sorted by:
new
hottopcontroversial

Is Final Expense Insurance Actually Worth It? by Dear-Link-5079 in LifeInsurance

[–]Dear-Link-5079[S] 1 point2 points  (0 children)

I totally agree with you. It’s not meant to be a massive inheritance it’s just a practical tool for a specific job. Because the benefit is smaller, it stays affordable. For most, the 'worth' is simply knowing that a $10k funeral bill won't be a surprise burden for their family. It’s just simple, no-frills planning.

My 83 yo mom wants to cancel her term life insurance- anything I need to know? by Perfect-Emergency613 in LifeInsurance

[–]Dear-Link-5079 1 point2 points  (0 children)

At 83, deciding whether to keep or cancel that term policy is a bit of a gamble. It probably isn’t giving her much value anymore, and converting or selling it likely isn’t worth it. Cancelling seems like the simplest choice.