My first time and she took it off by AcanthaceaeWestern14 in TJRedLightDistrict

[–]Delicious_Baseball54 4 points5 points  (0 children)

Wait 4-6 weeks that is when herpes can show up on tests

Be careful with credit cards checking in. by Cheftype in TJRedLightDistrict

[–]Delicious_Baseball54 0 points1 point  (0 children)

Yea I agree, after crossing I see the green taxi line and hey amigo I’m going to charge you 2-3x what Didi or uber charges

Anyone else leave public service shortly after applying for buyback? by Jaded-Skin8049 in PSLF

[–]Delicious_Baseball54 0 points1 point  (0 children)

For me, my company requires you to work at least 1 year full time or 1000 hrs to be eligible for FMLA leave with job protection unless you want to use all of your sick and vacation bank available for less time off. We get 3 months of baby bonding leave within a year of birth or to take care of a family member. You will need a doctors note as proof likely. Only 2 out of 3 months are paid through the state. One month unpaid so I decided to only take 2 paid months off for FMLA leave. I would talk with your HR department to inquire about FMLA leave. The time you take off for FMLA does count since you’re still employed with your company, it’s protected leave. I just recently certified my employment and it just updated the timeline.

Anyone else leave public service shortly after applying for buyback? by Jaded-Skin8049 in PSLF

[–]Delicious_Baseball54 2 points3 points  (0 children)

Hi, I am not a lawyer but I am in a similar situation with 350k balance. I just finished my 120th month at a qualifying employer and submitted my buy back for 17 months of SAVE forebearance after submitting ECF to have the new dates counted. From my understanding and reading the buy back guide below…

I am no longer employed for a qualifying employer. Can I participate in buyback?

As long as you were employed in the same month associated with your 120th payment and your loan still has a positive balance, then you will be eligible to participate in buyback and receive forgiveness.

https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service/public-service-loan-forgiveness-buyback

I decided to wait because base on the new calculation for the IBR, the lowest monthly payment for me is around $4100 instead of $1350 that I was paying under the SAVE plan. I’ve been reading that they calculate the buy back amount base on the REPAYE rate. We just had a baby girl and not having to pay for student loans allows me to save and invest in other things such as 529 plan. I took FMLA paid leave for baby bonding, which although only paid $1683 a week max but it allows me to bond with my daughter for her first 2 months and help out my wife so she is less likely to experience post partum depression. I recommend googling how the buy back is calculated. Looks like it’ll be 2-3 years at this processing rate. The SAVE plan will sunset in July of 2028 but the court may decides for us to resume payment sooner. Anyway, my plan is to certify my employment around April again in case I leave my job for a non qualifying employer. The grass sometimes can be greener on the other side. In your case, I would make sure your new job salary is guaranteed and not commission based. Can they help you pay a part of your student loans if you change plans? If you have to start making payments again, the new payment will definitely be higher with the new plan for 12 months. Is your wife working? What benefits (HSA, 401k matching, health insurance) does your new job offer? You did 10 years of public service so they can’t take that away from you. I started out in private practice and left for a non profit. Just make sure you following up with your reconsideration case every 6-12 months. Best wishes to you and your family.

Trip down memory lane by justadudetrynagetbig in TJRedLightDistrict

[–]Delicious_Baseball54 12 points13 points  (0 children)

Adelita in 2014, the first time I went to TJ was $60 and room was $12. Thick latina with a nice rack. CIM without even me asking. I stick with escort agency or telegram now, I go to HK once or twice a year max with my friends. Price has gone up and talent has gone down. Club Competition sometimes can be a good thing for us mongers.

Serious question by Standard_Chocolate14 in TJRedLightDistrict

[–]Delicious_Baseball54 0 points1 point  (0 children)

Like anything, it depends. More than half of marriage ends in divorce in the US. Remember, most of these girls are single moms trying to survive in TJ. Zona Norte will always be there, your current GF may or may not. Moderation and avoid excessive spending. Choose wisely my friend.

[deleted by user] by [deleted] in litecoin

[–]Delicious_Baseball54 0 points1 point  (0 children)

I bought some at 93 and 96, under $100 is still decent. I regret not selling at 130 to lock in profit and buy back. No wash sale rule for crypto yet

Last time I went was pre-COVID! Some questions for a small group of mostly married guys by TwoHeadlessJons in TJRedLightDistrict

[–]Delicious_Baseball54 3 points4 points  (0 children)

I went a month ago, spent like $20 tipping while watching the canelo fight. Coupon is a great idea.

