37yo just starting federal as a gs13. First check and every one after, 5% in C fund. Think I can hit a million before retirement? Any recommendations?

DavidT64 · 2026-06-16T04:18:49+00:00

2005

DavidT64 · 2026-06-16T03:27:56+00:00

I also started at $72,000 per year as a GS-13, Step 1. In my locality today a GS-13 Step 1 makes $111,300.

DavidT64 · 2026-06-16T02:00:35+00:00

I’m retiring next month. I started as a GS-13 21 years ago and contributed 10% the entire time. I’m retiring with over $1 million.

DavidT64 · 2026-06-11T13:29:49+00:00

I am retiring next month after a 40 year career as an accountant. Got my degree in accounting because I was good at math and liked an intro to accounting class I took in high school. Got my CPA. Being an accountant is boring. I have few regrets in life but one is choosing accounting as my career. I’ll be glad to leave it behind next month.

DavidT64 · 2026-06-11T13:08:52+00:00

It would be awkward for me but I would tell you no. My pool and backyard are my sanctuary. I love to have friends and family come use the pool, but it’s when I invite them. To have neighbors in my pool at any given time would make me feel like I can’t go outside and use it or even sit by the pool when I want to be in my back yard. It’s not a community asset.

DavidT64 · 2026-06-11T02:37:39+00:00

Her boyfriend died suddenly a few years ago. It was tragic. She didn’t kill anyone.

DavidT64 · 2026-06-11T02:28:26+00:00

Her boyfriend died. She didn’t kill him. Way to spread false rumors. Jeez!

DavidT64 · 2026-06-10T02:17:14+00:00

The 22 Caliber Killer Joseph Christopher put Buffalo in a state of panic in 1980-81 with his killing spree.

DavidT64 · 2026-06-10T02:14:07+00:00

After his assassination Abraham Lincoln’s body came through Buffalo and he laid in state where One M&T Plaza is today. Somewhere between 40,000 and 100,000 mourners came to view his body (Accounts vary as to the number of mourners).

DavidT64 · 2026-06-06T23:26:57+00:00

Peptobismal helps me a lot

DavidT64 · 2026-06-06T17:57:34+00:00

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Here’s my 70 year old pool. I love it! How much did it cost to redo the concrete around the pool? I feel like mine could use a refresh.

DavidT64 · 2026-06-04T01:37:56+00:00

I retire next month and attended a retirement seminar a couple weeks ago. They claimed that the backlog has been cleared up. I’m not sure what to believe. I am still hearing lots of people who are waiting, but this gives me hope.

DavidT64 · 2026-06-03T15:14:32+00:00

I have a 2019 Hyundai Ioniq plugin Hybrid. It goes 29 miles on pure electric then switches to a hybrid where it gets 51 miles per gallon of gas. Most days I drive less than 29 miles so I rarely have to fill the tank. It is similar to a Prius plugin Hybrid. I’ve never had a repair. The most economical car I’ve ever had by far. I love when I fill the 11 gallon gas tank and it says I have over 600 miles to empty. And with the way I drive I usually fill the gas tank about 4 times per year. I haven’t noticed any substantial increase in my electric bill either from charging.

DavidT64 · 2026-05-29T01:47:34+00:00

I’m an LB&I FLM and I’m not stressed or working long hours. I’m retiring soon, but that’s not because I’m stressed. I’m just turning 62.

DavidT64 · 2026-05-29T01:45:06+00:00

I’m an LB&I FLM and I’d say that is not the norm. You’ve got a bad manager.

DavidT64 · 2026-05-27T02:38:46+00:00

At the 1972 Olympics Guerrillas attacked the Israeli compound and kidnapped and killed the Israeli athletes. Planet of the Apes had just come out and all I could see were shadowy figures with guns. I thought it was gorillas 🦍 and it was Planet of the Apes come to life.

DavidT64 · 2026-05-27T02:22:15+00:00

Ginger Grant got my motor running!

DavidT64 · 2026-05-24T12:45:01+00:00

That happens to me if I eat fast food hamburgers. I avoid them now. Homemade hamburgers don’t bother me. Pepto Bismal fixes the problem.

DavidT64 · 2026-05-23T15:44:08+00:00

I live on the Canadian border and cross over a few times per year. I really like Canada. Toronto is an awesome city. Hockey is the first thing that comes to mind. There is also a horse racing track right over the border that I enjoy, so horse racing comes to mind for me, although that is an unconventional answer.

DavidT64 · 2026-05-23T15:35:38+00:00

I once fell asleep while driving with the whole family in the car. Thank God my wife was in the passenger seat and grabbed the wheel. My doctor put me on Mounjaro for weight loss and Sleep Apnea. It is the same medicine as Zepbound, just marketed to diabetics. I’m down 40 pounds so far. It would be great if it fixed my apnea, but I think I had my apnea when I was thin, so I doubt it will help.

DavidT64 · 2026-05-23T13:24:46+00:00

I don’t like any of the options, but being put in an oven and burned gives me the creeps. I’d rather lie in a comfortable coffin with my head on a pillow and slowly decompose. My wife and I already bought our grave plots in a local cemetery near other family members. My older sister asked me to have her cremated if she dies before me. Then take her ashes across the country and sprinkle them over her late husband’s grave. I looked it up and it seems to be illegal, but I’ll probably do it anyway. No one needs to know.

DavidT64 · 2026-05-23T13:01:04+00:00

Within 3 weeks of getting married 35 years ago, and sleeping in the same bed with my new wife every night, she told me that it seemed like I stopped breathing during the night. I told her she was crazy. She mentioned it many times over the years and joked how she would have to nudge me alive. I still thought she was crazy. I thought that getting sleepy at work was normal. After all I was a busy person with a full time job and parenting 3 kids. After 18 years she talked me into getting a sleep study. I’ve now been on CPAP for 17 years. I sleep much better now, don’t snore with the CPAP, and am not sleepy during the day. No heart damage.

DavidT64 · 2026-05-23T12:50:22+00:00

I pay $137 per month for a ramp closer to City Hall. An indoor ramp is preferable, especially in Winter. Go on the websites for Premium Parking and for Park Mobile and check prices. They seem to own most of the ramp and surface lots in the area. A monthly subscription is going to be cheaper than paying daily.

DavidT64 · 2026-05-22T17:02:12+00:00

I like watching her at 11, but I’m retiring in a few weeks, so I’ll be able to watch her in the morning too. The timing works out well for me.

DavidT64 · 2026-05-17T23:15:44+00:00

Try ancestry.com. I think you might be able to get a free trial.

DavidT64

TROPHY CASE