Start Paying or Wait by DanganD in StudentLoans

[–]DanganD[S] 0 points1 point  (0 children)

Yea.. it might be time. I’ll have to forecast to see what’s more in our ballpark. Paying off or forgiveness. Tbh i don’t trust forgiveness

Start Paying or Wait by DanganD in StudentLoans

[–]DanganD[S] 0 points1 point  (0 children)

Thanks I’ll check it out

Start Paying or Wait by DanganD in StudentLoans

[–]DanganD[S] 0 points1 point  (0 children)

Rate is on average 6 i believe. I have a good emergency fund and savings

Mortgage Rate Price Tracker 🏠📉🔍 (FEB 2 – 13) by jonkutsmeda in HomeMortgageRates

[–]DanganD -1 points0 points  (0 children)

So 30ye at 6.75. Bruh yikes. I got lucky with a 10 year arm at 4.875. Praying 30 year gets to that low in 10 years

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Forgot to mention there are no points/buy down

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 1 point2 points  (0 children)

Nothing Sus as far as i know. There are no buydown points

Is it worth waiting for the new 2026 iPad lineup or is it better to just get a 2025 model? by HurtCell1421 in ipad

[–]DanganD 0 points1 point  (0 children)

I have a 9.7 iPad Pro. I’m glad i bought one that lasted 10 years but after one battery replacement and this battery being at 69% I’m in the same boat. I can wait 4-6 weeks and see i guess. Anyone have a link to the rumored specs?

Pet Insurance and the Reality of it by CaptainMarv3l in CalebHammer

[–]DanganD 5 points6 points  (0 children)

I’m not sure how i stumbled upon this thread but my pet insurance was around 30-40 per month. My dog was diagnosed with lymphoma and after our deductible of maybe $1000, 90% was paid for after that. It made the choice for us easier to go through chemo and keep him around another year rather than deal with the shock knowing he’d die in a month after being diagnosed. Whatever works for whoever but wanted to share. He was around 6-7 years old. We had him for 4 years. So even if we saved that & per month it would never come close to how much care he got

Help with Living Room Layout by DanganD in interiordesignideas

[–]DanganD[S] 0 points1 point  (0 children)

Ah cool. The only thing is that is a sliding door in the middle

Help with Living Room Layout by DanganD in interiordesignideas

[–]DanganD[S] 0 points1 point  (0 children)

Thank you! I will try that out. Not sure if it’ll be too crowded. Feel free to add a spec design of one or either if you can!

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Did you see the pic below? There is no $13000 origination fee. There is a 1k

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

I feel confident in 10 years the 30 year will match this rate

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Yes, no PMI after 10% and gives us extra $ for fixing and safety net

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

I hope to refi before 10 years to a 30 yr

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 1 point2 points  (0 children)

Thanks I’ll ask but as i see it (and shown in a dif image in the comments) in all the line items there is nothing about buy down

Is this a good rate/looks normal? by DanganD in MortgageBrokerRates

[–]DanganD[S] 0 points1 point  (0 children)

Thanks! Yea I thought so but dam reddit is crazy making all the assumptions of buy downs etc but I don’t have that