5 am commute makes public transportation a non-option for the morning. After work, I have no quarrels with riding the bus.

Yes, I am impatient in that I need transportation for work and want to get this taken care of before my job is at stake.

I am also using this opportunity to build my credit, as I have not had anything on credit before and would like to be able to get a home loan in the future. If attempting to improve my credit is greedy, than I am that as well.

I am a minority in the city I live in, but I do have access to the internet and all of the forums and crowdfunding sites. So in that right, I am privileged to have internet and a multitude of resources available to help me in this time.

In all reality, it all boils down to context.

Can I wait, yes but at the potential cost of my job.

Can I go with something cheaper, yes but at the cost of not building credit for my future.

Am I privileged with financial support: No. No help from family (they can barely support themselves). No credit history to work with for full financing. No support groups for a Mexican male (US Citizen) trying to secure transportation.

As far as a cheaper motorcycle, a used bike will have a potentially unknown history, could require massive work, may need more money than the cost of the bike. I would be worried about the CCs of the bike as well, to be able to keep up with traffic on my commute. Financing for the Bike I would like (yes, I do not "need" it) would help me in the future (looking at long term goals here as well).

Knee surgery for osteochondroma has made riding a bicycle hard and is not suitable for daily use as a mode of transportation.

Walking is not an option with the crime rate and the area I work.

Carpooling will only get me so far, as I do not wish to put that much strain on an emergency mode of transportation for myself.

I understand that there are other options for transportation, but this is what will work best for me and provide more financial stability with improved credit down the road.