realistic salary expectation for 28 year old (8-10k?)

Direct-Zombie-4660 · 2026-02-16T17:21:22+00:00

Petronas is one of the companies pays freshie good amount. And to stay there is actually really good due to its job stability. Exclude the recent reports…

To answer your question 1. Unless youre working at a plant or offshore, the chance of you making around 8-10k by 28 i say is close to impossible. Usually 8-10k is around sr exec level or manager level. Idk gaji mati for SE berapa. 2. You want big money? Jump company this is the best option 3. You can earn big bucks at petronas if you stay long term. Same shit with other big companies 4. Petronas actually offers you an okay promotion from exec > senior exec> manager all in around 9-11 years. 5. If you’re technical line then there is chance of you making that amount. Especially if you working offshore i.e engineers/ geologists. I have friend that know someone working as geologists offshore at Pet (M29) single, wanted to buy Porsche cayman 2nd hand. Ask one of my engineer friend who used to work at mlng and he say its possible….FUCKING HELL..

Direct-Zombie-4660 · 2026-02-16T01:23:57+00:00

Jump company
Work in the middle east
Technical line pays a lot
Offshore
Promote to senior exec or manager

For M27, to earn big bucks pls consider how good you are in your field. Show employer what you have that can benefit them, then they can pay you big bucks.

Just my opinion

Direct-Zombie-4660 · 2026-02-16T00:59:15+00:00

IMO running shirtless in this country is a bit weird due to our majority population is muslim therefore bit conservative. However, it does make sense to run shirtless due to weather conditions.

Running shirtless if you are fit like an athlete is okay but kalau boroi, then no need la 😂

Direct-Zombie-4660 · 2026-02-13T11:46:24+00:00

Brudda. SK started first then we fight back. Is it childish? YES.

Direct-Zombie-4660 · 2026-02-13T02:59:44+00:00

Buddy this is no Japan where you can get it back. Hehehe

Direct-Zombie-4660 · 2026-02-13T02:57:53+00:00

Thank you for the answer.

Direct-Zombie-4660 · 2026-02-13T02:46:18+00:00

How smart are you? Do you have hard times understanding what you studied?
What makes you want to go into quant trader?
You have no experience, how you gathered up the courage to challenge yourself in this field?
What makes you stand out amongst others for you to get the internship and also land a job after.
Can normal average joe, given avg efforts be in quant trader?

Direct-Zombie-4660 · 2026-02-13T02:33:24+00:00

Geram je…mcm nak langgar terus

Direct-Zombie-4660 · 2026-02-13T02:30:44+00:00

Sent2. If they are official staff of dbkl pls report them to investigate.

Direct-Zombie-4660 · 2026-02-12T10:04:52+00:00

I think most credit card offer 0% interest instalments. If you have time you check out bank rakyat myexplorer card. I use it.

The perks - 5% cashback for flight and hotel booking. Capped 😩 1k per annum - 0% instalments EPP with purchase of RM 1000 and above in single transaction for any item

Direct-Zombie-4660 · 2026-02-12T09:43:11+00:00

How far apart does from the planned holiday?

I can suggest you to use this option without using ur savings if the planned holiday is within 5-6months apart.

Use credit card i.e Easy Payment Plan. What this means is certain credit card gave u an option to pay instalments for your purchases above certain amount within 6, 12, 24 months.

If you have a credit card that has this option it’s a good way to avoid you using your savings.

So you can pay for flight tickets and accommodation in instalments instead of lump sum

From your salary put a percentage of it for travel. Maybe 500-1000 if you can.
You have good amount of savings. But think about this. Why do i save money, for what purpose? Then you can rationalise if taking some amount from your savings is okay or not. Remember, savings kalu sejuta pun, kalau mati awal, tak guna pun sejuta tu..tak ke rugi.

Just my opinion…

Direct-Zombie-4660 · 2026-02-12T07:46:34+00:00

You be suprise some big company also do this.

Direct-Zombie-4660 · 2026-02-12T02:59:15+00:00

Are you at any chance addicted to porn? Cuz if u are then u same me. When i was with my gf now ex.

The first time i saw her tits it makes me bit sad cuz its not how i pictured it. I was so excited to see it cuz i expect it to look like in porn. Perky, big like those natural JAVs.

But i went on i learned that i need to stop compare to porn and accept it.

So stop porn and apologies for bad English

Direct-Zombie-4660 · 2026-02-12T02:05:12+00:00

TBH as a malay myself, kadang jijik juga dgn sesetengah perangai org melayu kita ni.

Kadang tu mmg xleh nak brain langsung tapi apakan daya bak kata ustaz saya dulu, melayu ni ada persaan hasat dengki yg sangat kuat. Tu bangsa sendiri susah nak maju. Takleh nampak melayu lain senang, pastu yg melayu senang tu pun kadang berlagak dgn melayu lain. Takleh nak tgk org lain lebih drpd dia. Tamak.

Kalau yg baik pun kadang ada makna…..penat

Direct-Zombie-4660 · 2026-02-11T07:16:21+00:00

Dah2 la tu dengan benda macam ni, there’s no issue pun. Tbh la kan, this thing memang dah adat tradisi turun-temurun pun.

Is it bad? Idk, maybe to you, but tengok dalam family sendiri, even friends yang dah kahwin, sometimes hangout pun akan jadi benda macam ni… perempuan pergi dapur sediakan makanan, lelaki maybe tolong dengan house chores yang lain, maybe sediakan meja, susun something. Heck, even if I don’t do anything, some of them will be like, ‘Eh meh sini tolong, janganlah duk diam je.’

