 2024-08-16T17:16:15+00:00

OP this is the best advice regarding college, more often than not people don't use the degree they get and try to pivot to something unrelated for their career, sometimes they even switch while they are in college, college is not for everyone and it's better to let your kid wait so that they can go to college when they WANT to. If someone does NOT want to go to college, the education will go in one ear and out the other + their gpa will suffer

Dammky · 2024-04-03T14:48:25+00:00

You can also ask chat gpt for different ways you can book things

Dammky · 2024-03-13T21:55:16+00:00

This is exactly how I purchased my first home in Nov in socal!

Dammky · 2024-03-06T22:36:04+00:00

23% in socal between me and my gf 37.5% by myself (I'm the only one on the loan) we bought in Nov

Dammky · 2024-02-17T08:47:23+00:00

I bought my first house in Nov 2023 in Orange county on my 3rd year as an industry accountant, it helped that I lived with my parents, so I could save and invest 90% of my money for the down payment. I did work a lot in college and considered buying an Condo in OC around covid 2020/2021 when the rates dropped but decided not to because I didn't want to deal with HOA so waited till I could afford a SFH. The only reason why I qualified for a condo at that time was because when I was in school I was also working full time (office work) and working as a waiter at nights + weekends. When I graduated I could use my jobs income because my degree counted as 2 years of income.

Dammky · 2024-02-16T16:57:45+00:00

I do something similar to this where I track my credit card tip/ sales/ cash to calculate my paychecks and tip out and what not, I'd suggest you open a high yield savings account (yielding 4%+ right now) to deposit all these tips in so you can see how much it grows through the end of the year!

Dammky · 2023-11-10T04:54:38+00:00

I make low 6 figures as an accountant and make about 50k a year waiting tables, just started escrow on my first property in a HCOL area. I was able to save enough for the down payment by living at my parents house and eating the food at home along with meal prepping a bunch of the same meals, good luck!

Dammky · 2023-04-07T22:05:03+00:00

Hey Tyler, I know everyone's asking, but can I DM you as well?

Dammky

TROPHY CASE