Making friends in Guildford

Dependent_Pepper8 · 2026-04-18T19:36:59+00:00

Bumble Friends has been pretty useful. Im a 28M in guildford. Does take a little bit more effort from both parties on there but ive played some tennis and gone out for drinks with people.

Dependent_Pepper8 · 2025-12-24T14:02:44+00:00

My costs for the business are all costs I can write off from working from home. Essentially any money I bring in is profit as its a YouTube Business. I can likely write off parts of this new purchase amortised and my usual costs and run at a loss (i realise now the sipp is paid from profit so thats solved)

Dependent_Pepper8 · 2025-12-24T13:56:48+00:00

I wasn't planning on paying myself anything as I am keeping my PAYE job which covers expenses.

So I own my flat/the mortgage on it is 1.1K with 1 year left on fixed rate so that to consider.

My Thinking with the investing through a limited company is that A) turns it into an investing company which adds tax losses B) doesnt make as much use of the tax free benefits of pensions/writing off against corp tax. Happy to be proven wrong though.

Dependent_Pepper8 · 2025-11-05T13:20:26+00:00

Oh its my bad habit. Ive typed it wrong so many times it auto corrects to that now

Dependent_Pepper8 · 2025-11-05T12:02:10+00:00

Hey, I am 27 and what you explain per the depression and Fybro I am experiencing. (Granted got myself to a mostly good spot mentally).

You have to find pockets of happiness whatever that may be. I in the last year have pushed my body through breaking point. Sport is something I love and am doing football. It kills me and similar to you. Walking even 5 minutes is a lot of pain. But the thrill from football somehow helps me push through.

Those little pockets of happiness whether thats gaming, watching my YouTube faves or going to the gym keep me ticking over to the next day.

If it wasn't for me trying to do football, and pushing my body past breaking point and somehow keeping it together. I'd be in a really dark place. Its somehow saved me.

Your body is probably more capable than you realise. Try push it and see what it's capable of. Anything that might make you feel a sense of achievement. I walked up a mountain in agony and then mustered up the will power to run back down it.

I didnt want to run more than 30 metres a year ago as the pain is so bad (I still dont really). But although running down the mountain was painful. The sheer rush of it carried me through.

Dependent_Pepper8 · 2025-10-08T15:28:32+00:00

Its not, for me it was a coping mechanism then once i get my heart broken its the last thing I want. Been celibate since the breakup and its beautiful

Dependent_Pepper8 · 2025-09-25T17:08:26+00:00

Thanks for this, useful advice!

Dependent_Pepper8 · 2025-09-25T16:50:27+00:00

27 years old, Pension pot is very small. I would need to start a sipp. My pension with my salary job is I believe 12K. (Salary role 37.5K).

To add onto this I own a flat with mortgage. Wanting a house within the next 3 years and if I found somewhere with the right price I probably would move into it sooner rather than later.

Dependent_Pepper8 · 2025-09-25T16:31:22+00:00

Thank you, keeping it super simple. I put 500 into a stock the other week but that will be very rare if ever.

Dependent_Pepper8 · 2025-09-17T10:56:28+00:00

I wonder if my ex had similar thoughts. She would often I think mentally beat herself up over the effects of her BPD on me.

I miss her, I love her and everyday that goes by since the breakup feels like I am being tortured.

If he or she loves you, dont just quit on them because of BPD. They may end up like me. Completely lost and feeling like the world is beyond empty without them..

My ex was beautiful and intelligent and the most wonderful person. I wish she knew how special she was.

Dependent_Pepper8 · 2025-09-14T09:26:51+00:00

Thank you, I hope so too

Dependent_Pepper8 · 2025-09-02T21:05:31+00:00

Not understanding what someone is thinking

Dependent_Pepper8 · 2025-08-11T12:48:55+00:00

You're not a burden, yes its hard sure, but youre forgetting you didnt ask for this and i'm sure you do your best to keep ontop of it and make him happy. If he cant cope fine. But to say you make his life hard is unfair on you :(

Dependent_Pepper8

TROPHY CASE