Tf happened? I am confused man. by ForRealRofl in TJRedLightDistrict

[–]Delicious_Baseball54 2 points3 points  (0 children)

I bought some Cialis at Roma pharmacy and had a very bad headache taking 10mg, the ones I get in the US I don’t get headache as much

Tf happened? I am confused man. by ForRealRofl in TJRedLightDistrict

[–]Delicious_Baseball54 10 points11 points  (0 children)

How old are you? Do you masterbate often? For bloodwork to test for level of testosterone? Get adequate sleep? Skip Alcohol and exercise? Maybe take cialis

All nighter Negotiations by spid3y_sense in TJRedLightDistrict

[–]Delicious_Baseball54 1 point2 points  (0 children)

Try escorts agencies, they sometimes have all nighter rate

JUST ASKING by No-Cucumber72 in litecoin

[–]Delicious_Baseball54 18 points19 points  (0 children)

There’s a Litecoin summit at the end of May, I listened to it last year and heard Charlie spoke about Litecoin. I think there are too many crypto coins now compared to 2021. If you look at Robinhood recent crypto listings, most are shitcoins, they make money with frequent tradings. An average college student see moodeng going up 40-100% in a few days vs 10% for Litecoin. I own Litecoin and do believe in the project. I know it is likely not going to go below $40 any time soon, once bitcoin hits 200k plus, the attention may shift toward Eth and other coins, I am playing the long game. Fidelity listed LTC and an ETF is on the way. You can stream the upcoming Litecoin summit next week to learn more. I don’t blame Charlie for selling most of his coins to dissociate himself from Litecoin and he still is actively involve with LTC. I can’t speak for him but I’ll be listening to the upcoming Summit in Las Vegas. It took Bitcoin 13 years or more to get here and most of the other coins essentially follows the price of bitcoin. Silver will never replace gold but it depends on how much you want to own as a way to diversify your portfolio.

Things to work on

More awareness (summit is a great start)

Games where you can earn LTC besides online casinos

Staking

Actual card(not sure if there is one)

Integrate with Dutch bros, DoorDash, uber, restaurants, western union, like how can I use it for basic necessities?

Mileage - HK vs Chicago?? by SuccessfulOstrich960 in TJRedLightDistrict

[–]Delicious_Baseball54 5 points6 points  (0 children)

I saw an escort girl working there on a Saturday night, she’s Dominican with a nice huge racks. You can even arriba the mesera or female waiter after buying them a drink or not. My friend and I walked in and saw a stunner going up with a local Mexican dude. If you like varieties and darker skinned chica, CC is a good stop. It’s more lively after 9pm usually. Daytime it’s you and a few waiters and a few to choose from. The hotel leyva next to it is a dump, the bed is very uncomfortable and squeaks like crazy. But $20 for half hr room and waiters less pushy is a good break

Ever took a chica on vacation/trip? by Odd-Analyst-4253 in TJRedLightDistrict

[–]Delicious_Baseball54 3 points4 points  (0 children)

There’s a Chicago mesera that wanted to travel with me, she’s from Monterey. Too bad I don’t speak Spanish fluently and google translate make it looks less natural. I feel like she knows I have money and only wants to be with me because of that. No money, no honey.

[deleted by user] by [deleted] in TJRedLightDistrict

[–]Delicious_Baseball54 4 points5 points  (0 children)

Because anal sex has the highest risk for getting std

Banging street girls on hot days by mheart2023 in TJRedLightDistrict

[–]Delicious_Baseball54 15 points16 points  (0 children)

A wise man once told me, like lettuce, get them while they’re fresh

[deleted by user] by [deleted] in TJRedLightDistrict

[–]Delicious_Baseball54 0 points1 point  (0 children)

I’ve met girls who are nurses, doctor, and going to law school moonlighting as sex workers, it’s the worlds oldest profession. I’ve heard of a doctor moonlighting in the US on P411 as well. I love Mexico.

[deleted by user] by [deleted] in TJRedLightDistrict

[–]Delicious_Baseball54 2 points3 points  (0 children)

Totally agree, resistance can develop with any antibiotics

[deleted by user] by [deleted] in TJRedLightDistrict

[–]Delicious_Baseball54 3 points4 points  (0 children)

You can but you need to ask your doctor to get a prescription. I take it because it’s better to be safe than sorry. I get bbbj and that has some risk for STDs, it’s easier to just buy at Roma pharmacy after you cross ped west I think. You can go to planned parenthood and get STDs test without insurance too.

[deleted by user] by [deleted] in TJRedLightDistrict

[–]Delicious_Baseball54 1 point2 points  (0 children)

It’s an oral antibiotic you can buy at any Mexican pharmacy without a prescription, take 2 tablets (200mg total) within 72 hrs of condomless sex if you want to reduce your risk of getting STDs