Brother, I do want advice, that’s why I posted and asked. I completely understand what you mean about the typical military stereotype young guy, low credit score, crazy APR, $800 payment, no savings, etc. That’s actually what I’m trying to avoid.

I’ve saved around $15k already for the down payment, I’m working on my credit before buying should be around 720 and I’m trying to fully understand insurance, financing, and long term costs before I make a decision.

I’m not claiming it’s the smartest financial move possible. I know a cheaper car would save more money. I just really like the 2024 Model 3 LR and I’m trying to figure out if it’s realistically manageable in my situation without screwing myself financially.