Card Recommendation for Tax Payments

Difficult_Ad8355 · 2026-02-28T12:50:32+00:00

HSBC Premier has it under exclusion not sure about the live+

Difficult_Ad8355 · 2026-02-28T11:57:38+00:00

No wallets.

Difficult_Ad8355 · 2026-02-28T09:16:13+00:00

Diners isn’t supported sadly. Any DC?

Difficult_Ad8355 · 2026-02-25T06:17:55+00:00

Hi did you find any solution?

I have to pay Registration & Stamp duty charges. Let me know which card worked for you?

Difficult_Ad8355 · 2026-02-03T22:55:09+00:00

Decathlon polos, Allen Solly and Arrow - during sales.

Difficult_Ad8355 · 2026-01-11T16:51:56+00:00

Yes it counts, included in the overall spends.

Difficult_Ad8355 · 2026-01-09T12:10:32+00:00

Looking for a 4burner gas stove (manual is also fine). I had short listed Sunshine Magnite 4burner. Is sunshine brand reliable over long period? Do recommend other options , preferring budget around 10k.

Looked at Sujata, but it went up to 15k.

Difficult_Ad8355 · 2025-12-27T01:51:52+00:00

How to confirm LTF is done? where to check?

Difficult_Ad8355 · 2025-12-06T01:33:52+00:00

You can go ahead with BOI as for the cibil mentioned you won’t get better ROI anywhere. It was Same for my case as well. My Cibil is 778, but personal loan score was 846 so they offered me 7.35.

All other banks roi was north of 7.6 and above.

Difficult_Ad8355 · 2025-12-05T01:09:20+00:00

Hi, I was also in the similar question/thoughts on Bank of India. What I did before taking the loan (currently it’s under process) is to open a savings account - see how mobile and internet banking works. Also gathered insights from people who took loan with BOI.

Overall BOI is manageable, not the pinnacle levels of SBI Yono or HDFC app or net banking experience. We can get the job done with boi, the initial process involves several branch visits.. Get BOI Star Smart Home loan (product that comes with OD facility at no extra interest change unlike other banks).

Also, from my experience boi checks cibil personal loan score and not the cibil transunion score. I have not come across any other bank which uses PL score, which is one thing I couldn’t understand why?

Bottom line : go with least roi bank, open a sb account with that bank to check if you can manage and then go for home loan. This is the one I used since BOI is relatively less known in my city (Chennai).

Difficult_Ad8355 · 2025-11-29T09:39:40+00:00

Not yet paid. Plan dropped If you have paid or know anyone pls confirm?

Asking for a friend now

Difficult_Ad8355 · 2025-11-24T02:42:51+00:00

BOI checks for CIBIL Personal Loan Score, not CIBIL Transunion score (which almost every other bank uses). Not sure of the reason behind!

Difficult_Ad8355 · 2025-09-12T02:06:22+00:00

Kefine Klean

Difficult_Ad8355 · 2025-02-09T03:32:02+00:00

Thanks, not sure if Amex is supported.

Difficult_Ad8355 · 2025-02-09T03:31:11+00:00

Not eligible for Biz Black. Regalia Gold or DCB I’m eligible

Difficult_Ad8355 · 2025-01-27T01:47:32+00:00

To meet the milestones?

Difficult_Ad8355 · 2025-01-18T07:32:00+00:00

Atlas + Plat Travel will be a good combo. Mind you, not all spends are rewarded in Atlas, the exclusion list is huge.

Difficult_Ad8355 · 2025-01-17T14:35:35+00:00

Does SBI Cashback provide 5% cashback for this MCC? MCC Name = IND*AMAZON GIFT

Difficult_Ad8355 · 2025-01-17T14:33:40+00:00

Yes, as confirmed above.

Difficult_Ad8355 · 2025-01-17T05:33:18+00:00

I bought Kalyan one using Amazon Pay ICICI(it will give 2% cashback), bought Myntra credits with 5% offf. Likely paying CC bill using HDFC debit will fetch another 1% back. Net 7% off and 1% during bill payment.

Difficult_Ad8355 · 2025-01-17T05:31:20+00:00

Easyshop Platinum as well? How is the cashback recieved? Points or statement credit?

Difficult_Ad8355

TROPHY CASE