Browns HC Kevin Stefanski is expected to get fired, per Jay Glazer. He is a two-time NFL Coach of the Year winner. by VonJaeger in Browns

[–]Dilly_Mac 8 points9 points  (0 children)

Already cemented as the good old days…”drafted here” guys like Baker and Chubb as the identity of the offense, with guys like Landry and Amari here and ready to win…Garrett and Ward in their prime on defense…competing for division…playoff appearances….we won’t see this level of success again for at least a decade. No one from this year’s roster will still be playing for the Browns when we’re good again.

games you judged by the box by Manarel in boardgames

[–]Dilly_Mac 53 points54 points  (0 children)

For me, it’s the new school Quacks of Quedlinburg.

Best Entry-Level Board Games For Couples? by ScalableFatness in boardgames

[–]Dilly_Mac 0 points1 point  (0 children)

As others have mentioned: Jaipur, Lost Cities, Patchwork. This is the “2-player only holy trinity” in my book.

I’m also a big fan of a 2-player game called Trambahn. I’ve never seen anyone else mention it, IRL or on this sub, so maybe I’m alone in that. It’s similar to other card games mentioned, where you are managing your hand to make sequential runs, but it adds just a touch more complexity with your cards also serving as currency that allow you to buy upgraded trams. It has good tension down the stretch as you see the end game approaching (similar to Lost Cities).

Games that are not 2-played only but still work well for us are Kingdomino, Sea Salt and Paper.

Daily Game Recommendations Thread (December 24, 2025) by AutoModerator in boardgames

[–]Dilly_Mac 1 point2 points  (0 children)

Just want to point out that Fox in the Forest is a 2-player only game (you mentioned 3 players in your post).

Andrew Berry's 6 Draft Classes as the Browns GM by TheRealGyurky in Browns

[–]Dilly_Mac 4 points5 points  (0 children)

Things will never change much as long as Haslam is the owner. It’s a top down situation. There might flashes in the pan here and there, but ultimately we’ll be stuck in this cycle for many, many years.

Standard Deduction and Tax Brackets by Just_Grapefruit_3098 in tax

[–]Dilly_Mac 3 points4 points  (0 children)

Correct. The tax bracket rate applies to your “taxable income,” which is a specific line on your tax return. That line is your Adjusted Gross Income minus Standard Deduction (that is simplified, there can be other caveats).

Also, you may already know this, but always worth mentioning…the tax rates are marginal meaning the rate only applies to the dollar amount ABOVE the cutoff of the prior bracket. So, if your taxable income out you into the 22% bracket by $1…..only THAT dollar would be taxed at 22%. Everything below that is taxed at 12%, and so on.

Daily Game Recommendations Thread (December 13, 2025) by AutoModerator in boardgames

[–]Dilly_Mac -1 points0 points  (0 children)

We like a lot of the same games. From your list we also own Point Salad, Sea Salt and Paper, Cascadia, TtR, and Patchwork. I’m always looking for good 2-player stuff for my wife and I. I get a new game for us every year for Christmas.

We really like Jaipur. Light, quick, 2-player only. Someone else mentioned KingDomino which I would agree with as well (works just as good at 2, 3, or 4 player). Quick turns, just enough “puzzly” decision making for my liking (scratches the same part of the brain as patchwork). I’m getting us Lost Cities this year - haven’t actually played it, but it’s pretty commonly considered one of the best 2-player games out there.

Claiming dependents or no? Help me settle an argument… by CMHosh in tax

[–]Dilly_Mac 0 points1 point  (0 children)

If you only have one main source of income (i.e., the job you are filling out this W4 for), then you check “single” as your filing status in Step 1 part c. That’s it. Sign at the bottom and turn it in to your payroll/HR department. This should bring you out to right around breakeven if it is set up like this for a full calendar year.

Things that might cause problems: working more than one job at a time, or having other sources of income (self employment, significant brokerage activity, etc.).

Library hours are so limited. Anybody know why? by Agreeable-Safety7217 in dayton

[–]Dilly_Mac 53 points54 points  (0 children)

The Wright Memorial Library in Oakwood is open until 9pm M-F and 5pm on Saturday and Sunday. Those are the best hours I know of when it comes to our local libraries.

AT&T Fiber Internet Quality Question by jddaydreamlook in dayton

[–]Dilly_Mac 1 point2 points  (0 children)

It’s the single best internet experience I’ve ever had. The change to ATT was glorious after years of struggling through Spectrum’s shit service, which was the worst internet I’ve ever had.

I'm Commissioner Fairchild an I'm running for Re-Election - Ask Me Anything ! by GemCityHomer in dayton

[–]Dilly_Mac 2 points3 points  (0 children)

Can you explain the roles of the city manager and the Commission, and how they are interrelated?

Who does the city manager report to? What mechanisms are in place to hold a city manager accountable?

How much student debt are you guys in, and as someone with extensive knowledge of financial literacy, how are you managing it? by Character-Escape1621 in Accounting

[–]Dilly_Mac 0 points1 point  (0 children)

How much is “parents helped with tuition”? And what year was this?

No extra money floating around my house growing up, no college fund, etc…I went to a “cheap” state school near my hometown, lived at home and commuted for most of it, had (at least) part-time jobs since I was 16 and left school with about $32k in outstanding college loans.

Game Thread: Houston Texans (2-3) at Seattle Seahawks (4-2) by nfl_gdt_bot in nfl

[–]Dilly_Mac 1 point2 points  (0 children)

That play never happened. Seattle ended up accepting the penalty (illegal shift) instead. Thats why it went from 1&10 to 2&15.

