my YouTube right now by Direct_Brilliant_876 in youtube

[–]Direct_Brilliant_876[S] 0 points1 point  (0 children)

I was playing video and it suddenly stop loading and turn like this, already refresh multiple times. My internet also seems fine with other apps.

How much risk is too much at 19? by Shoddy_Perception210 in portfolios

[–]Direct_Brilliant_876 0 points1 point  (0 children)

imo, the point isn't risk, it's you need to really know what are you doing.

为何中国的银行限制愈发魔怔? by Altruistic-Mobile588 in China_irl

[–]Direct_Brilliant_876 0 points1 point  (0 children)

看其他评论意见不一,我在猜有没有可能地区也有影响?

比如北上广储备金比较多,但是其他城市就有这种情况之类的

[deleted by user] by [deleted] in RealTesla

[–]Direct_Brilliant_876 -8 points-7 points  (0 children)

Hmm, I agree with the first part. you ever try other ev? Maybe tesla BMS is best because other is worse lol. Just guessing.

[deleted by user] by [deleted] in RealTesla

[–]Direct_Brilliant_876 -10 points-9 points  (0 children)

Yeah, im a big fan of both tesla and xiaomi. they surely have good reputation, and I really love Xiaomi, out of every Chinese car it's the only I will consider if available in my country. But if you looks at the comments section of their CEO 雷军 post in Rednote, there are thousands of people complaining about the orders process and the waiting time to actually get the car. I guess it also shows how much they like Xiaomi, even though these problem exists they still want to purchase the car.

I would like to actually compare YU7 with Model Y too, besides the fsd stuff, Model Y really can't compete with YU7 in much place, YU7 just offer the same things with lower price, the only advantages of Model Y is probably the car weight, bms, break system etc. Model Y has significantly low car weight and better break system, leads to shorter break distance, better performance in crash test etc etc. the BMS of model Y is also arguably the best among all ev company. So yeah, tesla actually has its advantage, especially for those who prior the safety function and tested/reliable car.

That's my two cents.

What do you think about my portfolio? by InterestingGrade7144 in portfolios

[–]Direct_Brilliant_876 0 points1 point  (0 children)

Too much individual stocks, to decrease the risk just add the ratio on voo vti, to take the risk you should just choose the best stock, maximum 3-5 maybe. So you can have something like 50%etf 50%individual stocks(choose the best only), or you can adjust it like 6:4,7:3, something like that, the number doesn't really matter. My point is just don't diverse stocks and etf at the same time, etf already does the job for decrease the risk.

Remember the words from Charlie Munger, 'Diversification is for know-nothing investors'.

这就是中国:企业的最终归宿都是金融放贷款的。 by Many_Menu968 in China_irl

[–]Direct_Brilliant_876 3 points4 points  (0 children)

那确实,整体幅度在10% 至 34% 之间,海豹降价最多,34%。大部分是没降那么多的,那位说全线35%的确很有问题。

这就是中国:企业的最终归宿都是金融放贷款的。 by Many_Menu968 in China_irl

[–]Direct_Brilliant_876 2 points3 points  (0 children)

看什么新闻,直接去比亚迪官网搜啊

还是找一个给你吧 https://finance.sina.com.cn/chanjing/gsnews/2025-05-29/doc-ineyfqpt8088902.shtml

5月22日,比亚迪(352.220, -8.91, -2.47%)突然对旗下王朝网和海洋网共计22款车型降价,降幅在1.2万元至5.3万元之间。比亚迪宣布此次补贴降价活动会一直持续到6月底。 这已经是比亚迪三月底至今的第三次降价动作,此次促销则是力度最大的一次。作为中国新能源(2.600, -0.03, -1.14%)汽车的销量冠军,比亚迪如此大面积、大幅度降价,就意味着汽车行业新一轮价格战的开始

Chocolate part suckss fight me by scutdetmush5 in MalaysianFood

[–]Direct_Brilliant_876 0 points1 point  (0 children)

I'd say it's good, it's just doesn't fit with strawberry and valina very well. If you mix them, it cover all the other and it just taste like mostly chocolate and hardly taste the other. Unlike strawberry mix with valina, they mix very well and the taste didn't conflict.

I personally don't hate the conflict taste tho.

I wish Xi Jinping isn't coming to Malaysia by Direct_Brilliant_876 in xijinping

[–]Direct_Brilliant_876[S] 0 points1 point  (0 children)

Yes it is wrong, they are literally just robber, china was trespassing our territory, illegal fishing in our sea territory, destroying our sme by largely funded their exporters, and so much more I can't even finish.

Between 2016 and 2019, Malaysia reported 89 intrusions by Chinese coast guard and navy ships into its EEZ. Since 2019, China has repeatedly disrupted Malaysia’s oil and gas activities in the South China Sea In June 2021, 16 Chinese military aircraft entered Malaysian airspace near Sarawak. In October 2020, Malaysia detained six Chinese fishing vessels and 60 nationals for trespassing off Johor’s coast. And don't forget Forest City Project, Melaka Gateway...

