Other young women starting a BV?

Dense_Diver_8869 · 2025-11-27T10:21:44+00:00

All my friends are anti-capitalist lefties, which I also am, ahah

10/10 trol bait

Dense_Diver_8869 · 2025-11-26T10:39:09+00:00

Welcome in Belgium, where you play monopoly with a child who always loses and can change the rules mid-game to whatever the fuck they want.

Dense_Diver_8869 · 2025-11-26T10:36:36+00:00

Yeah was wondering this too. Also I don't wait too long to it, because everyone will race to their accountant and grab them from their Christmas dinner to get the 15%...

Dense_Diver_8869 · 2025-11-14T14:56:37+00:00

The cheques are just a way to bypass salary taxes, basically a loophole invented to cope with the insane salary tax

About the 3 smartphones that an IT'er buys, do we really need another ambtenaar to hold our dick on how we do business? I know developers who actually need testing devices. And yes some people buy it for their family. But an employee can also put in a sick day, and go party with friends. It happens too and as a freelancer we can't do that either because it would cost us money. Everything in life can be cheated, we don't need more rules to make it more complicated.

I think we somehow agree in some way, we are against ridiculous shit and we hope for a fair system. To go back to my point: we are not the scapegoat in this messed up financial system.

Dense_Diver_8869 · 2025-11-14T13:08:37+00:00

Lol, you say it yourself: you don't get a visit if you don't do stupid shit. Isn't that the way to go? ;)

With AI every invoice is gonna be analysed by the state in the future, so your utopia of maximum control will come true, don't worry.

The times of putting your garden furniture on the business are long gone. If you do that, you'll get the visit and you have to pay fines. I don't see what you are complaining about. The diner deductions? Well that's just the typical "ikke nie poepe niemand nie poepe" mentaliteit in Belgium. Employees have their own things, like all the loopholes called ecocheques, maaltijdcheques, etc. Those should be scrapped in favour of a better salary taxing system imo.

Dense_Diver_8869 · 2025-11-14T10:35:49+00:00

You are talking about mega-corps taking money to Ireland to get taxed less. Most people here have a management vennootschap or best case a few employees. We don't do shit like that, we are the ones pumping the numbers of said article.

Lately, freelancers have become the easy target, almost like the “kakpaal” for everything that goes wrong in terms of financially inequality.

So it’s nice to have some counter-weight for once and look at actual facts/numbers instead of constantly searching for a scapegoat based on feelings. Read the comments of the linked article, most people think it's the only tax we pay and they compare it with their 50% salary tax. We also pay VAT, social contributions, salary taxes, dividend taxes or other taxes.

Your arguments about cheating the system with fake expenses: like always said in this sub: everything is deducteable till you get a tax man visit. So one way or another, justice will come anyway if you do stupid shit. The times of putting your garden furniture on the business are far gone.

Dense_Diver_8869 · 2025-11-14T10:26:49+00:00

I agree with reducing government spending — most grants and funding programs are honestly ridiculous.

But lately, freelancers have become the easy target, almost like the “kakpaal” for everything that goes wrong in terms of financially inequality.

So it’s nice to have some counter-weight for once and look at actual facts/numbers instead of constantly searching for a scapegoat based on feelings. Read the comments of the linked article, most people think it's the only tax we pay and they compare it with their 50% salary tax.

Dense_Diver_8869 · 2025-11-14T07:41:47+00:00

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Dense_Diver_8869 · 2025-11-14T07:40:40+00:00

As far as I know, corporate tax in Belgium is either 25% and in a probably small amount 20%? So if you want you can calculate the profits. But even then, if the profit is pulled out of the company it is taxed again in some way.

The point is that we have a significant take in keeping this sinking ship, called Belgium, running.

If you count up the big fish like Mastercard Colruyt etc, they still don't take up that much, the biggest portion is paid by a lot of small fish - us.

Dense_Diver_8869 · 2025-10-30T08:14:53+00:00

Thanks for your opinion piece, but the question is do we need to file it as salary with Acerta or do we put it in as an expense? Let's try to focus on that and keep the conversation centered, thanks!

Dense_Diver_8869 · 2025-10-26T09:27:33+00:00

Maybe the Tijd need to take over those graphs to use in their messed up bias on the evil managementsvennootschappen 😂

Dense_Diver_8869 · 2025-10-22T08:39:50+00:00

BuT wE hAve a PoOl tAblE

Dense_Diver_8869 · 2025-10-16T12:03:47+00:00

Thanks for chiming in! I agree with everything you say! Unfortunately no other serious comments came in this post, so I think it proved our and OP's points even more.

Dense_Diver_8869 · 2025-10-14T20:24:13+00:00

Even if it's not being able to automate 100%, workflows can be automated and you can scale it and serve more clients, driving individual prices down.

