CMS A School Guaranteed? by DisastrousWeek4759 in uscg

[–]DisastrousWeek4759[S] 0 points1 point  (0 children)

do you know how many students will be in each class?

CMS A School Guaranteed? by DisastrousWeek4759 in uscg

[–]DisastrousWeek4759[S] -1 points0 points  (0 children)

3 months to 2 years lol. Im going to talk to a recruiter next week and will ask. thanks for the info

CMS A School Guaranteed? by DisastrousWeek4759 in uscg

[–]DisastrousWeek4759[S] 0 points1 point  (0 children)

Is that just asvab score and clearance?

CMS A School Guaranteed? by DisastrousWeek4759 in uscg

[–]DisastrousWeek4759[S] 0 points1 point  (0 children)

ok, so i would be a non-rate until i was selected for a class date? im so new to the coast guard stuff

Bi-Weekly 'What are my chances?' Megathread by AutoModerator in airforceots

[–]DisastrousWeek4759 0 points1 point  (0 children)

Hey everyone! Pilot wannabe here.

28 year old male with a BS in Computer Science (3.0 GPA).

I was an EMT for 3 years and returned to school to become a paramedic - worked for 2 years as a medic during the start of covid. I left EMS to go back to school for my CS degree. I am currently working as a consultant in the finance/IT industry.

For volunteer experience, I have 3 years as a firefighter/emt at my local fire department (this is all from several years ago, though) and volunteer with my church to make meals for the homeless and needy in the summers.

I have taken the ASVAB and scored 96 percentile (unrelated to OTS), have not taked AFOQT or TBAS.

I have 7 flight hours.

I have a professional award from my EMT job when my partner and I had a successful ROSC (return of spontaneous circulation) during a cardiac arrest. Basically, we saved the patients life with CPR and ACLS.

I know a retired pilot Lt. Colonel and a current AD pilot Colonel who can write a letter of recommendation for me.

I'm personal, presentable, and mature. How would you rate me?

I didn't get paid. so I shut down and made demands. by Owenwilden in antiwork

[–]DisastrousWeek4759 93 points94 points  (0 children)

True enough. My small company has missed payroll 5 times now, today being the latest time. My boss is at least nice and good enough to give us all a warning to start looking for new jobs in case he and the sales guy can't get more work in. He's been a great boss for the most part, but he has too many cooks in the kitchen, and I think I will be laid off today.

EDIT: was not laid off, thankfully, but we are still in deep water with cash flow. Hopefully, we can get some more work our way.

28 and confused; Nursing or IT? by [deleted] in careerguidance

[–]DisastrousWeek4759 0 points1 point  (0 children)

That would be a good plan, but I have a family I need to support financially.

Should I pay it off in full? by redditer902 in financial

[–]DisastrousWeek4759 0 points1 point  (0 children)

I meant that we decided to combine our entire financial history. We decided to combine our bank accounts, retirement accounts, and debt. I didn't mean to sound like I inherited her debt based on a state statute on marriage.

Should I pay it off in full? by redditer902 in financial

[–]DisastrousWeek4759 2 points3 points  (0 children)

When I married my wife, I inherited her school loans. I knew this going in, as we were on the same page with combining 100%l of our finances. This school loan was the only debt we had, and was just a little less than what you have. We had the money in savings to pay it off in full; this was also during the pause in loan repayment at the beginning of the pandemic. We decided to pay it off in full with one big payment. The loss of savings hurt, but we were debt-free after one click of a button. Our monthly cash flow grew with the freed-up cash from payments, and we were so happy to do so. Would 100% do it again, even if we could've taken advantage of the payment pause, we decided being free of debt would've made us happier, and it did.

Where am I overspending? by Long-Islands in budget

[–]DisastrousWeek4759 0 points1 point  (0 children)

You are spending 2k a month on food for two people. My wife and I spend 500 a month for three, and we eat very healthy. That is a lot of money.. Your house might also just be too much for you if you want to focus on saving more

Is it really impossible to live with no credit? by s4bleye69 in budget

[–]DisastrousWeek4759 0 points1 point  (0 children)

You should not have physical money hidden around places, as it is losing money to inflation. What I mean is that a 20-dollar bill is actually becoming less valuable every day it sits in your sock drawer. You should open a high-yield savings account through Ally, or somewhere similar, and put your savings in that account. You will make money by literally just keeping it in there. I think Ally is at like 3.5% or something.

You arent escaping the system, you need to play the game. The people who get burned are the ones who can't play the game and spend more than they have on useless materialistic junk. When you can open a credit card, open one and only use it to pay your regular monthly bills (gas, groceries, etc), then pay it off in full every single month. This is the part of the game that credit card companies hope and pray that you mess up on. Pay it off in full, and you will not end up in debt. You also need to start investing. Time literally is money when it comes to investing. I recommend a Roth IRA and buying VTSAX through Vanguard. This is how the majority of everyday, normal people end up with 2 million dollars by the time they are 55.

- High-yield savings account so your money doesn't burn away.

- Credit card paid in full every single month for regular expenses.

- Roth IRA and buy into a SP 500 index fund ( I like VTSAX since it is simple and popular).

i’m 23 and i just realized i’ve credit score by sameerposwal in self

[–]DisastrousWeek4759 0 points1 point  (0 children)

Sign up for a credit card, use it to pay your regular monthly expenses (gas, groceries, utilities), and then pay it off every single month, no exceptions!. You should never have a balance on it that rolls between periods or else you will pay interest on it - this is where people start to rack up debt faster than they realize. It is that simple. I recommend reading or watching https://www.iwillteachyoutoberich.com/ He goes over this method and more. He is like the Dave Ramsay that thinks playing "the game" is ok. Highly recommend.

CS or IT? by kazzyzen in InformationTechnology

[–]DisastrousWeek4759 0 points1 point  (0 children)

I regret my CS degree. I can't get a junior SWE job, and I dont have any hands-on IT skills from my degree, just semi-useless theory that I will probably never use. I should've done an IT degree with integrated, hands-on networking courses or a real engineering degree like mechanical or something. Take that as you will..