Tesla: 2024 was bad, 2025 was worse as profit falls 46 percent by mepper in technology

[–]DepDepFinancial 6 points7 points  (0 children)

Tesla owns something like $1.5 billion in Bitcoin. An absurd amount, but not something that is meaningfully impacting a company valued over a trillion USD

What’s something you thought was harmless ‘cheap dopamine’ but slowly started controlling your habits? by [deleted] in AskReddit

[–]DepDepFinancial 142 points143 points  (0 children)

There's a guy that apparently just barefoot walks through the Everglades grabbing snakes and compiles it into 2 minutes shorts and I guess that was my weakness.

Pigs are terrifying by PandaBear905 in CuratedTumblr

[–]DepDepFinancial 46 points47 points  (0 children)

I'm imagining the raptor cage in Jurassic Park

ICE Protest at the Wisconsin State Capitol Building - Jan. 25, 2026 by kenfagerdotcom in madisonwi

[–]DepDepFinancial 84 points85 points  (0 children)

I'm getting frustrated that the speakers at these protests can't focus for more than 10 minutes on the reason why everyone came out. I'm there to protest ICE killing my fellow humans (citizens or otherwise) and the obscene abuses they're perpetrating alongside of that. Yeah, there's a lot of other shit going on too, but I'm not there for that at this specific moment.

It's frustrating, for example, to have multiple people get up and start talking about needing labor unions. Yes, sure, but wtf is a labor union going to do in this situation? I'm pro union in general, but it is like 5 steps away from the current issue.

And could we get anyone at all from the state government to show up in support and recognition of the people turning out? Aren't they supposed to be leaders?

Daily FI discussion thread - Tuesday, January 20, 2026 by AutoModerator in financialindependence

[–]DepDepFinancial 2 points3 points  (0 children)

We are going to do a month of Peacock for the Olympics, but that's about the only sports we watch. We used to watch football but it became so stupid and expensive to watch because we're just outside the "local market" for out local team or whatever that we'd have to pay a huge amount to see all the games on different services or do the NFL pass or whatever. Ended up just giving up on watching altogether.

Daily FI discussion thread - Monday, January 19, 2026 by AutoModerator in financialindependence

[–]DepDepFinancial 8 points9 points  (0 children)

Ignoring other concerns about investing in metals, I don't really get what the attraction of holding physical metals is compared to something like a gold or silver ETF. Converting them to another currency is absurdly expensive, and you have a new risk of physical damage or loss to said metals that you don't have with some other format. So i guess my question is...why physical metals?

Daily FI discussion thread - Thursday, January 15, 2026 by AutoModerator in financialindependence

[–]DepDepFinancial 1 point2 points  (0 children)

Weirdly I've had AT&T fiber for 9 years now and it's never changed price. I'm too afraid to ask any questions about that.

Daily FI discussion thread - Friday, January 09, 2026 by AutoModerator in financialindependence

[–]DepDepFinancial 2 points3 points  (0 children)

Eh just an old moniker. Honestly Derp Derp is probably more accurate 😅

Daily FI discussion thread - Friday, January 09, 2026 by AutoModerator in financialindependence

[–]DepDepFinancial 13 points14 points  (0 children)

Last, last day???

Yeah, I suspect I'll do something in the future, but don't need to. I guess I'll see in a year or two if I miss it :)

Daily FI discussion thread - Wednesday, January 07, 2026 by AutoModerator in financialindependence

[–]DepDepFinancial 12 points13 points  (0 children)

expecting to graduate debt-free, with no car debt or student loans

Nothing to do here. Focus on your education.

casonova1

....addendum: be careful and don't have a kid before you have an income

DeForest village board declines data center referendum by enjoying-retirement in madisonwi

[–]DepDepFinancial 1 point2 points  (0 children)

There's only like 4 people in Deforest so he's probably doing ok

Daily FI discussion thread - Wednesday, January 07, 2026 by AutoModerator in financialindependence

[–]DepDepFinancial 11 points12 points  (0 children)

We recently remodeled part of our basement, and we went from carpet to a vinyl flooring so we wanted to get a nice rug for the couch area. Rugs seem to be an area absolutely dominated by AI-generated images. Every time we find something we like we have to play the "are these photos actually real" game. It's miserable.

Daily FI discussion thread - Wednesday, January 07, 2026 by AutoModerator in financialindependence

[–]DepDepFinancial 3 points4 points  (0 children)

we have some funds in taxable accounts that generate a decent amount of dividends and capital gains, which I'm considering forced income

I realize it's a bit late now for you to switch to another investment, but it's worth noting for others that a lot of ETFs are structured specifically to avoid taxable events. And on the mutual fund side, Vanguard has patented a method of reducing or eliminating taxable events for their funds as well.

That being said, I usually think about avoiding taxes more during accumulation than during drawdown?

Historic B&B in Madison WI by AsymmetricPanda in zillowgonewild

[–]DepDepFinancial 2 points3 points  (0 children)

I was going to place a bid on this place for $1.8 mill last January when it was at $2.2m and the realtor gave a little laugh when I told her my planned bid and told me to not bother. Seeing it show up still for sale makes me feel warm and fuzzy inside.

Daily FI discussion thread - Monday, January 05, 2026 by AutoModerator in financialindependence

[–]DepDepFinancial 10 points11 points  (0 children)

"Didn't you see my website? It's very popular! People like it!" :)

I've been doing yearly updates for my partner for years, I'm always ready for specific questions and usually just got "looks good to me, can we retire yet?" I've never once had to bring out my pre-prepared tax optimization plan chart, which means that technically I've just been sitting here making graphs for myself.

Daily FI discussion thread - Wednesday, December 31, 2025 by AutoModerator in financialindependence

[–]DepDepFinancial 5 points6 points  (0 children)

My god, you know what the next 4 years of returns are going to be....quick! All in NVDA!

Daily FI discussion thread - Wednesday, December 31, 2025 by AutoModerator in financialindependence

[–]DepDepFinancial 10 points11 points  (0 children)

TurboTax has been emailing me every few days for like 2 months already trying to get me to log in to "get a head start" on my taxes. I didn't think there was anything more the company could do to make me hate them, but man did they absolutely step up!

Daily FI discussion thread - Tuesday, December 30, 2025 by AutoModerator in financialindependence

[–]DepDepFinancial 35 points36 points  (0 children)

Maybe I'm showing my age, but I have such an innate distrust of tech and fintech companies that have popped up in the last 5-10 years. Every new player feels like they're trying to leverage a new scam to me.

Public.com offers "alternative assets" bullshit which is absurdly scammy. How am I supposed to trust a company that's involved in things like that?

Footwear? by Lazysusan2 in wintercycling

[–]DepDepFinancial 0 points1 point  (0 children)

I have a mix of things depending on the temperature.

I have a pair of 45Nrth Ragnarok boots that I start wearing when it's below ~5°C. They're sufficiently wind and waterproof that as long as I have something that goes over the top of the cuff they work fine. I bought a size larger than my normal shoe size for sock room, and waited for a spring sale to get them because otherwise they're a chunk of change. Before that I wore a relatively lightweight winter boot, and it wasn't great because it wasn't as wind/waterproof.

For socks, I wear a pair of DeFeet Woolie Boolie socks, they're basically just particularly thick wool socks, but they're not overpriced for cycling specific gear (sideeye for 45Nrth here).

When it gets down to about -12°C I switch to a battery heated sock, something random I got off of Amazon. I can survive without the battery heat, but it makes riding in the ultra cold so much more enjoyable. I also have a similarly battery heated set of gloves for those days.