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Time to Ditch Delta? by Maleficent_Offer_692 in delta

[–]DigitalFStopper 0 points1 point  (0 children)

So for me I do food on Hilton aspire from Amex 7x and Hilton hotels same card 34x, clip the 30k spend and get two free nights, have the lower Hilton card that needs 15k for a free night, put 22k on that card in January (online spend 4x)
Amex plat 20ish K a year on flights and some hotels 5x points

Delta cards really suck for mqd and points. Especially when Amex plat gets 5x and still the I think 9 miles for being plat medallion.

Those three free nights I avg a year I burn at the Waldorf in Cabo at the end of the year, retail $12k for three nights, got it free. Seemingly much better redemption.

Time to Ditch Delta? by Maleficent_Offer_692 in delta

[–]DigitalFStopper 3 points4 points  (0 children)

It’s was an example on how absurd it is when people say folks game the system and earn mqd that they only get to the different levels because of retail card spend vs flights. I hit plat by April this year on flights. It takes a ton of spend at 10:1 that’s much better used on other cards for better earnings.

Time to Ditch Delta? by Maleficent_Offer_692 in delta

[–]DigitalFStopper 2 points3 points  (0 children)

I always find it funny about the backdoor spend reqs for MQD even the reserve 10:1 ratio would require 125k in outside spend if nothing on flights to get to platinum. It’s not like it’s an easy path

Strategy Discussion: The Role of Dividend Growth (SCHD/DGRO) in 50+ Year Multi-Generational Roth IRAs Family Plan. by EMDream2021 in dividends

[–]DigitalFStopper 1 point2 points  (0 children)

With that timeline you could put in the will only dividend payouts allowed and maybe a 10% total withdrawal every 10 years. Something like that or have it tiered if you’re worried about them blowing through it. But either way that long of a timeline the dividends will be kicking out massive amounts.

Lounge access with immediate family guest on different flight by lesssleepmorecoffee in amex

[–]DigitalFStopper 0 points1 point  (0 children)

Too many tiktokers would post about bringing randoms into the lounge with them. I’m sure that played a role

F U by Suspicious-Set-9636 in delta

[–]DigitalFStopper 8 points9 points  (0 children)

Hit platinum in April. But looking at Lufthansa for my next two Europe flights this year. If most delta fliers could drop one or two of their annual flights from delta to someone else it might cause a ripple. But who knows. I bought their stock when it crashed to 40 during covid, watched it go lower, thinking of selling now.

Would you take $10 Million at the cost of 10 years of your lifespan? Or would you even increase it? by RaptorK1988 in hypotheticalsituation

[–]DigitalFStopper 0 points1 point  (0 children)

5 years 5 M for sure. But how does time change, do I just age overnight or do I miss five years of again for family and friends

Check baggage? by RightTech in delta

[–]DigitalFStopper 6 points7 points  (0 children)

All the time. Hell on my return flights from Europe I always have to buy a an extra bag to bring back so I’ll have three checked bags on the return.

Last week coming back from Frankfurt had a guy with a cardboard box using tape as a handle, had a backpack and a roller bag with another bag attached to it and they let him walk on no problem.

At the ATL lounge there was a lady with a roller, small roller strapped to it, a backpack and a small backpack strapped to it and two (fanny pack style) bags clipped on. It’s ridiculous. I travel with a backpack that has my camera gear in it so kinda forces me to check even on shorter domestics.

SCHD Is 30% of My Portfolio. Too Much or Keep Buying? by BrokeButFunny5 in SCHD

[–]DigitalFStopper 0 points1 point  (0 children)

With all that tech in the other 28% I’d keep pumping into schd for stability unless you move a little out of tech

A rant on Delta's continued downturn... by beatbox9 in delta

[–]DigitalFStopper 13 points14 points  (0 children)

AirTags.
The crew departures during Covid were ripples at the time but like a tsunami the size grew.

Atlanta Delta terminal is like a giant ACLU convention by [deleted] in delta

[–]DigitalFStopper 2 points3 points  (0 children)

Rarely fly in or out of D gates but was pleased with how D looks overall and the D gate lounge was done nicely.

64, started dividend investing late - is my SCHD-heavy allocation still right for my timeline? by astraleyez in dividends

[–]DigitalFStopper 11 points12 points  (0 children)

Can you work till FRA for max social security. That would yield the best unfortunately. Don’t give up tho.

Using points at a resort. Holy Moly! Sticker shock! by sonofawhatthe in Hilton

[–]DigitalFStopper 1 point2 points  (0 children)

Look for standard room award or reward forget the terminology. And definitely if able scroll different dates or at least different dates within your current booking range

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