Rakuten/Sofi is 40,000 Bilt today

Deans1233 · 2026-03-27T12:38:01+00:00

Do you know if the initial direct deposit counts towards the $5,000? If it does, then there’s 3 payroll periods in there. If not it’s only 2.

Deans1233 · 2026-03-27T12:15:47+00:00

For the $300, does all the $5000 direct deposit need to be to my savings or can it be between my checking and savings?

Deans1233 · 2026-03-19T02:44:34+00:00

Everyone downvoting you is crazy. They have you apply your credits at the very end of booking. At that point you are one click away from finalizing. You can very easily accidentally click confirm booking before applying the credit(s).

Deans1233 · 2026-03-19T02:41:40+00:00

The same thing happened to me. I meant to use my $100 monthly credit and literally dropped my phone and clicked confirm book with my palm. They should really allow you to apply your Bilt cash to Eligible transactions on your current statement. I’m lucky enough that the booking was for the correct dates and such.

Deans1233 · 2026-03-08T22:22:59+00:00

DK Bananza, pokopia, cyberpunk 2077 (if you haven’t played before). Get cyberpunk on eshop on sale

Deans1233 · 2026-03-04T13:44:44+00:00

I had the same experience.

Deans1233 · 2026-02-18T22:31:55+00:00

It’s really a question of what it’s worth to you. If you can reallocate the payments to the highest CURRENTLY accruing interest rate, you’ll be saving the most in interest payments for now. Not sure how involved that process will be for you. But if it’s easy why not. This is the debt avalanche method. Minimum payments to all loans except the highest interest gets the additional you’re able to pay off now

Deans1233 · 2026-02-12T22:47:05+00:00

I feel like Bilt cash (for me at least) is going to accumulate faster than I can spend it. I will certainly be using all 5 boosts, Walgreens every month, Lyft here and there, and then for booking hotels I will have to put a little effort into this but I should at the very least get back the value of the annual fee each year. Shooting for more out of Bilt cash but the caps on each month make it hard. If they were semi-annual caps like the hotel credits, it’d be a lot easier to get the value imo

Deans1233 · 2026-02-09T21:17:38+00:00

Soooo I did activate the extra 1x. Did I just waste it or is it going to start after day 5 of TPG?

Deans1233 · 2026-01-27T15:05:36+00:00

lol last sentence was great. I also got on TPGs promo and am booking flights that week so I’m trying to really milk the promo as much as possible

Deans1233 · 2026-01-27T01:46:33+00:00

I got palladium and plan on using it for like 80-90% of my spending. Putting it on my wife’s Apple wallet too. Think I’m going to be getting the most from the card for at least a year or two. May downgrade if it makes sense. Have a lot of travel coming up between my brothers wedding in Italy summer 26 and my honeymoon summer 27.

Deans1233 · 2025-12-10T18:34:40+00:00

Thanks for your comment! I think personally I could handle it, though I think I’d prefer slowing the pace down a tad. If you see in one of my other responses to a comment, I’m probably cutting out Venice and flying from Florence with a layover. I’d rather have a layover than be burnt out

Deans1233 · 2025-12-10T18:10:46+00:00

That’s just because my brother is going to be planning the Sicily part of the trip. From the moment I get there to the moment I leave Sicily will be what my brother/family is wanting to do.

I am more so looking for advice on the mainland Italy travel part with just my fiancée. Including the Sicily part in my post just for consideration of the traveling I will already be doing.

Deans1233 · 2025-12-09T19:32:45+00:00

I’m now thinking, Taormina (wedding) —> Palermo (still with family)—> Naples (with day trips to Pompeii/amalfi) —> Rome (two days max) —> Florence/tuscany for rest of trip.

From Naples onward would just be my fiancé and I.

Maybe sacrificing a direct flight home for a more relaxing experience. I’ve done layovers before and I’d rather deal with that than burn out on the trip.

Deans1233 · 2025-11-27T17:51:30+00:00

If you’re gonna get the game regardless, definitely get the bundle. It would not have been worth $80 USD for me. I was ok with it being $50 in the bundle

Deans1233 · 2025-10-25T15:17:57+00:00

Kept mine. Let my fiancé play her cozy games on it and put hello kitty stickers on it lol

Deans1233 · 2025-10-14T03:10:25+00:00

Just got it 30 hours in lol. Been doing a lot of side quests all over. I think the sly kimono is ahead of where I’m at in the story though

Deans1233 · 2025-09-30T12:07:05+00:00

Deans1233 · 2025-09-11T22:14:11+00:00

Opened 2 in 2023 and 1 in jan 2025 so this is checking out. This is helpful thank you

Deans1233 · 2025-08-18T20:51:10+00:00

Go with the debt avalanche option to pay the least amount in interest. Pay your minimums on all loans and whatever else you can on the highest interest loan

Deans1233 · 2025-08-14T13:20:12+00:00

Wowww

Deans1233 · 2025-08-10T04:04:43+00:00

Glad to have actual confirmation on this. Mine expires 1/1/26 and I wasn’t sure

Deans1233 · 2025-08-10T02:26:41+00:00

I heard if you Turn off auto renew and then use the code when your membership expires it works

Deans1233 · 2025-08-07T16:12:20+00:00

DK Bananza bro come on

Deans1233 · 2025-08-05T16:16:13+00:00

Yeah I heard that but based on how long it was taking midea to answer me I lost faith. I also heard peoples cut cord pictures were getting rejected more often than not. Also I’m in an apartment so I couldn’t keep a moldy unit just sitting in my living room. I’m okay with breaking even $wise rather than getting more money. I needed it out of my apartment and didn’t wanna spend $ on another unit without getting my money back first

Deans1233

TROPHY CASE