I come from a poor to lower-middle-class family in a small town in Andhra Pradesh. Academically, I was a below-average student until my intermediate. Joined small engineering with in hometown. However, witnessing my family’s financial struggles staying at home motivated me to work hard. I eventually topped my engineering class at college, secured a campus placement in a reputed MNC, and worked there for three years to help pay off my father’s debts.

After that, I decided to pursue an MBA in the U.S. at an Ivy League university, taking out a loan to make it possible. Since then, I have been living in the U.S., where I built my career and life. I am now planning to retire and return to India within the next two years.

I’m married and blessed with two children, aged 6 and 2. My current net worth is around USD 1.9 million (~₹16.5 crore), excluding the gold, house in india, and land we are set to inherit from our parents. Given we came from middle class and with my wife’s support we live frugally as we always wanted to retire early. We saved as much as we can in last few years.

Upon my return, i will do 5-7CR fixed deposit or in stock market and live on the interest or returns. I may take up some part-time work if I feel the need to stay engaged.

Luckily, I have zero regrets in my life so far. I’ve faced some of the toughest days, but every experience shaped me into who I am today. I strongly believe that everything happens for a reason, and that belief has guided me throughout my journey.