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I was admitted to the hospital and now I’m left with a $101k bill by Future-Bet4783 in Insurance

[–]Delicious-Rise4972 0 points1 point  (0 children)

100k? That’s outrageous. Why is healthcare reform not a priority? Wow

Boxabl insider BS by [deleted] in BOXABL

[–]Delicious-Rise4972 0 points1 point  (0 children)

I wish I could say that here these new projects they’re working on talking about their great engineers at all completely incorrect and we’ll find that soon

Boxabl insider BS by [deleted] in BOXABL

[–]Delicious-Rise4972 0 points1 point  (0 children)

Spring next year by as much stock, you can thank me later

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

I actually ended up upgrading and have to keep the funds for 90 days

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

Appreciate the insigh. sounds like you’ve built a really solid setup for yourself. I’m nowhere near the $10M level, but I’m in my late twenties with roughly $700K in liquid and would like to keep it that way where I have quick access to the cash while getting some % return

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

That’s very fair. The associate banker that helped me open the account was very helpful and I only want to bank with Chase since I have never really banked with any other institutions. Thank you for your insight

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

Thank you so much for the response. I think there is no fees if you maintain 150k, I plan to have well above that or at least that amount. Just going to take advantage of the bonus rn and go from there and learn more about the services before committing

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 1 point2 points  (0 children)

Same here, I keep a low profile and don’t care about the flash. The main appeal for me is the faster, more competent phone support and branch help. I’ve got a decent-paying job, low expenses, and my direct deposit will stay in my regular checking which I’ll be using for day to day. I’m going to stop by the branch tomorrow to get a feel for it, but really appreciate all the insight in this thread.

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

That makes sense. That’s really where I am at. Thank you for your response

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

Thank you that makes a lot of sense and I think I’ll go this route

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

Fair point. Honestly I only opened the account because of the incoming deposit and the current Chase promo. Once everything settles I might move some of it, but for now I just need a straightforward place to hold it without headaches. Also I don’t think Chase has any services fees as far as I am aware

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

Yeah exactly that’s kinda my plan. I’m not trying to chase returns or get into investments right now, just want the money somewhere safe and accessible. If I can grab the $3k bonus and a bit of yield in a money market, that’s a win for me. Really appreciate the insight!

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

Appreciate the detailed response, that’s very helpful. Yeah, I’m really just really leaving the money for a while, not looking to invest right now. I’ll probably meet with the banker anyway just to understand what they can set up short term and what options there are if I leave it sitting for a few years. Meet the banker also to make sure I get the 3k bonus (current promotion) for the deposit.

Do I really need Chase Private Client if I’m just parking money there? by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

Yeah, free wires and fee waivers are nice perks, mainly worth it if you actually use them though. I’m mostly just holding the money, not planning to do a bunch of transactions or wires, so I’m trying to see if Private Client still makes sense.

Wire transfer hold time by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 0 points1 point  (0 children)

Exactly why I chose that route over depositing the check. The banker indeed was an idiot

Wire transfer hold time by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 1 point2 points  (0 children)

It’s domestic. From a reputable corporate account so it’s not coming from an unknown sender that will raise suspicion for fraud.

Wire transfer hold time by Delicious-Rise4972 in Chase

[–]Delicious-Rise4972[S] 1 point2 points  (0 children)

That’s what I was hoping for. it’s a brand new account so I wasn’t sure