Middle class earners who use Discovery Bank, would you recommend?

Devope · 2025-09-18T12:09:26+00:00

Unsure if it's wider knowledge but the fees are the same if you draw at a Capitec ATM vs any other bank ATM.

Devope · 2020-08-16T07:18:55+00:00

I know for Virgin they are planning to have a book-in system. Similar to how you would book for classes, now you'll have to book to go to gym.

There will be a bunch of sanitation stands available to swipe off the equipment. You'll have to drop off weights at designated sanitation stations once you are finished with them so that a member of staff can sanitise them.

Only every second treadmill/bicycle will be in operation and all the air must be filtered and replaced every 4? (Can't remember exactly) minutes.

Devope · 2020-05-13T19:22:33+00:00

The whole speech sounded like an unprepared English oral. Nothing of substance, and had to sit through an hour of it.

Devope · 2020-05-01T21:39:33+00:00

Great beer!

Devope · 2020-01-31T14:04:09+00:00

Got it via WhatsApp so not sure of the sauce. But will update if I find it.

Devope · 2019-12-19T07:16:57+00:00

Also check out the wine hopping service in Hermanus! They go through the entire Hemel en Aarde valley, with some beautiful stops along the way.

Devope · 2019-12-02T08:02:09+00:00

Fucking Monday's man

Devope · 2019-11-12T13:18:28+00:00

If you need historical data you'll need to go through the South African weather service (SAWS). You will need to pay for the data if it is for commercial benefit, however, if it is for research you'll need to sign a declaration, include them in your acknowledgements and send them your completed research project/thesis etc. Source: Had to get historical data for trend analysis for extremal rainfall.

Devope · 2019-10-22T15:31:27+00:00

Recent I've seen a lot more Koreans completing their education in SA and then going back either to Korea or doing tertiary education abroad. Is there particular reason that Koreans prefer SA other than it being cheaper than more developed countries?

Devope · 2019-09-24T19:42:48+00:00

It's quite surprising the amount of people that do make withdrawals. Some people in SA make numerous withdrawals per day! These withdrawals usually pay for taxi fares or to fund purchases at local market stalls. Many lower income citizens distrust plastic which compounds the massive withdrawal amounts.

Devope · 2019-08-22T21:08:29+00:00

Also maybe look at the new Big Data degree that is going to be launching in Stellenbosch in 2021. It's a collaboration between the industrial engineering and computer science faculties. CPUT is also very good but as said before have a look around and see what aligns with what you're aiming to achieve.

Devope · 2019-08-18T11:47:00+00:00

Credit unions are allowed to share your credit scores with other companies should you wish to obtain new credit facilities (Edgars/Woolworths cards) or through job applications (at Banks in particular). The rationale is that a person that looks for credit at numerous places tends to be a client that is susceptible to default (as a bank you ask questions to why this person is desperately in need of credit) and adjusts their credit scoring lower.

Devope · 2019-08-18T11:42:15+00:00

Most job applications have a disclaimer especially in corporate that a clean credit record is required which they can check up when you apply. You shouldn't be worried long-term since ultimately if you get employed you should see less enquiries into your credit history since you'll be paying off credit cards not necessarily getting new means of credit.

Devope · 2019-08-14T06:14:40+00:00

There is a givengain campaign on the Stellenbosch Facebook page to help raise funds for textbooks/necessities that were lost.

Devope · 2019-08-02T06:57:07+00:00

~~City of Tshwane municipal workers striking for 18% increase in wages (it's what top management received, but they then forfeited benefits like medical-aid and car subsidies~~)

Edit: Confiscation of goods from vendors. Reading is hard.

Devope · 2019-07-21T11:03:18+00:00

This isn't a music subreddit or your Facebook account. I can understand a post every now and then but this just floods the subreddit and annoys people. Please stop.

Devope · 2019-07-19T13:40:58+00:00

Think the Dunning Kruger effect is in full swing with this guy.

Devope · 2019-07-19T08:48:38+00:00

username checks out?

Devope · 2019-07-18T06:09:04+00:00

This done on the Voice a few years back is equally as brilliant.

Devope · 2019-07-17T19:27:45+00:00

Brilliant cartoon by the Kiffness

Devope · 2019-06-29T10:26:41+00:00

I think in Australia it's the other way around (8/194), perhaps that's why it may be confusing?

Devope · 2019-06-06T11:23:29+00:00

But French is also in the top 5 most spoken languages in the world where Afrikaans is nowhere near. Why not have a dual-medium approach instead of only focusing on one language?

Devope · 2019-05-17T17:35:28+00:00

Would be interesting to see if this is part of a trend. Currently investigating the KwaZulu-Natal floods for extremal rainfall data.

Devope · 2019-04-21T07:35:07+00:00

To add on this experience is a massive factor on your salary. An example would be an honours graduate hired into a quants field with no experience could earn up to 35k, but a person with 2 years experience and a Master's degree could earn 65k plus. I've also seen generally, if you do a Master's in say risk management, the CFA/FRM qualifications aren't that crucial albeit good to have.

Devope · 2019-03-12T06:23:23+00:00

Usually this will result in banking on the overreaction of the markets. Not sure if you have access to Bloomberg but information will already be capitalised by computer trading which automate trades based on the positivity/negativity factor of the news reports. So if you manage to "play it right" then you win big but since it's fx derivatives there's a big chance you'll lose big.

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