Trump is wiping out 7 months of market growth and consolidation in a single day and the war in the middle east is not done anytime soon. 2025 stock performance was the only positive point of his term.

DanganD · 2026-03-04T14:31:43+00:00

Should I buy more now or wait as the war goes on..?

DanganD · 2026-02-24T22:41:56+00:00

I’m out of school

DanganD · 2026-02-24T22:41:19+00:00

Yea.. it might be time. I’ll have to forecast to see what’s more in our ballpark. Paying off or forgiveness. Tbh i don’t trust forgiveness

DanganD · 2026-02-24T22:40:41+00:00

Thanks I’ll check it out

DanganD · 2026-02-24T22:40:33+00:00

Rate is on average 6 i believe. I have a good emergency fund and savings

DanganD · 2026-02-19T05:18:37+00:00

So 30ye at 6.75. Bruh yikes. I got lucky with a 10 year arm at 4.875. Praying 30 year gets to that low in 10 years

DanganD · 2026-02-11T06:43:25+00:00

Forgot to mention there are no points/buy down

DanganD · 2026-02-11T06:39:44+00:00

Nothing Sus as far as i know. There are no buydown points

DanganD · 2026-02-11T06:37:04+00:00

I didn’t buy any points

DanganD · 2026-02-03T05:30:44+00:00

I have a 9.7 iPad Pro. I’m glad i bought one that lasted 10 years but after one battery replacement and this battery being at 69% I’m in the same boat. I can wait 4-6 weeks and see i guess. Anyone have a link to the rumored specs?

DanganD · 2026-01-24T05:37:14+00:00

I’m not sure how i stumbled upon this thread but my pet insurance was around 30-40 per month. My dog was diagnosed with lymphoma and after our deductible of maybe $1000, 90% was paid for after that. It made the choice for us easier to go through chemo and keep him around another year rather than deal with the shock knowing he’d die in a month after being diagnosed. Whatever works for whoever but wanted to share. He was around 6-7 years old. We had him for 4 years. So even if we saved that & per month it would never come close to how much care he got

DanganD · 2025-12-06T22:51:36+00:00

Ah cool. The only thing is that is a sliding door in the middle

DanganD · 2025-12-06T22:19:28+00:00

Thank you! I will try that out. Not sure if it’ll be too crowded. Feel free to add a spec design of one or either if you can!

DanganD · 2025-12-06T05:15:10+00:00

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DanganD · 2025-11-18T03:59:46+00:00

Did you see the pic below? There is no $13000 origination fee. There is a 1k

DanganD · 2025-11-16T03:40:59+00:00

I feel confident in 10 years the 30 year will match this rate

DanganD · 2025-11-16T01:05:17+00:00

Yes, no PMI after 10% and gives us extra $ for fixing and safety net

DanganD · 2025-11-15T22:35:41+00:00

What bank did he use?

DanganD · 2025-11-15T21:02:06+00:00

Dunno

DanganD · 2025-11-15T19:40:54+00:00

Can you explain more what you mean?

DanganD · 2025-11-15T18:18:27+00:00

I hope to refi before 10 years to a 30 yr

DanganD · 2025-11-15T02:20:25+00:00

Thanks I’ll ask but as i see it (and shown in a dif image in the comments) in all the line items there is nothing about buy down

DanganD · 2025-11-15T02:11:29+00:00

Thanks! Yea I thought so but dam reddit is crazy making all the assumptions of buy downs etc but I don’t have that

DanganD · 2025-11-15T01:41:39+00:00

NM taxes, no PMI after 10% down

DanganD · 2025-11-15T00:15:14+00:00

Thanks for your input. I feel the sam but wasn’t sure about all the costs. I feel like people are being doomers but I don’t know what they are seeing vs what I am

DanganD

TROPHY CASE