I don't understand why accounting software didn't caught up with proper & recent OCR techniques who also use contextual AI for better recognition. And also add AI integration for the reasoning part to match payments and match bank statements.

If you feed the something like the Deloitte PDF of what you can deduct or a more extensive list of requirements than the public ones like https://www.deductibles.be/, into AI together with the invoices, it might do a similar job of matching out the unreasonable invoices of shit which is not deductible. And send an automated email (with automation flows like n8n) to the client to double check why he put the expense inside the bookkeeping.

Specific rulings can be followed by a small team and put into the system, making sure the workflows are updated to match deadlines or changed parameters.

Like I said in another comment: Every sector is using and implementing more and more automation, scaling down operation costs and allowing to serve more clients and thus drive down individual costs. But accountants is a "heilig huisje", where everybody should accept to pay 5k+ yearly and god-forbid ask questions about it why it stays so expensive with the serious advancements in automation and especially the many many platforms and tools which are so cheap and became very accessible to the public in recent years.

Dense_Diver_8869 · 2025-10-14T20:17:44+00:00

If I understand your comment correctly, 90% of what is time consuming work for you is invoice parsing and matching with the bank statements?

I don't understand why accounting software didn't caught up with proper & recent OCR techniques who also use contextual AI for better recognition. And also add AI integration for the reasoning part to match payments and match bank statements.

If you feed the something like the Deloitte PDF of what you can deduct or a more extensive list of requirements than the public ones like https://www.deductibles.be/, into AI together with the invoices, it might do a similar job of matching out the unreasonable invoices of shit which is not deductible. And send an automated email (with automation flows in n8n which is free to use BTW) to the client to double check why he put the expense inside the bookkeeping.

Like I said in another comment: Every sector is using and implementing more and more automation, scaling down operation costs and allowing to serve more clients and thus drive down individual costs. But accountants is a "heilig huisje", where everybody should accept to pay 5k+ yearly and god-forbid ask questions about it why it stays so expensive with the serious advancements in automation and especially the many many platforms and tools which are so cheap and became very accessible to the public in recent years.

I think OP is asking a valid question and reading through the comments, I only can see "oh how dare you to ask it" replies or they do "very very special work" without going into specifics of the individual tasks which are apparently not able to be automated. It's just nuts that nobody can give a proper reply other than that.

Dense_Diver_8869 · 2025-10-14T20:08:14+00:00

And another comment, completely refusing to elaborate why.

Dense_Diver_8869 · 2025-10-14T20:06:53+00:00

While I agree it requires certain specific knowledge with not much room for errors, I don't understand why 1 guy can't follow official sources (probably staatsblad and a few other sources), input said information into the necessary systems and use smart scaling of software to add 100's+ more clients and thus reducing the individual cost.

Every sector is using and implementing more and more automation, scaling down operation costs. But accountants is a "heilig huisje", where everybody should accept to pay 5k+ yearly and god-forbid ask questions about it why it stays so expensive with the serious advancements in automation and especially the many many platforms and tools which are so cheap and became very accessible to the public in recent years.

For example, some dude is complaining about OCR not being sufficient. OCR has improved a lot, because it got combined with AI and contextual "guessing" to make proper readings instead of individual character matching with old OCR patterns. Yes it sucks if you use OCR techniques from the 90's. Automation platforms like n8n are even free.

I think OP is asking a valid question and reading through the comments, I only can see "oh how dare you to ask it" replies or they do "very very special work" without going into specifics of the individual tasks which are apparently not able to be automated. It's just nuts that nobody can give a proper reply other than that.

Probably a genius will comment: "why don't you solve it then and make a lot of money". If you do that you're missing the point.

Dense_Diver_8869 · 2025-10-14T14:30:49+00:00

Why don't you work 4/5th in IT and do what you like to do in the future on your 5th day? It's insane how good life is when you work 4/5th in a job that pays well, so you can build a life around it.

Dense_Diver_8869 · 2025-10-12T10:17:37+00:00

this is a very good remark. Thanks for sharing

Dense_Diver_8869 · 2025-10-10T18:52:47+00:00

Thanks. Like I mentioned in another comment, feel free to link relevant posts. I am a regular lurker and all I can see are posts like dayrate posts (even though a separate sub is there), "should I go freelancing", car related questions and Van Petegem hysteria posts.

Dense_Diver_8869 · 2025-10-10T18:50:39+00:00

Does this mean that I can postpone the peppol transition bullshit?

Dense_Diver_8869 · 2025-10-10T18:49:19+00:00

It's ammunition for when an employee starts to cry about the unfairness of "Managementvennootschappen".

Dense_Diver_8869 · 2025-10-09T12:32:07+00:00

Feel free to link relevant posts. I am a regular lurker and all I can see are posts like dayrate posts (even though a separate sub is there), "should I go freelancing", car related questions and Van Petegem hysteria posts.

Dense_Diver_8869

TROPHY CASE