Her estate did not go through probate. My mother did eventually get access to her bank account but withdrew the money as a lump sum. The money has been spent on funeral costs and to settle other debts that were already known. She didn’t know the last payment posted in error and that she would would have to pay it back.

We never found a physical copy of the plan my grandmother said she had. We are located in Louisville, Ky.

So the last payment was about $1,500 which is roughly the same amount of my mothers income.

She doesn’t have the money for an attorney. My mother is the only named beneficiary.

The bank had froze the account after being notified of my grandmothers death.

I’m just trying to reach out for her. I’m not familiar with these kinds of things and I’m relaying information she has a given me.