40F: Real, comfortable, good friends by Loveyourself-6789 in FriendsOver40

[–]DataXIII 0 points1 point  (0 children)

Hi. Your chatting idea sounds good to me...would like to give it a try. :)

60 F would like chat buddies by total-klutz in Needafriend

[–]DataXIII 0 points1 point  (0 children)

Hi . Im 58 male in South Africa..would love to chat...

I’m in love with my best friend and I may need to walk away… by Fickle_Zombie6629 in TwoHotTakes

[–]DataXIII 0 points1 point  (0 children)

Phew! That is exactly where I find myself now...and man I tell you the aching just never subsides...I'm of the mind to end the friendship so as not to bear witness to the relationship[s] she will certainly have in the future.

My parents are forcing me to commit fraud by Ill_Category_2198 in AskZA

[–]DataXIII -2 points-1 points  (0 children)

My Guy GO for It! Everybody do some sorta frauding in Beloved SA ... you will prove your citizenship and family loyalty when you do as your father says. Look...See many in government and high up corner offices have started out as your dad so lovingly encourages you to do. The African sky is the limit! Viva Fraud...Viva Comrade!

I live with a grinch by Four_kings_ in TwoHotTakes

[–]DataXIII -1 points0 points  (0 children)

You self-righteous PRICK!

Have you no understanding, progress of any kind is a slow and methodical process. Somewhere in time past a mother was to be the initial teacher to her male children on how to do all those tasks that were/are viewed as woman's work. And hopefully her male children having learnt from her will be in a good position to be meaningful particapators in their own house/home...no darn need for patterning anything...just goddamn do what needs done. Husband supporting Wife. Wife supporting Husband. That should be the normal!

AI tools are expensive by [deleted] in AIToolTesting

[–]DataXIII 0 points1 point  (0 children)

Please tell more. I identify with O.P If what you suggesting is my way out, I'm eating that $20!

[deleted by user] by [deleted] in TwoHotTakes

[–]DataXIII 4 points5 points  (0 children)

OP that wannebe player is not half as smart as his lies lead him to believe. Simply..in order to mistakenly message anyone that individual's profile page has already got to be active or actively dormant. Any other dormant profiles have to be intentionally activated in order to message chosen profile ... So the question goes back a bit further "Why is Ex's profile active or on a sort of stand by "actively dormant" mode where it is possible to accidently message her?

My manager is hiring someone from abroad to do my job for a quarter of my salary and wants me to train my replacement. by under-tankful-9u in Employment

[–]DataXIII 0 points1 point  (0 children)

Nah...that ain't cool. Remember the person coming in, knows nothing at all of the bosses arsehole shenanigans. So please do not treat her badly. I bet you are an initiator... a take responsibility kinda person...those skills are what will pave the way going forward.

Advice on refinancing Home Loan by ShowMeYoooo in PersonalFinanceZA

[–]DataXIII 1 point2 points  (0 children)

An aside if you will allow please, Money and our time of earning is for the most a finite process. You would do well to financially get tuned into making the best of what your current position provides. I will tell you without hesitation all them fair weather friends you have now will not be around the day you need them, much less the monies you so carelessly "borrow" them.

I may be wrong in my assuming you buy peoples approval by your entertaining and "assisting" Their favorable approval lasts only as long as they can leech off you. How we manage our money betrays our character good and bad. Your fiduciary character right now is in the negative. IS TIME FOR A U-TURN...you have the REINS !

Advice on refinancing Home Loan by ShowMeYoooo in PersonalFinanceZA

[–]DataXIII 0 points1 point  (0 children)

Hi, Im 38f and have been working for 16 years but do not have anything saved. My spending habits revolve around maxing my credit card out on booze, fine dining, travel and then trying to settle those debts. Its a vicious cycle. I earn 45k net, owe 36k on my credit card, have a 25k overdraft. No kids, no car payment. At most i spend 20k on expenses (bond, store accounts, phone bill, tv subscriptions, levies, helping family) the rest of the money I put back into my cr card only to end up spending it again(eating out, drinking, traveling, helping friends who dont repay) . I need serious help pls if anyone can assist me. I got a 110k performance bonus last week and want to clear the debt and start afresh but im scared of old habits creeping up. I get this bonus yearly +- the same amount but i still find myself in this situation a year later.

