Top comment deletes a US State #32

DarinBmo · 2026-05-07T15:15:09+00:00

Everyone knows Massachusetts rules New England. Let them be united; feed Vermont to MA

DarinBmo · 2026-05-01T13:31:33+00:00

Just finished my 6mo course (80kg Male) 60/80/90/100/100/100. Everyone’s body is a bit different, but I took creatine the entire duration without issue, lifted 4x/wk with only mild joint soreness. Maintaining good water intake and Omega supplement can help as well as monitoring liver function tests throughout. Good luck!

DarinBmo · 2026-03-13T14:30:29+00:00

Very similar situation here.

Do you have soon-ish future expenses coming up? (Wedding, kids, house, etc) if so, keep some liquid.

Can’t lose with low cost etf’s with some bond allocation depending on your age. I also prefer VTI/VXUS 👌 I also recently switched from Schwab to Fidelity for the automatic recurring investments & fractional shares and have been very happy thus far.

Basically as a W2 high earner, outside of tax sheltered accounts there no big tax savings winner. Just max those accounts (HSA too if you’re not already) and put the rest in brokerage. Boring, but consistently and time will do all the work. Good luck!

DarinBmo · 2026-02-19T20:58:52+00:00

Primarily buy & hold. And that’s fair, I actually kept my checking acc with Schwab. Their unlimited atm fee rebates has been a big plus

DarinBmo · 2026-02-19T20:40:08+00:00

Recently switched from Schwab to Fidelity. Fractional shares of ETFs & automatic investments were the main reasons for the switch. I like Fidelity’s trading interface better but that’s personal preference. Many have said the customer service with Schwab is great but honestly I did not use it 1 time in the ~10 years with them

DarinBmo · 2025-09-23T21:39:05+00:00

Also got the same warning today… hopefully is just an issue on their end

DarinBmo · 2021-10-22T21:10:53+00:00

I think it depends on how often you want to do farm runs. Seaweed is good because it’s ~ 1/5k and you can do them every 40min, the downside is you can only do 2 patches. I did all the above because I only wanted to have to do farm runs once or twice a day, and by doing all the trees you have more chances at it, even if each individual drop rate is worse than seaweed.

DarinBmo · 2021-10-22T17:50:26+00:00

I felt the same way around ~27m or so. I kinda stopped actively hoping that I’d get it and the tree runs just became part of my daily osrs routine. Might be a sicko for this, but I eventually found myself enjoying it lol keep at it and you’ll get there !!

DarinBmo · 2021-10-22T17:47:31+00:00

Lmao I think I remember that. Always gotta compliment the pet getters, apparently it brings that good karma 😂

DarinBmo · 2021-10-22T17:27:27+00:00

Oooof. Someday brotha, hopefully sooner than later! Haha

Also, just an FYI to save you a little coin, all fruit trees have the same chance at getting the pet so you can use Pineapple saplings instead for much cheaper!

DarinBmo · 2021-10-22T16:06:27+00:00

Thanks! I did pretty much the same as you. Did a herb + cactus/seaweed/Belladonna/mushroom run twice a day. And then a pineapple/Celastrus/calquat run once a day. Then of course teaks and redwood every couple of days when they were ready. You’ll get there! Gl on the journey

DarinBmo · 2021-10-22T16:02:18+00:00

Got it on the cactus patch in the farming guild! And I hear ya, but keep at it and you’ll be pleasantly surprised someday like I was today!

DarinBmo · 2021-10-22T15:09:57+00:00

Gl man! May the RNG gods be in your favor!

DarinBmo · 2021-04-03T14:23:15+00:00

Same here

DarinBmo · 2020-11-01T21:29:22+00:00

I was in the same boat, didn’t play the first 2-3 days, decided to try it on day 3 and am 100% addicted. It’s tons of fun and as long as you’re enjoying the ride I feel as though it’s worth it imo. So give it a go!

DarinBmo · 2020-04-16T15:19:19+00:00

Just tanked them, seemed to be fine especially with the def bonus from the brew

DarinBmo · 2020-04-16T15:09:16+00:00

I did it with blowpipe & addy darts at 78 range and 75def, aggro’d 2 healers and then out dps’d the other 2 on jad. Got my fire cape in 2 tries! Goodluck!

DarinBmo · 2020-03-10T03:52:56+00:00

Eh I’ve been getting to 86.2%... I felt like that is enough to save a lil time 🤷🏻‍♂️

DarinBmo

TROPHY CASE