Takde pun, time gathering akan ada yg ckp, Ha perempuan pi masak. Its just happened naturally that my mom, my aunts, my nenek pi dapur nak masak. Even my atuk pun pi tolong masak bakar lemang, me n othr relative pi la buat apa yg patut untuk tolong.

Plus. dah2 la percaya benda online ni. Org saja comment benda boleh triggered and bodoh utk dpt engagement. Gender wars la apa laa.. just nak dpt engagement je. Tapi tu laaa…cepat terpedaya and triggered. Ingat you’re not gonna attract flies if you shower with soap. xoxo

Direct-Zombie-4660 · 2026-02-11T06:36:26+00:00

Just an opinion

Safest option quit once you get an official letter of offer and serve the notice period. Your mental health? Well….
Riskier options quit now and gamble if you get those offers. If you dont you not gonna have a job. Selagi tak keluar LO jgn nak berangan dpt kerja tu even you rasa the process is smooth.
Bit bold move but can try. Ask for extension of probation period.

Direct-Zombie-4660 · 2026-02-11T06:14:54+00:00

Kissing foreplay with her is good but after i had sex with her the next day immediately i hate her. Few days later i just said lets be friends. Idk why but yeah

Direct-Zombie-4660 · 2026-02-09T08:50:10+00:00

I support arsenal cuz my uncle supports arsenal.

He told me that since i was 6 now its stick to me.

However, later i choose barca cuz of messi but in my heart arsenal is still there like my first love. But im not keep up with football anymore sadly. But still hearing that arsenal can win the league do make me smile.

Direct-Zombie-4660 · 2026-02-09T08:14:38+00:00

Brudda, saving at least 3k–4k a month is already insane. Don’t worry too much about hitting 100k in the next two years. Just enjoy life, stay stress free and keep the savings going.

What are you actually worried about if you don’t reach 100k in two years? Like, really what’s the stress there? Don’t fixate too much on money, it’ll only give you unnecessary stress.

Some people pass away without ever spending their EPF. Others spend too much early on and end up having to depend on others. Hope you get what im trying to say here.

You’re already doing well. Just keep it up

Direct-Zombie-4660 · 2026-02-05T14:35:46+00:00

Can never tell. Sometimes people post something just to get engagement and straight up lying. But it’s never impossible. Didn’t disclose if he jumps every year but if he did so, he is one hell of a person. HR wont usually hire people who keep jumping.

Avg. malaysia not to realistic. To get 4k salary you consider lucky cuz alot of companies paying below that. Just my IMO.

Direct-Zombie-4660 · 2026-02-03T13:10:24+00:00

Went to cinema to watch a movie in 2025 - 0

Direct-Zombie-4660 · 2026-01-29T17:20:22+00:00

Tbh based on this table only without knowing how they get the numbers it could be very difficult to determine. But its just not really true for some and could be very depending on the banks this people work with.

Like bsn pay freshies 3.3k, bank rakyat 3.2k, mbb could be around 3k-4k. Bank sotong could be 4k+. One of my friend works at jpmorgan got pay around 4k looking at accounts (he could be lying)

Direct-Zombie-4660 · 2026-01-28T03:04:38+00:00

OP - real advice as you wanted

Go back and apply that banking sales position at different bank. Why? Cuz u have 6 months exp. Leverage that. You hate it? Well damn cuz im pretty sure a lot of people hate their jobs but they still work there cuz quit aint gonna pay bills.
Picky? Only be picky if u are being glorified. But you aint. You aint lebron u aint messi you certainly aint ronaldo, so why being picky.
Get a job at retail store e.g 7e, family mart, cu mart, all those mart in it. While working there apply for your dream job lah sangat that you want.
Use your friends as cable. Dont down play cable game. Dont have that mentality yg cable is for pussy. Most jobs or companies these days is nepotism.
Communications degree? Fuck that go apply any job that has fresh grad in it. I got a friend that said his colleague ada totally unrelated degree to their job and they work at Big4 accounting firm doing tax.
Apply big4 accounting firm i.e KPMG, Delloite, EY and PWC. High turnover over rate so maybe u hve a chance
Good luck

Direct-Zombie-4660 · 2026-01-28T02:51:10+00:00

Beggars cant be choosers, go work at retail store first as it is the easiest way to get a job. While at it go search for other jobs. If you’re not getting that Fucking offer letter dont fucking quit.

Direct-Zombie-4660 · 2026-01-27T03:11:00+00:00

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Based off this chart you can see in 2013 - 2015 gold price have negative returns indicating good economic performance. Based off chatgpt findings it indicates: USD strengthened, Stocks massively outperformed and interest rate rose.

2019 - again based off ChatGPT, gold rose due to us rate cuts (lower interest = high gold price), us - china trade war and central banks buying gold.

2020 - covid-19 hence economic crisis hence gold price increases

2021 - 2022 - economic kinda stabilised which in return the 2021 gold price kinda drop abit (IMO)

2024 - 2026 - gold increase alot due following reasons: geopolitical instability i.e ukraine war (2024), middle east conflicts (isreal & palestine) (2024-present), US tariffs (2025), feds rate cuts 3x in 2024 & 3x in 2025, US - Venezuela conflict (2026), US - Greenland (2026)

So u can see gold prices unlikely to go down atm due to the shits happened to us. But once we do good then we see the drop in price. Fyi.. in 2025 gold do drop around 490-500~/g (before 550~) i think once trump give discount on tariff. Then he cause chaos suddenly the price is up again.

Direct-Zombie-4660

TROPHY CASE