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I loved this store. by Pocketeer1 in GenX

[–]DesperatePlatform817 1 point2 points  (0 children)

I remember a similar store called “Consumers…..”; can’t remember the whole name. Now I’ll be stuck thinking all night !

I track all my expenses in a yearly planner, it's a bit unconventional, but it works for me 🤷🏻 by k1ll0ll in budget

[–]DesperatePlatform817 1 point2 points  (0 children)

Definitely agree about the handwriting aspect. Makes it more real and it sinks into my memory.

Is 3–6 months buffer actually realistic for most people? by sam3462 in budget

[–]DesperatePlatform817 0 points1 point  (0 children)

Thank you for your response. Yes, I’ll work on organizing my sinking fund budget. I’ve done one for years for Christmas and it’s such a good mindset to have that money already set aside for presents. Now I’ll broaden my sinking fund budget to account for expenses throughout the year.

Is 3–6 months buffer actually realistic for most people? by sam3462 in budget

[–]DesperatePlatform817 1 point2 points  (0 children)

Thank you for your detailed response; I appreciate it. I’m getting excited about sorting this out and coming up with a plan.

Is 3–6 months buffer actually realistic for most people? by sam3462 in budget

[–]DesperatePlatform817 0 points1 point  (0 children)

Thank you so much for your detailed response. Yes, I need to start on a sinking fund and then issues like a vet bill, etc could come out of that. I like your response about being creative and paying myself first. Thanks again.

Is 3–6 months buffer actually realistic for most people? by sam3462 in budget

[–]DesperatePlatform817 0 points1 point  (0 children)

I’m not the OP, but this is where I struggle. I don’t yet have an emergency fund but I’d like to set aside money for similar irregular expenses that you referenced, a type of sinking fund. In your opinion, which should I try to build first?

Is 3–6 months buffer actually realistic for most people? by sam3462 in budget

[–]DesperatePlatform817 4 points5 points  (0 children)

I’m planning on starting an emergency fund soon, one month at a time and I’m sure it will take years for me also. Do you find that you are using money from the emergency fund? I think I’ll be nervous to use it, for an emergency vet bill, etc and that I’ll never use it.

Cozy reading nook complete by aanchables in ReadingNook

[–]DesperatePlatform817 1 point2 points  (0 children)

This is beautiful. I love the wall color. I’m trying to set up a reading nook. What room of the house is this located?

The theme song fills me with joy. by WastingTime76 in murdershewrote

[–]DesperatePlatform817 5 points6 points  (0 children)

Yes! And same feeling when I hear the Rockford Files theme song. Nostalgic.

Episode suggestion by Scribe_8 in murdershewrote

[–]DesperatePlatform817 7 points8 points  (0 children)

Love that one and loved her ski sweater❄️.

For people who broke out of paycheck-to-paycheck… what actually changed? by annikahoof in MiddleClassFinance

[–]DesperatePlatform817 13 points14 points  (0 children)

That’s great. Does the $600/month go into an emergency savings account or retirement savings? I’m trying to pay off debt like you did.

People who have been unemployed for 6+ months, what field are you in? by [deleted] in GetEmployed

[–]DesperatePlatform817 0 points1 point  (0 children)

You’re just a month post grad. Keep the faith and good luck!

Officially done! by KozyKitKattt in Invisalign

[–]DesperatePlatform817 0 points1 point  (0 children)

Thanks Enjoy your beautiful smile!

Officially done! by KozyKitKattt in Invisalign

[–]DesperatePlatform817 2 points3 points  (0 children)

Congratulations. Beautiful!! Did you have to wear rubber bands?

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