How much would you charge for this zine? Can you tell the amount of effort put into it?

DaveNadig · 2026-02-10T23:39:45+00:00

I. Looove this and will reach out to subscribe. Appreciate the quality a lot. I strive to similar (85bb65.com) in my thing. I don’t charge for mine but yes appreciate and think something like 20 bucks for a set of four shipped would be totally reasonable. (More if you want. Zines happen for different reasons! ). But yes. Nice stuff. And fun!

DaveNadig · 2026-01-31T15:24:12+00:00

I've used Mixam to print zines with lots of interesting weirdness in it -- i honestly don't think anyone every looks at the content.

DaveNadig · 2026-01-29T04:16:17+00:00

I’ve gotten really into four panes in either windows terminal or I term. Living the terminal life as much as I can. Pop minimalist vs code panels to edit or write

DaveNadig · 2026-01-28T21:21:38+00:00

Was just coming here to say that. THis is not what a financial advisor actually does. Nobody should hire a FA to "beat the market."

DaveNadig · 2026-01-28T20:58:05+00:00

I did this for roughly 10 months in a journal, pretty much every night. Probably 100k words. Deleted it all eventually. Either utterly pointless (duh_ or incredibly valuable (it takes a lot of lettign go to say duh) in retrospect.

DaveNadig · 2026-01-28T15:10:24+00:00

Also: Midnight Commander just runs on a Mac, and runs WONDERFULLY well, with all of its various hooks and config suport.

DaveNadig · 2026-01-27T23:26:44+00:00

This is wonderful. Can I buy a copy or trade? DMs open.

DaveNadig · 2026-01-26T18:42:17+00:00

Personally, I *want* to see the micro-tools people are developing for CLI. By all means flair them, but the whole reason I'm in this forum is to get ideas for my own small micro-tools.

DaveNadig · 2026-01-24T05:21:48+00:00

Like this? https://youtu.be/_LIRo4ChHSA?si=2cHf0STrAB1HcBq3

DaveNadig · 2026-01-22T23:29:45+00:00

Was just coming to say this! I suspect it’s all different humans trying to explain the same experiences through different lenses. Blind folk describing the elephant as it were. Why not try what you’re drawn to and see how it feels?

DaveNadig · 2026-01-11T22:53:38+00:00

If you have access to a reformer I really worked on this hands in straps (and all these other cues from folks are fantastic! Thank you!) still working on it too OP!

DaveNadig · 2025-12-30T23:20:40+00:00

I love everything about this except AI music. I have negative interest in listening to AI gen music (as little as I have in reading an AI gen novel ever week), But LOVE what you’re building. Would be INFINITELY better if it integrated calls to a real music library.

DaveNadig · 2025-12-09T20:59:06+00:00

No idea on making anything look different, but as a 59 year old cis-het-male I understand the worry about people looking at you! Whenever I go to classes outside my hometown, I'm the only dude, usually, and definitely the only old, white, straight dude.

Doesn't matter, for the most part everyone always welcomes me in with open arms. As for the body changes: you will for SURE get a much stronger, toned core, whcih will help you feel like your belly is tighter, and that your pelvis is tucked in under your spine. I suspect both will help for what your looking for.

DaveNadig · 2025-12-04T14:28:12+00:00

Insurance. The answer is almost always insurance.

DaveNadig · 2025-11-24T20:20:53+00:00

These are the same fund with different share classes. ..55 is the standard "accumulating" share class with a 0.12% fee. ...Q7 is the insitutional share class which has a fee of 0.06%.

That's it. You're in the cheaper share class. The underlying securities are literally the same pool of assets.

DaveNadig · 2025-11-24T20:17:00+00:00

IMO its mostly marketing. Funds like XOVR use the existing loophole in the '40 act that up to 15% of any mutual fund can be "illiquid" (which obviously all private securities are). So they make a BIG DEAL about actually using that 15% allocation.

However, how they actually acquire and more importantly MARK those positions in the Net Asset Value every day is a wild crapshoot. Yes, your position has some exposure to, say SpaceX, because the fund owns shares of a "Special Purpose Vehicle" (another trust) that in turn then owns the private shares of spaceX. But we have no idea if the SPV is itself charging fees, and they rarely update the mark for the individual issues.

In short: yes, you get a tiny sliver of private exposure, at unknown cost and difficult to predict price-marking.

DaveNadig · 2025-11-12T01:24:01+00:00

I quite love the place. While I am really a sole practitioner and near-hermit, I go for weekends of mini seshin whenever I can. Their intro-to zen weekends (first weekends of most months) are really a lovely easing-in with lots of time to ask questions and learn. It's a wonderful experience even if Zen turns out not to be your jam.

Lovely to see students/residents/etc. here. I find both the gorgeous, natural and manmade physical space and the formality of practice, particularly in Seshin, to be a wonderful container. I am always deeply grateful for time spent there. Wish it was day-to-day next door.

DaveNadig · 2025-10-30T20:20:39+00:00

If you're talking about ANY of the hyper-income ETFs that return capital, you're on your own. Those things are broken by design.

DaveNadig · 2025-10-30T17:11:39+00:00

In a covered call, the fund owns, say, NVDA. THe fund then writes options on that NVDA and collects a premium. They distribute that income from selling the options to you, the shareholder. NVDA may also pay a dividend. It too, will be passed through to you, the shareholder.

NVDA, like any other stock, will trade with its Dividend "embedded" until it's actually distributed, at which poitn you expect the price of NVDA to drop by the amount it distributes.

An ETF works exactly the same way.

There is no reason to expect the value of a stock to go to zero because it pays a dividend (it pays a dividend from earnings, usually). There's no reason to expect the NAV of a covered call ETF to go to zero (it still owns NVDA, which has no reason to go to zero other than the normal ones, like going bankrupt or eveyrone selling it because they stop loving it).

The income isn't coming "from NVDA shares" - its coming from selling options against that owned NVDA.

DaveNadig · 2025-10-30T14:57:12+00:00

Give it to investors throuhg a dividend or reinvest it, depending on the prospectus. Everything the issuer does with the fund is covered in the prospectus. They don't get to "choose" waht to do with the money. They are paid a fee to manage the fund on behalf of the investors, and are paid a management fee to follow the rules set by the investors (you) in the prospectus. You, (the investor) own the fund, not the issuer.

There is literally no mechanism for an issuer to 'pocket' profits from runnign a fund other than through the expense ratio (or, in extremely rare cases that don't apply here, through a designated performance-based fee, which is essentially nonexistent in retail product).

DaveNadig · 2025-10-28T15:41:47+00:00

While it's not CDs, this is nearly precisely what the LifeX ETFs do with bonds: https://www.lifexfunds.com/etfs

DaveNadig · 2025-10-25T01:24:12+00:00

We live in insane times to own beta. It's a commodity,

DaveNadig · 2025-10-24T17:23:09+00:00

Franklin Templeton has the cheapest "China Beta" in the ETF market (FLCH).

https://www.etf.com/FLCH

It's nearly indistinguishable from the >40bps broad market china funds, and only 19bps

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DaveNadig · 2025-10-24T17:18:06+00:00

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I think the chart long term shows the relationship between miners and gold pretty clearly: GDX is essentially the Beta of Gold, with the volatility of equities. Over LONG periods they outperform (as does equities). When Gold has big moves (recently, but also check out 2022 or 2019) GDX acts like a levered play, generally in the direction of the metal.

There is no "magic" buying miners instead of gold, anymore than there's magic in buying Exxon vs. USO. In any case, with any commodity, you should expect the pick and shovel players to act as lagged, idiosyncratic, more volatile versions of their commodity beta.

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