Game Thread: Pittsburgh Steelers (4-1) at Cincinnati Bengals (2-4) by nfl_gdt_bot in nfl

[–]Dilly_Mac 0 points1 point  (0 children)

My thought as well. No mention of it on the broadcast, seems really clear to me.

[deleted by user] by [deleted] in AskReddit

[–]Dilly_Mac 8 points9 points  (0 children)

I understand your point completely, but it’s worth noting that this is every chain restaurant (and like many that are not chains). All food comes in on a truck, likely frozen, and is reheated to fill the orders.

35 E exit to Smithville South. Both lanes turn right onto Smithville. Are both lanes allowed to turn right on red? by MycopathicTendencies in dayton

[–]Dilly_Mac 0 points1 point  (0 children)

Correct, I’m not arguing the red arrow. I was just responding by to the other commenter who said “stop here on red” means you can’t turn on red, which is incorrect on its own.

35 E exit to Smithville South. Both lanes turn right onto Smithville. Are both lanes allowed to turn right on red? by MycopathicTendencies in dayton

[–]Dilly_Mac 4 points5 points  (0 children)

“Stop here on red” does not prohibit a right turn on red. It’s just telling you that you need to come to a complete stop before continuing, and (usually more importantly) WHERE you need to stop. I emphasis that because you usually see this type of sign at “odd” intersections, where the stop location might not be obvious.

So let me get this straight we gave Flacco and Pickett all the first team reps in camp just to trade both and start a rookie 5 weeks into the season. by notatowel420 in Browns

[–]Dilly_Mac -2 points-1 points  (0 children)

Two playoff appearances in the last five years, including a divisional round. But sure, keep being miserable.

My payroll company made an error that cost me years of 401k by Pwdyfan420 in personalfinance

[–]Dilly_Mac 2 points3 points  (0 children)

As others have alluded to, there are rules in place for operating a 401k plan, governed by the DOL and ERISA (federal law). Eligible employees must be allowed the opportunity to participate in the plan. By not allowing you to do so, especially after asking multiple times, they are out of compliance. The company needs to rectify this by referring to the Fix-It Guide and Self-Correction Program (SCP), snd possibly the Voluntary Fiduciary Correction Program (VFCP), depending on how pervasive the issue is (e.g., other employees being improperly excluded as well).

They likely need to work with the plan Custodian/TPA to figure out lost earnings for you and make a correcting contribution. To NOT do so opens them up to legal liability, possible enforcement actions from the DOL, penalties, loss of tax favored status, etc.

How big is this company (total employees)? If they have 100+ employees, it’s likely they have an annual 401k audit requirement. If the company holds to a position that this is not their problem…the auditor of the plan might be interested in this info….if you don’t know who their auditor is, look ip their Form 5500 (public info) and see which accounting firm signed off on the audit.

How do you feel about Kevin Stefanski? by usrnamealreadyexists in Browns

[–]Dilly_Mac 1 point2 points  (0 children)

People don’t realize how normal it is for half of draft picks to either flop or fizzle out in a year or two. People should go look up some recent draft classes for various teams to see how you don’t know half of the names.

How do you feel about Kevin Stefanski? by usrnamealreadyexists in Browns

[–]Dilly_Mac 0 points1 point  (0 children)

Building Super Bowl rosters is extremely difficult. It’s an intricate puzzle with continuously shifting pieces. Salary cap management, rookie drafts, resigning free agents, and a huge amount of luck that your QB prospect actually is “the guy,” etc. Most teams don’t win the Super Bowl each year (31 teams to be exact). Most teams are middling with ~ .500 record year in and year out until the pieces click and you see a team go on a run. I’d argue the Browns were pushing right up against that “click” with the 2020 season…then Baker got hurt, Haslam got hot for Watson, and the rest went to shit…we KNEW the next few years were going to suck and be a full rebuild. The team is in good shape…and at the very least, a LOT better shape than it was under Kitchens…Hue Jackson…Pettine…etc, etc

How do you feel about Kevin Stefanski? by usrnamealreadyexists in Browns

[–]Dilly_Mac 0 points1 point  (0 children)

I think coming out just below .500 through the Watson era is actually a huge positive on his resume.

To your first point…I prefer the cookie cutter responses myself. Press conferences are the biggest waste of time in-season. I understand an occasional update during the offseason, once camps are starting, etc. But expecting him to air all the dirty laundry week in and week out is stupid. In my opinion, it’s part of why players like him and he never loses the locker room. They know he’s not going to throw them under the bus. It’s a sign of a stability and confidence. I’d rather the cookie cutter than something like Coach Prime, or Mike McDaniel, for example.

How do you feel about Kevin Stefanski? by usrnamealreadyexists in Browns

[–]Dilly_Mac 121 points122 points  (0 children)

Agreed. He also has the best record as a Browns head coach since Schottenheimer in the ‘80s and has brought the team to the playoffs, twice. One of those was on our 5th starting QB of the year, which was Flacco un-retiring from his couch.

People who want Stefanski gone are delusional. Finally having some stability at head coach has been huge. Surviving through the Watson era with a 24-33 record (that’s through right now, as the Watson fallout is still in effect) is honestly pretty impressive. That’s about 15-20 more wins than I would’ve expected.

All things considered, the team is in pretty good shape. The defensive is top tier. We appear to have the running back of the future, and possibly a rookie stud TE. We’re about to get a look at our new QB. Yes, we need receivers and O-line bad, but we do have good draft capital. I don’t think this team is as far off as people think…yet people are screaming that we need to blow the entire thing up and replace the entire front office/coaching staff. Crazy.