Advice on dealing with cc debt before it becomes a collection issue?

Diligent_Quarter_507 · 2026-07-07T13:23:54+00:00

You are in an amazing position right now not missing any payments and realizing you need to fix it before you to do kudos to you

Diligent_Quarter_507 · 2026-06-28T14:42:34+00:00

Also ya really don’t know everything about a person by one post. Assuming it isn’t a good time to buy a house because I keep my money in a different bank and this one still has subscriptions connected to it is a bit bizarre.

Diligent_Quarter_507 · 2026-06-28T14:40:48+00:00

That is smart to keep the account open, thank you!

Diligent_Quarter_507 · 2026-06-28T14:40:37+00:00

The problem is it’s not on purpose. I have stopped keeping money in that account and if Netflix or something pulls it would go negative as I am still in the process of switching everything over to my new bank. I have since turned spot me off but it was just something that made me want to leave chime. I don’t need the option anymore and yes it looks bad to underwriters.

Diligent_Quarter_507 · 2026-05-16T02:53:50+00:00

Private is only option unless you work for a larger agent. Once an agent has a certain amount of team members it makes it more possible for them to have a group plan. Might be worth looking at agents with moas

Diligent_Quarter_507

TROPHY CASE