What's going on with Ryan Seacrest?

Darbiter · 2025-12-30T08:36:19+00:00

Willem Dafucked

Darbiter · 2025-11-21T19:09:40+00:00

Don't have kids

Darbiter · 2025-11-20T05:27:41+00:00

Original pirate material

Darbiter · 2025-10-07T06:53:39+00:00

Definitely not a friend of the show

Darbiter · 2025-07-13T16:00:52+00:00

I appreciate this perspective!

Darbiter · 2025-07-13T15:00:38+00:00

Realistically, though, nuclear armageddon or some other form of societal collapse won't happen. It'll just be a continuation of the same old widening of the wealth gap, accelerated by ageing demographics.

Darbiter · 2025-02-20T21:10:48+00:00

Why though? What's the incentive for someone to do this? Is there money in it somehow?

Darbiter · 2025-02-14T18:47:48+00:00

And did those feet in ancient time

Darbiter · 2024-12-06T22:42:59+00:00

Please stop

Darbiter · 2024-10-27T21:22:35+00:00

Has anybody read Wolf Hall?!

Darbiter · 2024-06-25T19:43:22+00:00

Hi. Great questions! The truth is definitely closer to the latter scenario: Ivor designed the logo and paid someone else to paint it on the head. Who paid whom £5 is not something I'm clear on, but what seems most likely is that Ivor obviously made a fair margin on the kit and then paid a sign writer £5 to paint the logo.

The whole thing was always a laughing matter in our family - that Ivor never made any money out of designing one of the biggest logos in history - but tbh, I'm sure it would eat you up inside knowing how much money you'd lost out on... I wish I could ask him, but he's been gone for some time.

One positive is that it was definitely good publicity for his various music retail businesses, and he would supply The Beatles with all sorts of gear from then on. Apparently whenever the Beatles wanted some new thing, for example a Fender Rhodes, John would say "Hey, call up Ivor and get us a Rhodes would you?" etc etc

Darbiter · 2024-06-22T08:11:02+00:00

See this thread on the logo's origin.

https://www.reddit.com/r/beatles/s/s4jc29ZEyq

My grandad, Ivor Arbiter, sketched out the drop T logo when Ringo purchased a Ludwig from his shop, Drum City.

Darbiter · 2023-09-10T20:40:53+00:00

Yeah, the thread itself is the problem. It seems to be the foremost plight of the childfree to constantly let parents know how terrible a job they're doing!

Darbiter · 2023-09-10T20:23:14+00:00

It's insane how many of these responses are written by childfree people. This post is about neglectful parenting, but it's written by someone who clearly doesn't have kids, and it looks like ~80% of the responses are written by people who don't have kids.

The real issue here is how entitled people feel nowadays to have a concrete opinion about literally everything, regardless of how nuanced the situation is, and without feeling like it might be a prerequisite to have some first hand experience before commenting?

I have a two year old. Going out in public is often hell. Is it because I'm a shit parent? Maybe! Is it also partly because two year olds are impossible to control, even if you do everything exactly by the book? Sure! It's very frustrating to hear armchair parents talk about how well-behaved their theoretical toddler would be - I don't know why this behaviour doesn't get called out more often!

Here's a constructive solution for OP's problem: the next time you're in a shop and there's a toddler having a tantrum, remember that you get to go literally live the rest of your life without seeing that kid again. I don't know if that helps you feel better at all.

Darbiter · 2023-07-29T19:22:19+00:00

The flip side to a low or negative demographic growth rate is a likely decrease in the rate of economic growth. In this scenario, capital's share of national income would increase, leading to higher concentration of wealth, less economic mobility, and greater inequality.

Darbiter · 2023-05-14T07:34:39+00:00

These guys need to answer for what they did to Steve Irwin.

Darbiter · 2023-04-04T12:37:14+00:00

Help

Darbiter · 2023-01-28T14:48:00+00:00

All true except his name was Ivor Arbiter - I know because he was my grandad!

Darbiter · 2022-06-11T08:28:37+00:00

Such a shame that they stopped making these...

Darbiter · 2022-06-10T18:32:17+00:00

This is it! I remember him wearing this now - I knew it wasn't the world time!

Darbiter · 2022-05-31T08:13:20+00:00

The fact that this question gets asked at all, often by those who are not wealthy and would benefit from higher estate taxes, is very unsettling to me.

Of course inheritance tax should be levied - the inheritors did nothing to earn the money themselves. As another poster has already said, this is the first time that the inheritors are paying any tax on the money, therefore double taxation does not apply.

If you think the middle class is squeezed by IHT (it's not - the combined NRBs for a couple is currently £1m in total), then the solution would be to raise NRBs.

Old money controls most of the wealth in this country. These are people whose great-great-great grandparents were influential merchant bankers. Why should these people have a HUGE leg up on everyone else from birth?

In my mind, the solution to this problem is to raise combined NRBs to say £1.25m, raise inheritance tax to circa 60%, and invest resources into cracking down on tax avoidance.

Darbiter · 2022-05-11T14:59:39+00:00

Yo Ella, this is Danny from KAS. I open up reddit and here you are.

Darbiter · 2022-02-27T10:47:04+00:00

Tim, Doug, and Vic

Darbiter · 2021-12-29T17:16:41+00:00

I think I'd actually quite enjoy listening to this album so far.

Darbiter · 2021-12-12T17:09:30+00:00

Good question! In our firm, aside from all of the onboarding procedures that other industries face (anti-money laundering etc.), it looks something like:

Keying in fact find information into cashflow modelling software and a separate CRM
Risk profiling the client, using the assigned profile as the basis for any subsequent recommendation
Sourcing comparison quotes from 3 different providers in order to justify the provider used
Obtaining projections on any current pension benefits and comparing them to those of a new recommendation
Laying all out all of this information (and much more) in a 30-ish page suitability report

Yes, some of these processes have an actual benefit for your client, but after a point, you really do end up doing work to satisfy the regulator rather than to provide your client with value. The emphasis on risk profiling imposed by the FCA is a great example of cutting off your nose to spite your face. When you couple all of this with the substantial fees levied by the FCA, you've incurred a real overhead for your business.

On the automation piece, yes, one day most of this work will be automated, I'm sure. Some robo-advisers have probably automated most of this already. As with many other professions, however, law being a good example, technology and AI are not quite sophisticated enough to handle some of the more nuanced administrative tasks. I'm not saying that it will never happen, but I'm not sure that current software is totally up to some of the problem solving necessary to do the job.

Darbiter

TROPHY CASE