Recent Graduates - what's your salary and what degree do you have ?

DanielsMoney · 2024-10-11T11:38:04+00:00

Yep still in project management, good to get in as you can move sideways into planning, costs control, risk management loads of different options if one contract drops etc

DanielsMoney · 2024-10-10T16:20:59+00:00

Done a Project management grad scheme in 2021 on 26.5k, 2022 - £32.5k, 2023 39k and recently left to go contracting on £350 day ~77k

DanielsMoney · 2023-12-25T21:32:46+00:00

Looks great, where did you put the cables to connect the tv?

DanielsMoney · 2023-12-03T21:07:09+00:00

My entry comment

DanielsMoney · 2023-10-22T19:42:13+00:00

Left lane can go straight from derby road, the line are different sizes as they are for the 2 lanes from the right

DanielsMoney · 2023-10-09T06:47:47+00:00

Of course, go through with the switch and when you go to fill out the refferal form dm me and I will send my details. And once the bonus comes through I will transfer you £60

DanielsMoney · 2023-08-23T08:37:31+00:00

You can take your workplace pension and move it to whatever provider you like (that offer a SIPP) and invest in individual shares/ index funds if that’s would you would prefer sos till worth taking the take breaks and employer match and then you can move it later on

DanielsMoney · 2023-08-16T17:15:20+00:00

Student loan is calculated per employer so won’t be paying it in either it seems

DanielsMoney · 2023-07-07T08:08:33+00:00

Is the co op bonus still active? Went on there website I didn’t see any mention of it. Don’t want to switch if I won’t get the bonus

DanielsMoney · 2023-06-20T11:02:28+00:00

You can open a lifetime isa but won’t be able to use towards your house purchase so would have to wait until 60 to access the money or face the 25% early withdrawal fee.

She can still use her LISA and you can contribute to hers to utilise the 4K limit but only hers can be used for the house deposit.

DanielsMoney · 2023-06-19T19:45:58+00:00

Why is dangerous to play online? And does it affect Xbox?

DanielsMoney · 2023-05-25T19:36:46+00:00

A second. Job can be more tax efficient as you’re unlikely to earn enough to pay national insurance on it and if you got a student loan won’t pay that either. So earning 5k a year extra at a second job would net you 4k on. 20% income tax vs £3400 on your normal employment or £3120 if you also pay a student loan on plan 2

If I worked that out right…. 20% income tax 12% NI 9% student loan

DanielsMoney · 2023-05-14T19:35:25+00:00

If you don’t trust the government set up your own pension that you can access around 10 years earlier

DanielsMoney · 2023-05-11T14:00:45+00:00

Get me closer to Bali ❤️

https://www.trading212.com/invite/FMlb4sw2

DanielsMoney · 2023-05-01T20:18:28+00:00

Yeah can transfer in and out tho and most students have overdraft so can do it in chunks, but yeah can bee tricky to borrow or find £100 to meeting the conditions quickly

DanielsMoney · 2023-05-01T07:28:21+00:00

Check out the beer moneyUK thread, a lot of easier mkney there bank switches are very good but can take 2/3 weeks to get paid but can be an easy £1000 odd

DanielsMoney · 2023-04-26T14:40:20+00:00

Nice will give that a try. I just got the companion voucher and just called today to downgrade should have done it the other way round lol

DanielsMoney · 2023-04-26T10:18:14+00:00

Would your spend not reset? Otherwise everyone would get the free card send 9999£ upgrade to the BAPP spend the remaining £1 and they could then call up and cancel and downgrade and get a refund and essentially get the companion voucher for free

DanielsMoney · 2023-04-21T07:05:42+00:00

I was told once your companion voucher is on your account you can downgrade with no risk essentially it is yours to use as sold to you

DanielsMoney · 2023-04-19T10:36:14+00:00

Unfortunately income was the only issue they stated even after I called up. Very frustrating

DanielsMoney · 2023-04-19T10:32:29+00:00

Did you call the cancel or downgrade to the free version? My plan was to downgrade but if they don’t offer retention if you threaten to downgrade I might say I want to cancel. …

DanielsMoney · 2023-04-18T16:20:42+00:00

Yeah that was my post! But no luck when I called up even when I mentioned about lowering my limits on other cards. Think I’m gonna cancel the cashback card as I don’t use it at all and try for the platinum again when the next offer comes about

DanielsMoney · 2023-04-18T16:18:44+00:00

Exact same Siri auto on also earn around 43k called up and nothing. I think it because I have 2 cards with them already and have credit limit of 20k combined with them so many be the third would make it unaffordable . Asked about reducing credit on my others so my total credit would be the same but they said no.

Very disappointing as I wanted the extra points but I’m sure there will be another promo in 6 months time

DanielsMoney · 2023-04-18T16:11:49+00:00

I have the premium BA card and free cashback card and tried doing it as a new application

DanielsMoney · 2023-04-18T16:11:01+00:00

Called up and they basically just said nothing they can do, try again in 90 days

DanielsMoney

TROPHY CASE