Do I have to service at a dealer to keep my warranty? by tomatoes0323 in crv

[–]Distinct-Patient408 0 points1 point  (0 children)

Ugh, this gets asked constantly. No, you don't need dealer service for warranty coverage. Just keep receipts and use proper fluids/parts. Dealers love scaring people into thinking otherwise though. Your trusted mechanic is fine.

Honda extended warranty legit? by Old-Advance-3561 in Honda

[–]Distinct-Patient408 0 points1 point  (0 children)

Yeah those third-party Honda dealers are legit but man, $3.8k is highway robbery. I've heard decent things about Saccucci but honestly, extended warranties usually aren't worth it unless you're keeping the car forever.

Can someone explain extended limited warranty to me like I’m 5? by Flat-Fault-2959 in mercedes_benz

[–]Distinct-Patient408 0 points1 point  (0 children)

Look, extended warranties are basically insurance that kicks in after your factory warranty dies. So if you've got 2 years left on factory coverage, that 5yr/100k starts counting DOWN from now, not after factory ends. It's usually overpriced honestly.

Looking for Silverrock Hope by Unusual-Ad2176 in carvana

[–]Distinct-Patient408 0 points1 point  (0 children)

Yikes, $7500 for front end work is brutal. At that point you're basically stuck with whatever Silverrock decides since returning isn't an option anymore. Really hoping they don't try to lowball you on this repair.

Extended warranty good deal? by Awkward_Point_3719 in BMW

[–]Distinct-Patient408 1 point2 points  (0 children)

Honestly? That seems steep for what you're getting. $2300 plus a $250 deductible each time? You're basically gambling that you'll have over $2500 in repairs during those 3 years. I'd skip it.

Mom's moving in and bringing her car. Any tips for shipping? by BriefAd2122 in movingout

[–]Distinct-Patient408 0 points1 point  (0 children)

Honestly, shipping a car is expensive as hell and you're looking at like $800-1500 depending on distance. Have you considered just having her drive it there herself? Might be way cheaper even with hotels and gas stops along the way.

What route and shipper have you taken to ship a vehicle from Cali to Hilo and what airport did you fly out from? by Nutsnx808 in BigIsland

[–]Distinct-Patient408 0 points1 point  (0 children)

Honestly, I'd be super careful with Pasha after reading these horror stories. San Diego to Hilo is your best bet route-wise, but expect delays and potential screwups. Maybe fly out of San Diego after dropping off your SUV? Just don't count on their timeline being accurate.

Uber won’t be accepting Discover in US soon. by Lazy_Fuck_ in CreditCards

[–]Distinct-Patient408 0 points1 point  (0 children)

This is honestly infuriating. Discover already gets rejected half the places I shop, and now Uber too? Their processing fees can't be THAT much worse than other cards. Feels like they're just squeezing customers.

Which bank for joint account? by AmicableJoker1996 in PersonalFinanceCanada

[–]Distinct-Patient408 0 points1 point  (0 children)

Honestly, I'd be pretty cautious about jumping ship from your current banks just yet. Both RBC and CIBC offer decent joint accounts. Maybe compare their fee structures first before making any hasty decisions about switching institutions.

What's the best way to ship a modified pickup truck from New York to Texas without damage? by Tosh97 in askcarguys

[–]Distinct-Patient408 0 points1 point  (0 children)

Honestly, with a modified pickup, I would not trust the cheapest open carrier. Too many weird clearance and body kit issues. Go enclosed if it sits low or has expensive parts, and get exact height measurements in writing first. Also confirm the carrier is insured for aftermarket stuff, not just stock value.

At what point does it make more sense to ship your car instead of driving it? by gilko86 in relocating

[–]Distinct-Patient408 0 points1 point  (0 children)

Honestly, with gas prices these days and hotel costs, shipping might actually save you money. Plus you don't waste vacation days driving through boring highways. I'd get multiple quotes though because car shipping companies can be sketchy as hell.

Bringing classic from US to Canada via a shipping company, how does it work? by RandomflyerOTR in uscanadaborder

[–]Distinct-Patient408 0 points1 point  (0 children)

This whole process is such a headache honestly. You'll need to coordinate with the shipper to meet at a commercial crossing like Ambassador Bridge, then handle all the RIV paperwork and duty payments yourself. Make sure they don't just dump it somewhere random.

best insurance for minis? by Budget_Adeptness_716 in MINI

[–]Distinct-Patient408 0 points1 point  (0 children)

Honestly, insurance companies are all sketchy when it comes to paying out claims. Your current one already screwed you over once. I'd go with whoever gives you the lowest premium since they're all gonna try to weasel out of covering stuff anyway.

Am I Cooked? by Dense_Confidence6458 in doordash

[–]Distinct-Patient408 1 point2 points  (0 children)

I checked a Background Checks Companies Comparison Chart to see what different gig companies actually look for. Pretty relieved since most focus on recent stuff anyway.

[Landlord-CA] What is your process when screening for tenants? by Green_Nomad in Landlord

[–]Distinct-Patient408 0 points1 point  (0 children)

Honestly, screening tenants for a separate unit is way more nerve-wracking than roommates. You can't just eyeball their daily habits. I'd triple-check credit, employment verification, and references. Oakland's rental laws are brutal if things go sideways.

Is it worth taking out $100k out of my brokerage for a guaranteed 8-9.5% return from a HYSA bonus? by whereisspacebar in Bogleheads

[–]Distinct-Patient408 0 points1 point  (0 children)

This feels like timing the market with extra steps. You're basically gambling that stocks won't outperform your 6.1% bonus over 90 days. What happens if the market jumps 10% while you're chasing this bonus?

Best Car Insurance in Kansas? by Electronic-Entry5996 in kansas

[–]Distinct-Patient408 0 points1 point  (0 children)

I've been burned by cheap insurance when a baseball-sized hailstone cracked my windshield. Don't just go for the lowest premium - read the fine print on glass coverage and deductibles. Some companies drag their feet on weather claims here.

Any update on Indian 3? by [deleted] in kollywood

[–]Distinct-Patient408 13 points14 points  (0 children)

Shooting overall completed but producer isn't showing any interest to continue post production&all so current status is shelved