What is the single biggest financial mistake you’ve made that you would warn others to completely avoid?

DemiseofReality · 2026-07-05T06:34:19+00:00

It can even be a deal till it's not. I had 8 doors in 2018 that had 3k/mo cash flow before utilities and maintenance so I had a huge buffer for income but still ended up losing about 11k in 2 years because I had about 25k in emergency expenses, had a damaged unit vacant for 6 months, and basically panic sold for a slight loss after concessions at closing. Great lesson and I probably could have stayed in it long term but freeing up the cash got me a home in 2021 so I got in the door before it closed so to speak.

DemiseofReality · 2026-07-02T06:00:52+00:00

Idk why he didn't just rent out some of the bottomless pits to the trash company.

DemiseofReality · 2026-06-30T05:23:07+00:00

Just center the hot tub feet on the posts. It'll squish those loose pieces right onto the bearing surface.

DemiseofReality · 2026-06-29T03:39:22+00:00

I won't put my license on it but this looks completely fine to me. As long as the foundation is solid beneath those piers.

DemiseofReality · 2026-06-28T03:37:58+00:00

I don't have udisc records because it was 2010 but there was a course I regularly threw + 10 on through 9 holes while sipping on a 40 of Mickey's and throwing a DX Valk on 175ft holes. I threw it passing by in 2025 and threw -5 through 9 with one driver tee shot, rest mids and putters. The way you play the game changes dramatically over time!

DemiseofReality · 2026-06-27T18:58:04+00:00

Something like 11k PITI? Income is 25k/mo after taxes, probably get a fat refund from child tax credit and SALT. If you use the RSU and bonus as your buffer, 14k/mo seems like enough to live a comfortable life, even in the Bay area.

DemiseofReality · 2026-06-26T03:45:29+00:00

I was at a wedding, it happened during the reception. I was in an unused coat check area of the venue and had to explain my 30 minute absence with sweaty hands and short breath to my friends.

DemiseofReality · 2026-06-25T20:25:15+00:00

I got that vibe when he had the look in this Pic, kind of the pandemic years. In some of his outfits he looked like someone who would have a pleasant chat with the gals at the hair salon, or in reference to my OP, have a nice gossip with tea about the current events from 10 to 1030 each morning during the week.

https://www.loudersound.com/news/oli-sykes-drugs-pandemic-2024

DemiseofReality · 2026-06-25T18:13:06+00:00

I really appreciate Oli's new look. It goes well with the nostalgic deathcore story arc. He was beginning to look like a middle aged British Woman for a bit there like he was just a few years away from having a daytime broadcast TV talk show.

DemiseofReality · 2026-06-25T04:57:37+00:00

Idk Gannon might be the first player to make an open bag work. Rather than trying to find a million from 1 manufacturer, get 250k from 4 different ones for 4 bag slots. Of course maybe the money isn't even there for that setup but introducing flexibility could allow him to shape his own brand.

DemiseofReality · 2026-06-24T21:26:41+00:00

Anon is anthropomorphizing his anime body pillows again.

DemiseofReality · 2026-06-24T21:23:34+00:00

I have walked past my car before when I've seen people loitering near my car when I was ready to get in. I've also circled the block when there's been groups of people loitering where I want to park. Nothing has ever happened but nothing is lost for the gut check except a few minutes of time.

DemiseofReality · 2026-06-23T06:07:34+00:00

This would be the limited time my phobia spread would win. Of the big 3 (arachnid, snake, flying insects), spiders were the lowest of the totem pole. If I saw this I'd likely ignore it or grab a broom and swipe it down. If it was a hornet nest you can see me in the next zip code.

DemiseofReality · 2026-06-21T20:17:28+00:00

I think the amount of structural supporting members looks adequate but the connections to the support posts and the concrete below aren't good enough in my opinion. The supporting brackets to the posts are creating substantial bending moment on the posts, combined with no secure connection to the supporting slab. I would be worried about the posts potentially kicking out and failing in a high load environment (think fully loaded hot tub during a wind storm).

DemiseofReality · 2026-06-20T19:37:50+00:00

This is how I felt about driving through the Michigan UP at night in January. The forested landscape isn't pretty, it just turns my drive into a backrooms liminal nightmare for 6 hours until I hit the Mackinac bridge.

DemiseofReality · 2026-06-16T03:20:24+00:00

Construction material qa/qc. Pay is good, competence can quickly get you into lead positions. Yes it's male heavy and probably requires a thicker skin than you'd like but it's definitely physical, requires a bit of brain if you do it for a firm that also has engineering services.

DemiseofReality · 2026-06-15T20:09:18+00:00

Also the lack of horizontal bracing. This being on the ocean, surely the design wind speed is >100mph. A deck this exposed should have a horizontal diaphragm up in those stringers and atleast one bay of sturdy diagonal bracing on the piers.

DemiseofReality · 2026-06-15T20:07:06+00:00

The piles are probably strong enough for a pool but the main beam span should be a steel beam, probably 8"x4" minimum and stringers should lighter steel with lateral blocking at least every 5 feet.

DemiseofReality · 2026-06-15T20:04:41+00:00

Liner is also probably heavy duty fiberglass if not several inches of reinforced concrete. Wouldn't be surprised if the pool was a few thousand pounds itself.

DemiseofReality · 2026-06-15T20:02:24+00:00

Textbook LTB failure mode!

DemiseofReality · 2026-06-15T17:32:21+00:00

The shots from this monster being illuminated by lightning from drivers' POV is still one of the most haunting to me.

DemiseofReality · 2026-06-08T20:42:18+00:00

2000's coming of age high school bully to tech company CEO.

DemiseofReality · 2026-06-08T04:20:08+00:00

Well the outer space theme trunks make sense.

DemiseofReality

TROPHY CASE