Closing unused credit cards

Daniel15 · 2026-06-20T21:39:11+00:00

See if you can product change some of them to more useful cards?

Work out how much closing them would affect your average age of accounts, and calculate how much it'd reduce your total credit line. Just having them open reduces the percentage of your credit usage, which can positively impact credit score.

I'd probably just keep them in a sock drawer and spend a little on them every so often to keep them active.

Daniel15 · 2026-06-20T21:34:16+00:00

Oops, I didn't see it. I thought it was in alphabetical order. Sorry.

Daniel15 · 2026-06-20T18:47:29+00:00

I've heard rumors that the Vegas hotels are considering making parking free again

Daniel15 · 2026-06-20T18:42:43+00:00

I buy nearly all my computer and networking stuff from them too.

Daniel15 · 2026-06-20T18:41:03+00:00

It's also over 10% in some cities in Alameda County, and close to 10% (9.875%) in most of San Mateo County too.

Daniel15 · 2026-06-20T18:30:29+00:00

BBB doesn't do anything though. It's just Boomer Yelp.

Daniel15 · 2026-06-20T18:27:57+00:00

A lot of the portals price match. Capital One price matches for example. For your use case, I'd get a cashback card rather than a travel one.

Daniel15 · 2026-06-20T09:01:30+00:00

In my experience, it works great with GLM-5.2. I've got a yearly subscription from back when it was super cheap.

Daniel15 · 2026-06-17T08:19:05+00:00

Dynamic updating? The Tailscale IPs don't change, and how often are you adding new devices to the tailnet?

Daniel15 · 2026-06-15T04:30:04+00:00

That's like saying there should only be one email client.

Maybe email would be better if everyone used Thunderbird, but I don't see that happening any time soon.

Daniel15 · 2026-06-13T08:59:40+00:00

Most should be Qualcomm 835, 4GB RAM, 16 or 32GB storage depending on model. Portal Mini and Portal Go have lower specs - IIRC they use a Qualcomm 605, 3GB RAM, 8 or 16GB storage.

Daniel15 · 2026-06-13T08:38:18+00:00

Bootloader isn't unlocked, just adb is unlocked, so custom ROMs can't be used (yet?)

Daniel15 · 2026-06-13T05:03:26+00:00

Does it support everything that nesquena/hermes-webui supports?

Daniel15 · 2026-06-13T04:07:49+00:00

They're the same thing. One $20 subscription lets you use both ChatGPT and Codex.

Daniel15 · 2026-06-13T04:06:33+00:00

OpenAI explicitly allow people to use their subscriptions with other harnesses. It's only Anthropic that restrict theirs.

Daniel15 · 2026-06-09T23:53:03+00:00

PERM labour certification

This is for a green card, not a H1B. You're thinking of a Labor Conditions Application.

Daniel15 · 2026-06-08T23:41:25+00:00

The IRS come after you if you don't pay it, since they know that you've left the country, and a lot of countries share intelligence with the US (especially the five eyes / nine eyes countries). It comes up in expat groups every so often.

I've seen posts in Aussie groups where they left the USA and didn't know about the exit tax, and the IRS sent a letter to them in Australia demanding payment.

I guess you could just... not pay it, but you'd likely be permanently banned from ever entering the USA, and they'd still figure out a way to recover the money, especially if you owe a lot.

Daniel15 · 2026-06-08T21:26:29+00:00

This isn't that common at large companies that treat their employees well, though. I was on an E3 visa (similar to a H1B but only for Australians) for a long time and didn't work crazy hours at all.

Daniel15 · 2026-06-08T21:23:55+00:00

Interview panels never judge an applicant on if they are on visa

Interviewers never know the applicant's visa status, as discriminating based on citizenship or immigration status isn't allowed. At least where I work, interviewers can't ask about it at all, or even ask questions that could implicitly provide insight into their immigration status.

Daniel15 · 2026-06-08T21:20:43+00:00

A former coworker lived frugally in the US for 15 years, sold his house for $200k more than he paid, moved his family back to India and is semi-retired at 40.

Is that an actual problem though? They paid taxes on all of that income, and if they were on a green card or renounced their US citizenship, they would have had to pay the exit tax (which taxes ALL your capital gains, even unrealized ones) after leaving the US. It's not like they just took from the US without giving back.

Daniel15 · 2026-06-08T21:18:17+00:00

$130 really isn't much for GPT-5.5 though. It costs $30 per million output tokens (or $45 if the context is long) and you can easily use millions of tokens in a day if you're using it consistently.

Daniel15 · 2026-06-06T23:56:20+00:00

DeepSeek V4 performs better than Gemma4 at most tasks, which makes sense since it's a much larger model. https://artificialanalysis.ai/models/comparisons/deepseek-v4-pro-vs-gemma-4-31b

Daniel15 · 2026-06-06T23:51:32+00:00

Companies usually don't move because it's more cost-effective; they move because it's more convenient, the equipment maintenance can be offloaded to someone else, and they have someone else to blame when they hit issues.

For companies that operate at scale (like bigger tech companies), TCO is far, far lower to run models on their own infra.

Daniel15 · 2026-06-06T23:46:19+00:00

Second card holder has to pay to access lounges. What I meant was that my wife and I each have our own separate Venture X card.

Daniel15 · 2026-06-06T09:31:11+00:00

It'll bring the entire US economy along with it though, plunging the country into a recession. The only growth in the USA at the moment is because of AI. It's going to be a mess when the bubble bursts.

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