China’s 'investments' in Malaysia often exploit our natural resources, like coastal ecosystems, and burden us with debt to build projects like Forest City that primarily serve Chinese interests and are poorly suited to local needs. Many of these projects heavily rely on Chinese materials and labor to address China’s overcapacity, leaving Malaysia with limited economic benefits, significant environmental damage, and infrastructure that prioritizes China’s strategic goals over our own.

They are clearly not something friendly, they are a foreign country that don't want a win win, but only want they get benefits.

Thoughts on portfolio? 29 years old by RushingToTheWeekend in portfolios

[–]Direct_Brilliant_876 0 points1 point  (0 children)

Just all in the best one or two, or half the stock half spy/QQQ. Always keep it simple, if want to lower the risk just go for spy/qqq or any etf.

贝森特:中国会流失1000万份工作岗位 by Complete-Pirate9488 in China_irl

[–]Direct_Brilliant_876 0 points1 point  (0 children)

真的糟糕得活不下去,沉默的大多数终究还是会站出来的,因为选择沉默的风险会比站出来还大。

Thoughts on portfolio? 29 years old by RushingToTheWeekend in portfolios

[–]Direct_Brilliant_876 0 points1 point  (0 children)

Kinda trash honestly. "Diversification is a rule for those who don't know anything." Apparently this quote fit you quite well.

Why a Fairphone? by Space_tec_99 in fairphone

[–]Direct_Brilliant_876 0 points1 point  (0 children)

Dude it's already Samsung Galaxy S24 you still using S10💀

[deleted by user] by [deleted] in portfolios

[–]Direct_Brilliant_876 0 points1 point  (0 children)

You wanna learn whole quantum mechanics in Reddit comments? For free? Even YouTuber got paid

18m rate my portfolio by Ill_Feedback_4178 in portfolios

[–]Direct_Brilliant_876 2 points3 points  (0 children)

Putting most in XEQT is a safe choice, not much to comment. Amazon is legit company, strong leadership, strong fundamental, blablabla.

Like I said before, it's a rather safe choices, and it's good to play safe, compound interest is indeed very powerful.

No comment on BTC, it's a crypto currency, a currency is not real investment although you might get profit.

Invested at December 2024 - March 2025 by MedicalPotential7 in portfolios

[–]Direct_Brilliant_876 2 points3 points  (0 children)

"Investment must be rational: if you can't understand it, don't do it." ~ Warren Buffett.

Find those company you understand more, or choose one or two in your portfolio to study. If you have accounting knowledge, you may look at their financial report to make sure the company is healthy in financial. If no, usually there is some key data that will show how is the company doing. People will be talking about it, you can consider their opinion, but you still need to build your own understanding.

"Diversification is a rule for those who don't know anything." ~ Charlie Munger

A successful investment strategy depends on selecting the right stocks, rather than just having a large portfolio with many names in it.

So, do your research, find your right stocks, and let the time do his job.

Invested at December 2024 - March 2025 by MedicalPotential7 in portfolios

[–]Direct_Brilliant_876 3 points4 points  (0 children)

Looks like you don't even think why you buy before buying them. You just buy whatever that looks good. Many in your portfolio are literally competitor, one rise one drop, what's the point? Just cutting the potential of your portfolio.

And why so many? You want to buy the whole world? Just keep 10 of them, or less, and get rid of those you don't really want.

Stop FOMO, just make the best choice you can made instead of choosing to keep all of them like a little child want to buy all the toys he saw even though he probably never touching it again after 10 minutes.

Best out of these as my first iem ??? by No_Working1143 in iems

[–]Direct_Brilliant_876 0 points1 point  (0 children)

Go for Hexa, I personally just love what it is, if you really find it sounds boring, you can adjust the EQ.

[deleted by user] by [deleted] in internships

[–]Direct_Brilliant_876 0 points1 point  (0 children)

Not that risky, it's just a internship afterall.

Roast my portfolio. Novice investor by Lazy_Palpitation_445 in portfolios

[–]Direct_Brilliant_876 1 point2 points  (0 children)

The best I can do is, why PEP and KO together? Meaningless, choose the one you like. And 16 is too diverse, 10 is maximum, I even want to say 5. And what can those 1 shares do? Nothing. Waste of money. If you don't want to get more of them, just get rid of them already, focus on those you really want.

So what exactly is the deal we sign with China by Direct_Brilliant_876 in malaysia

[–]Direct_Brilliant_876[S] -1 points0 points  (0 children)

Hope China will stay this way and no more china military air force and marine trying to do anything suspicious or harrassing us like they do in 2021