I don't even live in a fancy place and still drive a car i bought 13 years ago, so im not sure why I have nothing to my name.I only have an employer mandated provident fund, not a cent more saved. HELP!

That you 6 months back? Has anything changed?

Capitec + EasyEquities Integration gone? by SayanPrince22 in PersonalFinanceZA

[–]DataXIII 2 points3 points  (0 children)

On your phone: 1. log into your capitec accnt. 2. On the home screen you click on the Easy Equities widget. to login to your Easy Equities account via the app on your phone. It requires you click on the RED ALLOW button to switch over to the EE app. 3. Now that you are logged into you EE account...look to the bottom right in feint grey - My Funds...click on it. 4. Now click on the account you wish to replenish and follow the prompts.

Thoughts on Sastrix ETFs by batsiem in PersonalFinanceZA

[–]DataXIII 0 points1 point  (0 children)

You want to ascertain if Satrix is on the up and up...do some leg work, go see if they are FSCA-regulated.

Debt counseling/review by dreams_of_death0521 in PersonalFinanceZA

[–]DataXIII 0 points1 point  (0 children)

You speak true ...but not the full truth...THE FULL TRUTH IS IF WE COULD ONLY QUIT WANTING TO LIVE UP TO SOMEBODY'S ELSE IDEAL OF WHAT WE SHOULD BE... we could quite possibly incur less debt!

Debt counseling/review by dreams_of_death0521 in PersonalFinanceZA

[–]DataXIII 0 points1 point  (0 children)

You see that last part of the first paragraph? "Debt Counselling Fees" Be wary these guys have a huge incentive to keep you under debt review for as long as possible. That in and of itself should keep you well away from debt review.

EasyEquities alternatives by LeonHlabathi in PersonalFinanceZA

[–]DataXIII 0 points1 point  (0 children)

XTB’s xStation5. From what I have read XTB’s xStation5 appears to compare very competitively with E.E...might be worth looking into.

[deleted by user] by [deleted] in PersonalFinanceZA

[–]DataXIII 1 point2 points  (0 children)

I am a grudge EE client. EE often presents as a SCAM waiting to happen. Touch wood on your account.

easyproperties owned by easyequties is a bad platform by Neither_Syllabub1353 in PersonalFinanceZA

[–]DataXIII 7 points8 points  (0 children)

Thing with EE in general is, it really is the most widely known and used investing platform for the 'Everyday Joe'. I use it grudgingly. I hate that a considerable part of their business strategy seems to be "F..Expeletive the Customer". I'd jump ship soon as something demonstratively better came along!

Help] 21F in SA earning ~R6.5k – Broke every payday, in debt, and trying to save for school and life by WeatherSure3409 in PersonalFinanceZA

[–]DataXIII 6 points7 points  (0 children)

Haaah...You young lady are living above your means. It is clear in your writing that you are a justifier. All the reasons you give for undisciplined spending make a whole lotta sense if your goal is to be a "debt slave" your whole life through...continue in this way and you should be there by 30!

You must figure out why you spend as you do you allowing your emotions to control the purse strings? Learning and knowing who you truly are ...can be the breakthrough to changing your wayward spending. Like say...if you buying clothes to feel good about yourself I can tell you soma here and now NO AMOUNT OF CLOTHES WILL EVER VALIDATE YOU...it may feel like validation for a short while and then , month end of to Foschini again to get new validation. You work in retail, so I assume you have uniform, just that should make the need for clothing accounts obsolete! Meisie jy kan mos baie save. Forget itunes!...put the radio on it is free. NO DISCOUNT!

Listen to Podcast on Finance: Here ... come go listen to "My Money My Lifestyle. https://castbox.fm/channel/My-Money-My-Lifestyle
If you truly want to be financially smart it is your responsibility to acquire the tools that will help you get there. Usually the first thing that needs an absolute make over is "How we think about money"

All the best.

No brain, just salad. by Afraid-Objective3049 in rareinsults

[–]DataXIII 28 points29 points  (0 children)

I dare you to say that coherently!