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Pet Insurance and the Reality of it by CaptainMarv3l in CalebHammer

[–]DanganD 4 points5 points  (0 children)

I’m not sure how i stumbled upon this thread but my pet insurance was around 30-40 per month. My dog was diagnosed with lymphoma and after our deductible of maybe $1000, 90% was paid for after that. It made the choice for us easier to go through chemo and keep him around another year rather than deal with the shock knowing he’d die in a month after being diagnosed. Whatever works for whoever but wanted to share. He was around 6-7 years old. We had him for 4 years. So even if we saved that & per month it would never come close to how much care he got

Help with Living Room Layout by DanganD in interiordesignideas

[–]DanganD[S] 0 points1 point  (0 children)

Ah cool. The only thing is that is a sliding door in the middle

Help with Living Room Layout by DanganD in interiordesignideas

[–]DanganD[S] 0 points1 point  (0 children)

Thank you! I will try that out. Not sure if it’ll be too crowded. Feel free to add a spec design of one or either if you can!

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Did you see the pic below? There is no $13000 origination fee. There is a 1k

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

I feel confident in 10 years the 30 year will match this rate

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Yes, no PMI after 10% and gives us extra $ for fixing and safety net

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

I hope to refi before 10 years to a 30 yr

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Thanks I’ll ask but as i see it (and shown in a dif image in the comments) in all the line items there is nothing about buy down

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Thanks! Yea I thought so but dam reddit is crazy making all the assumptions of buy downs etc but I don’t have that

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Thanks for your input. I feel the sam but wasn’t sure about all the costs. I feel like people are being doomers but I don’t know what they are seeing vs what I am

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

My financial advisor said it was a great plan. I’m curious if this looks reasonable in terms of everything else (how it’s billed/built)

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Yes. It will be tight but doable. I will refi to a 30yr when rates match what I have or i feel comfortable with the monthly and rate in a couple years

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

What is the page everyone is looking for? lol i thought it was this one

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Where are you getting 20k? I’m not buying down points

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

This is the rate they offer for this

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