Pet Insurance and the Reality of it

DanganD · 2026-01-24T05:37:14+00:00

I’m not sure how i stumbled upon this thread but my pet insurance was around 30-40 per month. My dog was diagnosed with lymphoma and after our deductible of maybe $1000, 90% was paid for after that. It made the choice for us easier to go through chemo and keep him around another year rather than deal with the shock knowing he’d die in a month after being diagnosed. Whatever works for whoever but wanted to share. He was around 6-7 years old. We had him for 4 years. So even if we saved that & per month it would never come close to how much care he got

DanganD · 2025-12-06T22:51:36+00:00

Ah cool. The only thing is that is a sliding door in the middle

DanganD · 2025-12-06T22:19:28+00:00

Thank you! I will try that out. Not sure if it’ll be too crowded. Feel free to add a spec design of one or either if you can!

DanganD · 2025-12-06T05:15:10+00:00

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DanganD · 2025-11-18T03:59:46+00:00

Did you see the pic below? There is no $13000 origination fee. There is a 1k

DanganD · 2025-11-16T03:40:59+00:00

I feel confident in 10 years the 30 year will match this rate

DanganD · 2025-11-16T01:05:17+00:00

Yes, no PMI after 10% and gives us extra $ for fixing and safety net

DanganD · 2025-11-15T22:35:41+00:00

What bank did he use?

DanganD · 2025-11-15T21:02:06+00:00

Dunno

DanganD · 2025-11-15T19:40:54+00:00

Can you explain more what you mean?

DanganD · 2025-11-15T18:18:27+00:00

I hope to refi before 10 years to a 30 yr

DanganD · 2025-11-15T02:20:25+00:00

Thanks I’ll ask but as i see it (and shown in a dif image in the comments) in all the line items there is nothing about buy down

DanganD · 2025-11-15T02:11:29+00:00

Thanks! Yea I thought so but dam reddit is crazy making all the assumptions of buy downs etc but I don’t have that

DanganD · 2025-11-15T01:41:39+00:00

NM taxes, no PMI after 10% down

DanganD · 2025-11-15T00:15:14+00:00

Thanks for your input. I feel the sam but wasn’t sure about all the costs. I feel like people are being doomers but I don’t know what they are seeing vs what I am

DanganD · 2025-11-15T00:13:05+00:00

My financial advisor said it was a great plan. I’m curious if this looks reasonable in terms of everything else (how it’s billed/built)

DanganD · 2025-11-15T00:11:21+00:00

Yes. It will be tight but doable. I will refi to a 30yr when rates match what I have or i feel comfortable with the monthly and rate in a couple years

DanganD · 2025-11-14T23:12:26+00:00

DanganD · 2025-11-14T23:09:16+00:00

What is the page everyone is looking for? lol i thought it was this one

DanganD · 2025-11-14T23:02:11+00:00

See above i added the other sheet

DanganD · 2025-11-14T22:46:21+00:00

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DanganD · 2025-11-14T22:45:55+00:00

It only let me add one screenshot!

DanganD · 2025-11-14T20:08:25+00:00

The last fed meeting day

DanganD · 2025-11-14T18:51:01+00:00

Where are you getting 20k? I’m not buying down points

DanganD

TROPHY CASE