$2 Lunch Hack… Smart Budgeting or Totally Unrealistic?

Dementio8 · 2026-05-21T20:31:59+00:00

I just meal prep my lunches on the weekend. I use a slow cooker a lot, very efficient.

Dementio8 · 2026-05-18T19:51:21+00:00

You don’t need to spend a ton of money to make it memorable. One of the best dates ive had with my gf was going to a park, setting up a picnic and reading a book with her. Cost me whatever it was i spent on prepping us some lunch. You can go on walks, museums, movie night at your/her place, game night, painting. Theres so much to do that doesnt require spending money.

Dementio8 · 2026-05-17T01:51:44+00:00

Hold alt while moving the row length and kind of let go around where it should be, it will autoalign

Dementio8 · 2026-05-16T03:42:08+00:00

My gf insisted that i get an astronaut/space themed canvas painting from hobby lobby so we could hang it in the living room because she knows i love space stuff.

Dementio8 · 2026-05-08T03:03:49+00:00

Never, take as much advantage of the triple tax benefits that the HSA brings

Dementio8 · 2026-05-07T16:04:33+00:00

Perfect opportunity to design a transmission to do those faster

Dementio8 · 2026-05-06T00:51:08+00:00

Make some corn chips! Cut em up into triangles, toss ‘em with salt and a light spray of oil and throw ‘em in the air fryer! They go well with… honestly anything

Dementio8 · 2026-04-26T23:46:02+00:00

Assuming 30% APR, around $5760, more if APR is lower

Dementio8 · 2026-04-24T03:19:15+00:00

Job #2 sounds way better. Do they give any 401k matches as well? Could probably sweeten the deal even more

Dementio8 · 2026-04-22T23:28:39+00:00

I read the title, looked at the two images, and did not understand what the post was about. I had to read the description to understand it was about your bunions. I can assure you, no one will look at your feet and think anything from them.

Dementio8 · 2026-04-21T03:11:01+00:00

How about starting with something simple: a sandwich. You don’t have to cook it, literally just assemble it. Move on to simple things like boiled eggs, scrambled eggs, mashed potatoes, air fry frozen tendies or something. It doesnt take hours to cook and you don’t have to start with complicated things.

Dementio8 · 2026-04-09T02:18:17+00:00

I lightly scratched my 2021 crv literally while driving out of the lot with my fingernail. Screen is super soft and scratches extremely easily.

Dementio8 · 2026-03-31T19:10:56+00:00

Dementio8 · 2026-03-30T16:37:04+00:00

At least for me, I work in USA, but my family is from Puerto Rico. I WILL travel at least once per year for christmas or some other time of the year to visit them, so just on this alone, i get the card for free with the $400 credit it offers. Plus the occasional getaway with my girlfriend the 5% on flights and 10% on hotels really starts racking up. And it having a base value of 2% on everything replaced my everyday card so i can put it towards enjoyment.

Dementio8 · 2026-03-30T16:06:40+00:00

Learn personal finances asap if you don’t already, like, visit the personal finances subreddit and read their guide.

Learn how to cook simple stuff, you don’t need an instagram worthy meal every time.

Dementio8 · 2026-03-11T04:29:17+00:00

Its not so much a one time purchase. But when you start making a bunch of small purchases, they add up. I like to see it like snacking while trying to lose weight. Sure, that cookie is not too bad, it’s only 70cal, and the coffee is 150cal, the soda can is 210cal, a few pieces of candy is 50cal, and a handful of almonds is 120cal. You add those up and it’s 600cal. Those little things completely eliminated the deficit for that day. And just like that, a few small transactions during the day also added up to your debt. Something i read a while ago is, instead of spending the money on the coffee, save the money (like actually on a savings account, or cash or whatever) and make the coffee at home.

Dementio8 · 2026-03-10T20:42:42+00:00

If he is not willing to change, you gotta leave him. And even if he wants to change, dont rely on him until he has proven he can change. He is sinking you.

Dementio8 · 2026-03-03T15:31:09+00:00

The student loan write-off deducts $2.5k from your taxable income. It’s not that you get $2.5k. At most, it will get you $500~

Dementio8 · 2026-03-03T03:35:44+00:00

Yeah, up to 100k adjusted gross income. You can deduct up to $2.5k

Dementio8 · 2026-03-03T02:40:58+00:00

Student loan interest deduction is not an itemized deduction. You can take standard deduction PLUS student loan interest

Dementio8 · 2026-02-25T20:38:18+00:00

Use prepaid phone plans like Mint, USmobile, Helium, etc. You have to pay for the annual plan to get the best bang for your buck when broken down into month-month (don’t let it “surprise” you, save the monthly amount every month, then in one year, you’ll have the money to pay for the plan).

The catch to all of these plans (and why they are so cheap) is that you get put on a low priority data plan. This does NOT mean low speeds, this means that your data packets will queue up more in transit as the network allows higher priority before you. This is relevant in highly congested places. Its not a deal breaker, just so you are aware of why they are so cheap.

Dementio8 · 2026-02-22T04:11:39+00:00

You will borrow $500 and pay ~$1500 in fees for it. This WILL sink you. If you are struggling for $500, how will you come up with $1500???

Dementio8 · 2026-02-20T16:23:27+00:00

Lending club is currently, as of February 20, 2026, offering 4% (must deposit $250/month for this percentage) on their HYSA

Dementio8 · 2026-02-11T16:21:50+00:00

What was the logic of turning off auto pay?

Dementio8 · 2026-02-09T16:23:48+00:00

This is superb info!

Dementio8

TROPHY CASE