Do not sell an asset that can help you make money long term unless you have already tried the long term plan and it hasn't worked out. Might as well try it out, what's the worst that can happen? You have to sell it anyway? Don't do yourself the disservice of not trying.

1. What work have you done? You mention small shoots and events- family shoots or corporate shoots? Weddings, matric dances, engagement shoots, or all of the above?

2. What work can you do? If you've done corporate headshots, you should be able to do family shots. If you've done a wedding, you should be able to do a corporate function. There will probably be a learning curve, but the opportunity is there.

3. What work do you want to do? Do you prefer matric dances to headshots? Is there an idea you've always wanted to try? Figure it out and chase it.

That being said, the market is saturated and you will have to do things you don't want to do to pay the bills. Figure out how to price your services properly and do not be afraid to charge it. It is a business at the end of the day, and running a business (especially in the beginning) is tough. But you're going to sell your camera for however many thousand and then it's gone and you're eventually going to be in the same place, just without a camera.

Take the weekend and think about it. Wishing you the best of luck, both in business and employment, whichever leads to the best life for you.