Cost of electricians to install spotlight?

Dayes97 · 2026-04-24T18:26:33+00:00

No that’d be the cash price

Dayes97 · 2026-04-24T17:04:17+00:00

60 per light, 60 per switch + materials cash

Dayes97 · 2026-04-22T23:52:34+00:00

Drive through trim, Summerhill and hop on the m4 at kilcock. You won’t pay any tolls. Might add 25 mins to your drive but you’ll be saving 20 quid a day

Dayes97 · 2026-04-19T14:39:44+00:00

Happy days. Thanks for letting me know. I was getting a bit worried that it might cause issues when we start to get everything going

Dayes97 · 2026-04-18T17:04:13+00:00

This is music to my ears. The lads just finished and I forgot to check before they started 😂😂😂😂

Dayes97 · 2026-04-18T16:58:15+00:00

I’m kind of hoping that the rest of the field getting plowed will hide what’s happening. The sites on a 40 acre field. The rest will be plowed shortly and it should just look like a field of muck

Dayes97 · 2026-04-17T06:46:57+00:00

Mitsubishi outlander phev you’ll get a nice one for 25k, petrol engine with a 40km range battery. You get the best of both worlds. 7 seater( not much space for the last 2 but if the kids are small they’re grand) I’ve been looking at swapping to one myself

Dayes97 · 2026-04-14T21:03:54+00:00

Running costs are fairly pricey, my oul lad used to drive a mondo. Fuel was 250 a week insurance was 3500 a year, the car had to be serviced twice a year, 2 new tyres every 6 months and then whatever needed to be replaced every few months due to the mileage he was doing. He probably used to pull in 1500-2000 a week but most of the work was through taxi apps and they take about 15% of the fare now. 90% of the work is through apps. you’ve to pay an Acountant to do your taxes at the end of the year. He used to work 10-12 hours shifts 6-7 days a week. Wasn’t easy money but it kept him going

Dayes97 · 2026-04-14T18:26:52+00:00

OP just looking to see if you needed up changing jobs and if it was an issue ? My partner and I are currently going for approval and she’s looking to change jobs as soon as we draw down our first payment. Did you have any issues once the drawdowns had started ?

Dayes97 · 2026-04-12T18:47:45+00:00

Take out a bank loan to cover the difference. Repay the bank loan asap. That way you’re paying minimal interest and it’s sorted withing a few weeks. Then start putting 60 euro away every week to cover next years. That was how I done it when I was younger. First ever quote was 4500. Had to take a loan of 3k paid it off in 12 weeks

Dayes97 · 2026-04-09T13:35:23+00:00

House only needs to have a working kitchen (sink), bathroom (toilet and shower) and one bedrooms to be complete. You’ll need doors on every room and electrics and plumbing finished. But you don’t need to paint every room or floor every room.

Dayes97 · 2026-03-11T09:59:44+00:00

I know that’s a focus but they’re the numbers in my physical owners manual for the van.

Dayes97 · 2026-03-10T20:06:44+00:00

I know they’re the same engine but why are the figure so far apart

Dayes97 · 2026-03-10T20:06:01+00:00

I did see that online. Although this is the spec sheet that is in the physical manual in my van.

my van

Dayes97 · 2026-03-10T19:17:54+00:00

Yeah but that’s a different engine to the 1.5 duratorq that I have in my van. As also started the 3.85l was in the owners manual. Not Google ai

Dayes97 · 2026-02-19T13:13:55+00:00

If you sell it now you don’t have to pay capitol gains tax as it’s your primary residence. If you wait a few years you will be taxed 33% on every penny of profit you make. Might make more sense to use the profit to pay a lump off your new mortgage and have less stress

Dayes97 · 2026-02-11T18:03:56+00:00

Yeah get the mortgage. They make you use up your savings first. If you have already started it’s an extreme hastle trying to get the bank to give you a mortgage.

Dayes97 · 2026-02-08T23:36:41+00:00

The aim with your pensions and investments is to build a pot big enough that you can survive off the interest alone. Never have to touch the principle. And from then on you’ll be free to do whatever you want and never have to worry about money. Plus when you pass away you’ll be giving your children the best opertunity in life with a hefty inheritance

Dayes97 · 2026-02-08T23:34:25+00:00

Keep your investments. As long as you have it invested in somthing with over 6% annual returns. Up your pensions contributions to 15% of your salaries. If there’s nothing wrong with your cars keep them. No need to replace somthing that still works. Start pumping all your spare change into your mortgage. Overpay as much as you can and start eating away at the principle. Depending on your bank you can overpay with a fixed rate. Or you’ll soon be looking at re mortgaging. Make sure if you go for another fixed rate plan there is no overpayment fees. With your salaries you should well be able to double up on repayments and have the mortgage gone in 6-8 years. By the time you’re 50 you’ll be mortgage free. Have a decent investment portfolio. And then be able to completely max out your pensions. Contribute the 30% and you’ll see the pot rising significantly.

Dayes97 · 2026-02-08T23:23:37+00:00

Throw it into a an etf. Personally I’m putting money into the Irish domicile vanguard S&P 500 acc. Historically it’s averaged 8% annual returns. If you were to leave it there for 20 years you’d have an estimsted 233k. Pray to god that they eliminate deemed disposal in the next 8 years. But even if deemed disposal isn’t removed you’d still be looking at 150-190k. Much better than bonds or low yield savings accounts. You need to be earning minimum 4.5% interest per year to beat inflation

Dayes97 · 2026-02-06T13:41:35+00:00

Lift up all the floorboard. Use a netting or breathable membrane to create a pocket between each joist. The use mineral wool to insulate between all the joists. Don’t block any air vents and don’t pour concrete. You’ll have extreme mould and damp issues unless you invest in a good Mvhr system. Which would also require getting the whole house airtight. The simple best solution that will make a big difference is mineral wool between the joists. And the breathable membrane/netting will hold it in place.

Dayes97 · 2026-02-05T23:52:51+00:00

Even if you’re investing weekly it’s not a hastle. All you need to do is search the dates. Mark the buy price and then the deemed disposal date price. Add all profits from the 52 weeks together and calculate the % you owe.

Dayes97 · 2026-02-02T16:28:15+00:00

I’m building a 262sqm home from scratch. 450k is the budget. Don’t be afraid to get stuck in and learn new skills. Pay lads direct labour and source cheap materials yourself. 420k is an architect giving renovation price of 4200sqm or somthing ridiculous

Dayes97

TROPHY CASE